Community Forums

Gadget Man · 11-06-2006, 05:50 AM

I am considering purchasing a pre-owned 2004 diesel pusher that I found. One of the things that I want to do before I commit to the purchase, is to get some quotes on an extended warranty policy. Some folks hate them and some love them. For me personally, the policy that I bought for my Winnebago paid for itself two times over during the life of the policy.

The company that wrote my policy (Warranty Direct) no longer writes them. Besides Good Sam, can anyone recommend a good extended warranty plan? Thanks!

Gadget Man · 11-06-2006, 05:50 AM

I am considering purchasing a pre-owned 2004 diesel pusher that I found. One of the things that I want to do before I commit to the purchase, is to get some quotes on an extended warranty policy. Some folks hate them and some love them. For me personally, the policy that I bought for my Winnebago paid for itself two times over during the life of the policy.

The company that wrote my policy (Warranty Direct) no longer writes them. Besides Good Sam, can anyone recommend a good extended warranty plan? Thanks!

RustyJC · 11-06-2006, 06:18 AM

On its face, the Good Sam quote I got didn't look bad - until I got into the fine print. Since mine is a 5th wheel, it's a little different situation, but the requirement to take the RV into an authorized service facility to have all OEM scheduled maintenance performed and documented was a non-starter for me since this didn't just cover the "box" but all of the components (e.g., fridge, water heater, furnace, A/C units, etc.) therein. To me, the expense and hassle of that (since I do my own work on the "minor" stuff) wasn't worth it.

JM2CW

Rusty

Paulin · 11-06-2006, 07:01 PM

Craig,

Look for an "exclusionary" policy, that is one that covers everything except those items specifically excluded in the policy. Most of the extended policies are "inclusionary" and only cover the systems, parts, etc. that are listed in the policy. And, many of them are a bit tricky, such as only covering the engine parts that are lubericated, therefore, presumably not covering the alternator, etc.

Gary RVRoamer · 11-07-2006, 06:10 AM

Try these two:

Warranty Experts

RV Protection.net

I have a policy from American Guardian thru RVProtection.net that suited my needs nicely. I know several others who bought through Warranty Experts and got good service/prices.

But read all the policy terms - the devil is in the details. Do not assume the insurer will cut you any slack - they are more likely to enforce the letter of the contract than the spirit. Make sure you understand exactly what is covered and the relationship, if any, with any manufacturer's warranties you may have (including appliance wartanties). Definitely get the "exclusion" type policy that covers everything except excluded items. That minimizes misunderstandings about coverages.

BIGRED1 · 11-09-2006, 08:01 AM

When I recently got an online quote from RV Protection.net the policy was from a company called USA Travel Care, not American Guardian. Does anyone know if they've changed or offer policies from more than one company?

Gary RVRoamer · 11-09-2006, 08:35 AM

I believe they are one and the same - USA Travel Care is the name (or one of the names) that American Guardian uses when issuing RV Extended Warranties. It may reflect the particular underwriter for that policy.

I suggest you ask RVProtection.net if they issue policies from more than one company and what, if any, differences there may be.