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Old 10-03-2014, 05:30 PM   #1
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RV Insurance

I am shopping around for Rv insurance and came across a company called RV America Insurance. Has any worked with this company before? Any recommendations for insurance carriers? Thanks

Frank and Jeannie
2007 Monaco Cayman
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Old 10-04-2014, 12:04 AM   #2
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Many Rvers, myself included, use Miller Insurance Agency
https://www.millerrvinsurance.com/
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Old 10-04-2014, 01:59 AM   #3
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I always suggest to find several brokers that live somewhat near to your zip code and let them compete. I have three brokers that shop over 20 carriers and forward me quotes on a yearly basis. Currently for my situation, Blue Sky insurance has been the best coverage for 3 years running.

Good luck
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Old 10-04-2014, 06:34 AM   #4
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State Farm has affordable rates.
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Old 10-04-2014, 06:52 AM   #5
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Are you looking for part time vacation use casualty insurance or full-time casualty, liablity, contents, lodging, transportation insurance? Major difference and limited carriers for full-time coverage?
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Old 10-04-2014, 07:14 AM   #6
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Try FMCA web site. They check many insurance company's and give some choices.

Dave
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Old 10-04-2014, 07:36 AM   #7
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Progressive Insurance. Through AIS: https://www.aisinsurance.com
We have made a claim with Progressive and found them to be great. Further, friend with tractor trailer repair shop also has Progressive on their Camelot (and cars) and prefers when repairs are covered by Progressive because they pay w/o 'hoops'. Florida Farm Bureau kept creeping up. Went with Progressive via Poliseek (changed to AIS insurance) and got a better quote than directly with Progressive--crazy? Subsequently went through Snapshot program and now pay less than $800/year for two CRVs with full coverage. Coach has crept up to just under $1200 w/full replacement. Snapshot is custom made for retirees due to mainly driving between rush hours being a big deal to them. If insurance doesn't 'pay' it isn't much good. Progressive is and has been known for its simple/quick claims processing.
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Old 10-04-2014, 07:45 AM   #8
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Quote:
Originally Posted by Gorlininc View Post
State Farm has affordable rates.

We have been with 21st Century (Farmers) for several year, and the MH was about $1100/year.

A State Farm agent attempted to get our business and the MH quote was $882, which was an even better policy than what we had. It includes towing/flat repair, etc., which makes the Good Sam roadside policy un-necessary; saving another $70/year.
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Old 10-04-2014, 11:25 AM   #9
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Alot goes into figuring your insurance rate -- No two rates are going to be the same -- Zip code, driving record, equipment being insured, age, credit score & probably much more , but that`s the main one`s -- George Z
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Old 10-04-2014, 11:50 AM   #10
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Alot goes into figuring your insurance rate -- No two rates are going to be the same -- Zip code, driving record, equipment being insured, age, credit score & probably much more , but that`s the main one`s -- George Z

Very true!
To the OP:
There are no simple answers on insurance.

You need to comparison shop the reputable companies. Price depends on your driving record, location class, and each level of coverage.

I am in Rural Route Class 1. It is the lowest location cost in PA. If I lived in Philladelpia the over-all rate would triple.

Each insurer has rates that vary by state, or even by county.

So, no simple answers. You must shop. Brokers may help.

Best of luck!
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Old 10-05-2014, 09:30 AM   #11
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Thanks for the insurance info. I will start making calls today for the best offer.

Frank & Jeannie
2007 Monaco Cayman
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Old 10-05-2014, 09:45 AM   #12
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Originally Posted by CrossCountryMonaco View Post
Thanks for the insurance info. I will start making calls today for the best offer.

Frank & Jeannie
2007 Monaco Cayman

Best of luck!
Make sure the quotes are one-on-one for all coverage levels. Some like to provide lower pricing via lower coverage.
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Old 10-05-2014, 09:47 AM   #13
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Blue Sky RV Insurance
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Old 10-05-2014, 05:21 PM   #14
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Blue Sky RV Insurance
We switched to Blue Sky the first of 2014. I didn't know much about them. In June we had a blowout on a steer tire and crashed our Camalot. The estimate is about $60 K for the repairs. Blue Sky has agreed to the figure and has already sent a check for the parts. So far, so good.
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