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06-29-2022, 11:26 AM
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#1
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Junior Member
Join Date: Jun 2022
Posts: 11
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I got hit
Waiting on the insurance adjuster, but someone T-Boned me this morning. Any thoughts on if they will total this? I have never known anyone to make a claim on an RV. 2005 Newmar Kountry Star 3910 DP
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06-29-2022, 11:36 AM
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#2
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Senior Member
Fleetwood Owners Club Workhorse Chassis Owner
Join Date: Jun 2016
Location: On the continental divide
Posts: 2,605
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What did the police report say ?
That's going to be one heck of a bill !
__________________
2004 Fleetwood Pace Arrow 37c, 8.1 gasser, (Jezebel) Ultra RV ECM / TCM, plugs wires, and rear track bar, PPE deep Tx pan w/ temp gage, Bilstein's, Sailun's & Sumo's all round, pushed by a 2002 Grand Caravan, on a Master Tow Dolly OR a WR-250 on a rail.
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06-29-2022, 11:37 AM
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#3
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Senior Member
Join Date: Apr 2011
Location: Powell River, B.C.
Posts: 31,269
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Welcome to iRV2
Sorry your first post is about problems .
From your picture the lower slide flange didn't get damaged .
Compartment doors , floor and framing took the hit .
I'm 99% sure this is all repairable , big question is how long will it take.
__________________
99DSDP 3884, Freightliner, XC, CAT 3126B, 300 HP /ALLISON 3060
2000 Caravan toad, Remco & Blue Ox.
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06-29-2022, 11:40 AM
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#4
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Senior Member
Excel Owners Club Winnebago Owners Club Ford Super Duty Owner
Join Date: Aug 2014
Location: Santa Fe, NM
Posts: 6,777
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Sorry to hear about your problems.
IMO- if the frame was not damaged I think that damage is repairable. Expensive yes, but less than the total value. Someone is going to repair that and put it back on the road if not badly damaged inside or other hidden damages.
Some years ago I saw a Class A that had been T-boned at higher speeds by a pickup. The damage included the coach floor, the side wall above the floor and the front of the truck was still "parked" partially inside the RV when I drove by.
Good luck....
__________________
Fred & Denise (RVM157) New Mexico
2007 Excel Classic 30RSO & Coach House 272XL E450
2007 RAM 3500, Diesel, 6Spd Auto, SWD, 4x4, CC & LB
[SIGPIC][/SIGPIC]
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06-29-2022, 11:41 AM
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#5
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Senior Member
Freightliner Owners Club Holiday Rambler Owners Club
Join Date: Jun 2021
Posts: 1,629
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Sorry for your troubles! It'll depend on what got hurt and what it will take to fix it. Probably also what kind of insurance coverage you have. Best of luck. Hopefully you're back on the road soon.
__________________
2021 Holiday Rambler Armada 44LE
2021 Jeep Wrangler High Altitude toad w/Ready Brute Elite II
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06-29-2022, 11:42 AM
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#6
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Senior Member
Join Date: Oct 2014
Posts: 7,867
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Yup, the police report will be of considerable interest in terms of at-fault party and their insurance/lack of insurance.
__________________
Brett Wolfe
Ex: 2003 Alpine 38FDDS. Ex: 1997 Safari Sahara. Ex: 1993 Foretravel U240
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06-29-2022, 12:14 PM
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#7
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Senior Member
Monaco Owners Club Workhorse Chassis Owner
Join Date: Aug 2002
Location: Clovis, CA, USA
Posts: 13,090
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Let us know what your insurance company does with this one.
__________________
2004 Monaco La Palma 36DBD, W22, 8.1, 7.1 MPG
2000 LEXUS RX300 FWD 22MPG 4020 LBS
Criticism is easier than Craftsmanship
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06-29-2022, 12:30 PM
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#8
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Junior Member
Join Date: Jun 2022
Posts: 11
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Police report has other driver at fault. It does look repairable to me, he definitely knocked the front wheel out of place. The steering wheel is off by about 40 degrees. But cost and time who knows
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06-29-2022, 12:35 PM
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#9
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Senior Member
Join Date: Feb 2020
Location: North Georgia Mountains
Posts: 588
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Quote:
Originally Posted by Rcastor426
Waiting on the insurance adjuster, but someone T-Boned me this morning. Any thoughts on if they will total this? I have never known anyone to make a claim on an RV. 2005 Newmar Kountry Star 3910 DP
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We previously owned an Independent Insurance agency and as others have stated the hidden damage, should it exist, will dictate if the adjuster attempts to total the vehicle. I would recommend looking at all available comparable coaches for sale to establish a replacement cost estimate which will come in handy if the other driver is determined to be at fault. If you were at fault, the research will be useful in supporting the argument in repairing versus totaling, and setting that value if you have replacement coverage. If your older vehicle is like mine, where carrier's would not offer replacement coverage due to it's age, then the stated value that is on your policy will become the ceiling amount they are willing to put forth for the repair. Last year I was able to use current market value research to talk my insurance carrier's underwriter in approving doubling our stated value, something I hope other owner's are approaching to insure they have adequate coverage should an accident be their fault.
Good luck and let us know what happens.
__________________
2007 Newmar Baystar; 3201; SumoSprings Front; Timbren Springs Rear; Safe-T-Plus; 2016 Fiat 500; Roadmaster Falcon 2;Demco SBS DUO Braking System;TST 507; Bilstein shocks; Garmin RV 785; Supersteer Rear Trac Bar, Thule Easyfold XT2,RVWhisper
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06-29-2022, 12:36 PM
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#10
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Senior Member
Join Date: Apr 2004
Posts: 3,773
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Very sorry to see your damage. Once you get an estimate, check with your state insurance commissioner's office to see if there is a law that if repair cost is over 75% of the vehicle value that it must be totaled - or something similar.
Quote:
Originally Posted by Rcastor426
Police report has other driver at fault. It does look repairable to me, he definitely knocked the front wheel out of place. The steering wheel is off by about 40 degrees. But cost and time who knows
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__________________
George Schweikle Lexington, KY
2005 Safari (Monaco)Trek 28RB2, Workhorse W20, 8.1, Allison 1000 5 spd, UltraPower engine & tranny, Track bars & sway bars, KONI FSD, FMCA 190830, Safari Int'l. chapter. 1999 Safari Trek 2830, 1995 Safari Trek 2430, 1983 Winnebago Chieftain, 1976 Midas Mini
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06-29-2022, 12:36 PM
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#11
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Senior Member
Join Date: Dec 2014
Posts: 582
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I have made a motorhome damage claim. I ran over a rock in a campground, took a big notch out of a small bay door, cracked a body panel below the belt line, and bent the battery rack within. With paint, it was over $10,000.
My uneducated WAG at your damage, without any major structure damage is around $35,000- $40,000.
To offer encouragement, the quality of my repairs was outstanding. Even the feel of the latch matches the undisturbed bins. I literally cannot tell where the new paint ends, and the old paint begins.
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Matt B
1998 Foretravel U-320
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06-29-2022, 01:14 PM
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#12
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Community Moderator
Newmar Owners Club
Join Date: Feb 2011
Location: Point Pleasant Beach, NJ
Posts: 31,248
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Another consideration is even if repaired, Car-Fax is always going to show that it has been in an accident. That would definitely affect resale value. If insurance is willing to settle near replacement value that might be something to consider.
__________________
Tony & Ruth........... FMCA#F416727
2016 London Aire 4519, Freightliner chassis, Cummins ISX, 2018 Jeep Wrangler Unlimited, Blue Ox Avail with AF1. TST 507 TPMS
No amount of money can buy you an extra second of time.
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06-29-2022, 01:55 PM
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#13
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Senior Member
Monaco Owners Club
Join Date: Jun 2014
Posts: 14,455
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Looks bad but might be repairable.
I looks like the damage is below the slide which is a plus, that would be a big chunk of change if it got damaged and probably the difference between not totaled.
__________________
Jim J
2002 Monaco Windsor 38 PKD Cummins ISC 350 8.3L
2005 Jeep Grand Cherokee w/5.7 Hemi
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06-29-2022, 02:02 PM
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#14
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Senior Member
Join Date: Nov 2019
Location: NV
Posts: 153
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My dad owned a small RV sales lot in PA years ago.
They would like to take in larger insurance repairs during the winter (off-season in western PA) so that they could keep the great mechanics employed busy when the business was very slow.
Might be something to ask about (repair timing) if the vehicle isn't totaled.
Like cars, RVs are usually totaled if the repair cost is going to be 50 to 70% of the wholesale value (percent depends on the insurance company - unless you have an "agreed value" policy).
Good luck - Jim
__________________
2003 Monaco Dynasty Jack (39', Cummings ISL, tag axle)
2004 Jeep Wrangler TJ (TOAD)
2015 Thor Hurricane (28K)
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