Extended Break/Fix Coverage

[EGRJR]

Hello,

My 2020 Class A just came off a 5 year extended break/fix coverage that covered bumper - bumper stuff with a bunch of perks should the MoHo break down. Guess what? I never used any of the services I paid for sadly. Now, I must ask the question, do any of you that have 5+ older Class A MoHos carry any type of break/fix coverage plans and if so, what companies do you use?

Thanks for your feedback.

Eugene

[OldBaldFat]

Originally Posted by EGRJR

Guess what? I never used any of the services I paid for sadly.

No, that's a very good thing. A happy RV owner never uses such coverage, or a warranty, for a repair or a problem.

While the financial part might work out to cover the cost of the repair which was more than the premium, the hassle of a broken RV, hours waiting for someone to come repair it, the loss of use of the RV at the worst possible time, probably in the middle of a long trip.

My dad always said that Insurance is a Bet, that you hope to never collect upon. He lived to age 95. The life insurance paid after his death was not as much as all the premiums over about 70 years. He was happy.

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Now about your RV.

You have a 2020 model lower end Class A gasser, built by a company not known for reliability of the house part of the rig.

You are starting the time period when things begin to break even on a well maintained rig. I'm suprised that you haven't had a big repair yet.

If you are not planning to trade in the RV soon, you might want to consider renewing that coverage, if you can find it.

How handy are you with repairs? Can you diagnose and fix wiring issues, plumbing issues, replace things like an AC or a fridge. Even just upgrading to a newer TV.

Only you can decide what you can afford to get done yourself, either paying for the repairs, or doing them yourself.