Borrowing Class A RV from parents

[kpoulos]

my state of west virginia does not require a cdl for rv over 26k. i wanted to know
if i can borrow my parents rv. my parents live in and the rv is registerd in maryland where they do require a non commercial class b. does it go by where rv is registered or where the driver holds a licensce

[Gordon Dewald]

I suspect you will be OK since your drivers license is issued where you live and you are borrowing the MH. This is only an opinion and should be checked with an authority.

[Boomertx]

Double check on liability insurance . . . make sure THEIR MH policy covers you as your auto policy almost certainly won't. For a fact, Allstate, Farmer's and Geico auto policies will not cover you driving a dual rear wheel over 10000 pound motorhome. DAMHIK :(

[Mr_D]

Drivers license is no problem, insurance might be.

[Sweetbriar]

Shouldn't be a problem. Just think of it as renting a U-Haul truck.

[Crasher]

Drivers license and insurance will be the least of your concerns. Our son borrowed our then brand new motorhome in 2003. The seed was planted and he got the RV bug. He just came home with his 4th new coach a couple weeks ago. I think he still blames me for what that first trip has cost him over the years.

[Boomertx]

The U-haul analogy is not appropriate in this case . . . when you rent from U-haul you are being insured by U-haul as part of the price of the rental and you are not being covered by your auto insurance. Large (company not MH ) rental agencies typically add you to a binder with someone line MBA RV insurance.

Given any class A, even the smallest, is pretty large and can do significant damage and possible injuries in relatively "low energy" accidents I would urge the OP to disregard any advice from here, even mine, but spend a dime and call their insurance company to get the straight skinny. Vehicle liability lawsuits can eat up big $$$ in a BIG hurry, even with insurance, I shudder to think about what if I didn't have insurance!

Opps, forgot to add, your insurance may cover your Uhaul rental if the vehicle is NOT over 10K GVWR . . . mine will but it is VERY specific that it does NOT cover anything over that. I'm with Allstate. I also called 3 other major insurance brands with a thought to maybe looking at changing over to them and asked each one if they would cover me for a 25K GVWR motor home and each time the answer was no. As always YMMV and I'm only recounting my personal experience. Best advice is still, call and make sure.

I hope the OP is able to work out a way to borrow the RV and have a great, WORRY FREE, time!!!!

[Pirate]

If I were your parents I would say no way.

[Sweetbriar]

Originally Posted by Boomertx

The U-haul analogy is not appropriate in this case . . . ,,,

Sure it is, where in the OP's original posting is there anything regarding insurance? The question was regarding licensing. I'll even quote it for you -

"my state of west virginia does not require a cdl for rv over 26k. i wanted to know if i can borrow my parents rv. my parents live in and the rv is registerd in maryland where they do require a non commercial class b. does it go by where rv is registered or where the driver holds a licensce".

[daveandcarol]

While the discussion has veered away from his original question, it was thoughtful of others to mention a possible problem he might not have considered. Better to get the question answered early so it doesn't bite you in the a** later.

Other questions to consider might has he ever driven something this big or is he familiar with all the operating systems?

[JFXG]

Have your parents already agreed to let you borrow the coach? Or are you hoping to convince them through positive feedback from the forum? Where will they stay while you borrow their home for a while?

[CharlesinGA]

Originally Posted by JFXG

Have your parents already agreed to let you borrow the coach? Or are you hoping to convince them through positive feedback from the forum? Where will they stay while you borrow their home for a while?

My guess is they are going to trade "homes" for a while.

Charles

[udid]

Personally speaking.....unless they have driven one on a trip before and are familiar with the systems on-board I'd say absolutely not. Family member or not (aside from insurance confirmation).

Very rarely do others (incl family) care and/or look out for things that you yourself do while driving and dealing with issue/s that arise....and arise they will.

If you do....Do a complete walk around explaining how everything works and what to be on the look out for. But more importantly be prepared to deal with something when returned.

At min my rule would be the RV is returned in the except shape (inside & out no exceptions) when borrowed with full tank of fuel incl fuel stabilizer. Video your entire walk around (evidence). Family member means nothing they'll will almost always be the first try and weasel one over on you.

[awol50]

Originally Posted by Sweetbriar

Shouldn't be a problem. Just think of it as renting a U-Haul truck.

Except insurance probably a problem. Few auto policies cover things like RVs and moving trucks.