Tiffin Owners Club
Mid Atlantic Campers
Freightliner Owners Club
Join Date: Jan 2015
- First, as said prior, nothing is for free and you are paying for any service contract like this. If you exclude this from the deal, you can negotiate a lower price for your purchase (you're taking cost out of the deal).
- Second, companies make money. So when you collectively add up the payout costs across all the subscribers, add their building leases and peoples working, advertising and systems costs, then add money for their profit, that would equal the amount of money they bring in from sales. So you in effect are paying for their jobs and profit. Their actual payout costs could be half of what they bring in of sales.
- Thirdly, contracts are very specific limiting what they cover. If it's not specifically called out on the list, it's not covered. I just randomly thought of a couple things . Look up jacks, it only covers manual scissor jacks. Most class A's would have hydraulic or maybe some electric jacks. Not covered. What about all of the electricals (transfer switch, inverter/converter, wiring, outlets, relays, charge solenoid, etc), no mention anywhere, not covered. Look up entry steps, or awnings, not covered. Look up slide hydraulics/motors/seals/controls, not covered. Rear view/turn cameras, outside lights, not covered.
- There are two ways to write contracts. In one case they say we cover absolutely everything, but exclude these xx things. This is pro-consumer, and unless a repair is specifically listed as being excluded, then it is covered. The other type of contract is pro-company, it is written saying very specifically here is only the list of things we cover. If it is not specifically listed, it's not covered. Guess what type of contract this is?
- Fourthly, in that marketing brochure you don't see their actual contract, and required claims process. Many complain with service companies that you have to get pre-authorization before doing repairs, and can't get hold of the companies. Or, they make repairs and the service company denies their claims. Repair shops don't like them, customers don't like them.
- READ CAREFULLY THE FINE PRINT, don't assume things. If it isn't written and documented, they you are not getting it. (Heck, even if it is written and documented, sometimes you will not get it).
I personally am handy, and can fix many things myself, and also have the means to effectively 'self insure'. So it makes absolutely no sense to pay extra for anybodies service contract. I don't need to pay those companies employees, expenses, and profit....out of my pocket.
DaveB, Raleigh, NC
2015 Tiffin RED 33AA, w/Honda CRV
VMSpc, Magnum BMK/ARC50