Best zip codes for lowest insurance

[JeffreyG]

We are full timers, retired military, 100% combat disability, 72, don't pay taxes, and no longer have a first residence. Looking to register in the best zip code for lowest insurance rates and free registration due to military 100% combat related disability. We are currently registered in Tucson AZ.

[Old-Biscuit]

State Veteran's Benefits.....
State Veteran's Benefits | Military.com

Insurance ........
SD has low insurance costs.
Not sure on MH registration costs but the registration was very low for our truck and 5th wheel -------TX was going to be 1 1/2 times higher

[barmcd]

Stay out of Texas.

[vito.a]

I have experience in Tucson. Stay away from the south Tucson zip codes. Oro Valley (85737) is pretty good (at least for Tucson). I'm sure there are other places in the country that are lower. Maybe Montana or Oregon?

[Drifter]

57719

[RileyCaton]

Originally Posted by vito.a

I have experience in Tucson. Stay away from the south Tucson zip codes. Oro Valley (85737) is pretty good (at least for Tucson). I'm sure there are other places in the country that are lower. Maybe Montana or Oregon?

We full-timers and retired. Don't choose Oregon as they have a state income tax if you become a resident. We moved our domicile address from OR to Grays Harbor County, Washington and our insurance dropped by about 1/3 and we don't have to pay state income tax.

[DMTTRANSPORT]

Originally Posted by barmcd

Stay out of Texas.

We pay $360.00 a year for or Coach, $105.00 mo for insurance???

[motorhomeguy]

Moved form Virginia to Central Florida and saved big on taxes (income and personal property). What we saved was lost in additional vehicle insurance premiums. Unbelievable, I would research, research, and research before considering Florida.

[BillJinOR]

Originally Posted by RileyCaton

We full-timers and retired. Don't choose Oregon as they have a state income tax if you become a resident. We moved our domicile address from OR to Grays Harbor County, Washington and our insurance dropped by about 1/3 and we don't have to pay state income tax.

I live in Oregon and looked at moving to wa but when I looked at moving my MH and car license to Washington they wanted over 8% tax on the current value of my vehicle ( since I paid no tax on them living in Oregon a sales tax free state ) almost 15 grand .. No thanks! insurance and no income tax but the sales tax is outrageous applied to vehicles already owned! How did you get around the registration "tax" hit on your Mh and cars ?

[barmcd]

Originally Posted by DMTTRANSPORT

We pay $360.00 a year for or Coach, $105.00 mo for insurance???

What does your insurance cover--Comprehensive, collision, liability, uninsured motorist, underinsured motorist, medical coverage? What liability limits do you carry? Where do you park your motor home? It all makes a difference.

Texas has some of the highest insurance rates in the country.

State Annual Car Insurance Rate
Alabama $1,529
Alaska $1,605
Arizona $1,222
Arkansas $1,399
California $1,962
Colorado $1,558
Conn. $1,638
Delaware $1,580
Florida $1,830
Georgia $2,201
Hawaii $1,400
Idaho $1,053
Illinois $1,370
Indiana $1,202
Iowa $1108
Kansas $1,358
Kentucky $1,503
Louisiana $1,971
Maine $964
Maryland $1,810
Mass. $1,604
Michigan $2,551
Minnesota $1,360
Mississippi $1,385
Missouri $1,207
Montana $2,013
Nebraska $1,317
Nevada $1,388
N. Hamp. $983
NJ $1,905
NM $1,371
New York $1,173
NC $1,060
ND $1,710
Ohio $926
Oklahoma $1,568
Oregon $1,333
Penn. $1,440
RI $2,020
SC $1,316
SD $1,557
Tenn. $1,397
Texas $1,620
Utah $1,192
Vermont $1,149
Virginia $1,114
Wash. $1,499
Wash. DC $2,127
WV $2,518
Wisc $1,087
Wyoming $1,541

Data from various states' Departments of Insurance show annual car insurance premiums.

[Misty123]

Tennessee, no state income tax, 175,000 property tax exemption if you buy a home, 100% v.a. disabled, two free vehicle plates and permanent registration and plates, no state vehicle inspection. I don't know about the above insurance quotes, my 2014 Ram Longhorn is $650 per yr with full coverage.

[DMTTRANSPORT]

Originally Posted by barmcd

What does your insurance cover--Comprehensive, collision, liability, uninsured motorist, underinsured motorist, medical coverage? What liability limits do you carry? Where do you park your motor home? It all makes a difference.

Texas has some of the highest insurance rates in the country.

State Annual Car Insurance Rate
Alabama $1,529
Alaska $1,605
Arizona $1,222
Arkansas $1,399
California $1,962
Colorado $1,558
Conn. $1,638
Delaware $1,580
Florida $1,830
Georgia $2,201
Hawaii $1,400
Idaho $1,053
Illinois $1,370
Indiana $1,202
Iowa $1108
Kansas $1,358
Kentucky $1,503
Louisiana $1,971
Maine $964
Maryland $1,810
Mass. $1,604
Michigan $2,551
Minnesota $1,360
Mississippi $1,385
Missouri $1,207
Montana $2,013
Nebraska $1,317
Nevada $1,388
N. Hamp. $983
NJ $1,905
NM $1,371
New York $1,173
NC $1,060
ND $1,710
Ohio $926
Oklahoma $1,568
Oregon $1,333
Penn. $1,440
RI $2,020
SC $1,316
SD $1,557
Tenn. $1,397
Texas $1,620
Utah $1,192
Vermont $1,149
Virginia $1,114
Wash. $1,499
Wash. DC $2,127
WV $2,518
Wisc $1,087
Wyoming $1,541

Data from various states' Departments of Insurance show annual car insurance premiums.

Full coverage, what's required ^^ not RV Rates^^

[barmcd]

Originally Posted by DMTTRANSPORT

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Full coverage, what's required ^^ not RV Rates^^

No, not RV rates, but the coverage is going to be based on the same thing auto rates are based on--driving record, value of the vehicle, and coverage's selected. I pay almost exactly the same thing for my 2015 Corvette as I do for my 2000 Dynasty for the exact same coverage.

[DMTTRANSPORT]

Originally Posted by barmcd

No, not RV rates, but the coverage is going to be based on the same thing auto rates are based on--driving record, value of the vehicle, and coverage's selected. I pay almost exactly the same thing for my 2015 Corvette as I do for my 2000 Dynasty for the exact same coverage.

TX is showing 4-5 higher than I pay ...dunno? I can tell you my Coach coverage is part time use...