WD-40 is NOT a lubricant. It will actually wash the lubricant away. The fan motor will either have preoiled bronze bearings or sealed bearings.
It could be the thrust bearing is bad on the motor and allowing the fan to contact the housing.
Ken
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Amateur Radio Operator (KE5DFR)|No Longer Full-Time! - 2023 Cougar 22MLS toted by 2022 F150, 3.5L EcoBoost Tow Max FX4 Lariat Travel with one Standard Schnauzer and one small Timneh African Gray Parrot, retired mechanical engineer
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