"Coach only" service contract
We're torn on which extended warranty, aka service contract, we should get. Should probably know our situation first though. We have a 2013 Fleetwood with an in service date of October 2013. Most things have passed although we have until October for certain drivetrain items and two years on top for a couple things like frame rails, etc. The vehicle only has 18,000 miles. I wish I could say we had meticulous records, but we don't. That said, certain things stand out like personal notes left inside and an obvious pride of ownership that went beyond the dealer just cleaning it up to look good.
So, here's our dilemma. The "coach only" contract covers many things we may be worried about and things that I can see breaking, failing, etc. That exclusionary policy excludes engine, transmission, drive axle, cooling, steering, chassis a/c, chassis & engine electrical components, along with usual exclusions on the motorhome policy. We'll be getting one or the other for our peace of mind. Of course, the coach only policy is about $2900 vs. $3900 for the full policy, both with a $200 deductible. The main reason we're torn is that on every forum, every dealer, and most with any knowledge in between, the big sell of the DP is the diesel engine. Comments like 50,000 miles is just breaking it in. Or, those Allison transmissions will last forever.
Thus, our question is not whether or not to get a policy, but in our situation with a low mileage 2013, is it worth a $1000 for those engines that should never go bad with good maintenance? (As a side note, do those prices sound about right? (although this is not our main question))
2013 Fleetwood Expedition 36M "Scarlet B"