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11-30-2016, 06:08 PM
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#1
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Junior Member
Join Date: May 2016
Location: Spring Hill, FL
Posts: 5
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Insurance for 42' RV
Currently have Allied/Nationwide for $1350 per yr premium. This expires in 60 days. Quotes from Progressive & Good Sam are $2300 for same coverage. What happened? Any suggestions for 42' American Tradition?
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11-30-2016, 06:29 PM
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#2
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Senior Member
Join Date: May 2013
Location: Ontario, California
Posts: 2,429
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I had Auto Club and the rates were great. My wife saw the ad for Good Sam sponsored National General insurance. After reading their coverage, I switched both the coach and my GMC Terrain to National General and left my GMC truck and Lincoln with Auto Club.
National General covers so much more for basically the same price as Auto Club.
I wouldn't give Progressive a nickle, the owner gives all his money to the ACLU
__________________
[SIGPIC][/SIGPIC]2016 Newmar Dutch Star 4369
Newmar Owners Club
USAF 1966-1969,- Law Enforcement 1969 - 2003, Retired since March 2003
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11-30-2016, 06:54 PM
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#3
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Moderator Emeritus
Join Date: Jan 2000
Location: West Palm Beach, FL. USA
Posts: 27,519
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Allied was about the same proportion lower for me as well (compared to GS or Progressive). Sounds to me like you ought to renew with Allied!
I switched to Allied two years ago after getting an FMCA group rate quote. Had National Interstate before that, and they were substantially less than GS & Progressive for me. Others have had different experiences, so you have to get quotes for your own situation and not try to emulate others.
__________________
Gary Brinck
Former owner of 2004 American Tradition and several other RVs
Home is West Palm Beach, FL
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11-30-2016, 07:59 PM
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#4
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Junior Member
Join Date: Jun 2015
Location: Charlotte NC
Posts: 10
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I am a full timer and use Geico for both my 2010 Monaco Diplomat 42SKQ and 2015 Jeep Wrangler Unlimited. I pay $2200 a yr for full coverage for both
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11-30-2016, 09:19 PM
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#5
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Senior Member
Monaco Owners Club
Join Date: Aug 2011
Location: Wherever we are
Posts: 389
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If you are old enough get a quote from AARP/Hartford. We had Allied until last year when for no reason at all they raised price 40%. Hartford came in 30% under the original Allied cost. They also saved us almost 50% on the car insurance vs. State Farm. We have had a minor claim on the car when I backed into a tree limb. Great service and the body shop likes dealing with them, too.
Cheers,
__________________
Bob Covey
Home: 2003 Monaco Executive 43 SDDS, ISM
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11-30-2016, 09:40 PM
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#6
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Senior Member
Join Date: Jan 2011
Location: Santa Clarita, CA
Posts: 929
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Try Blue Sky RV insurance. I pay $813 /yr for CA coverage on a 2005 Safari Panther.
Steve
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11-30-2016, 10:15 PM
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#7
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Senior Member
Monaco Owners Club
Join Date: May 2016
Location: On the road, again
Posts: 432
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Quote:
Originally Posted by LJowdy
I wouldn't give Progressive a nickle, the owner gives all his money to the ACLU
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Not true, as a former resident of the region and watched the company grow, talk to employees, etc. The owner had (maybe still has) a chemical abuse problem. They had some amazing xmas parties,
I would not use them due to their history of making it on policies that no other insurance company would take, very high risk policy, hence they charge more to cover their high risk clients.... Things may have changed, but I'm not putting them on any short list.
__________________
posted from 2001 Monaco Exec 40DSFD, ISM 500
tags from the live free or die state, trailer - Z3 roadster on board
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12-01-2016, 04:48 AM
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#8
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Senior Member
Join Date: Dec 2014
Location: Cen Il.
Posts: 710
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I've had great prices and claim service from Auto Owners Ins.
good luck
pointrow
__________________
2014 Fleetwood Providence 42p
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12-01-2016, 05:06 AM
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#9
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Senior Member
Join Date: May 2013
Location: Ontario, California
Posts: 2,429
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kERRYVAN, Needless to say but you're wrong when you claim I"m wrong. Here's just 1 sentence
(Snopes writing about Peter Lewis, owner of Progressive Insurance)
"" His record-setting contributions to the ACLU were openly publicized by that organization at the time they were made, and the subject of his political donations (including their amounts and targets) was one which was widely covered by many prominent news outlets over the years.""
__________________
[SIGPIC][/SIGPIC]2016 Newmar Dutch Star 4369
Newmar Owners Club
USAF 1966-1969,- Law Enforcement 1969 - 2003, Retired since March 2003
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12-01-2016, 05:43 AM
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#10
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Member
Join Date: Jan 2016
Location: Versailles, KY
Posts: 30
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I had State Farm on my '92 Overland 38' DP and I paid around $450 a year. We do have our other cars and homeowners with State Farm. When we bought our '98 Country Coach Concept 40' the State Farm quote was more than triple what we had been paying. We ended up going through FMCA program and have Progressive for around $750 a year. So far so good, only had a windshield claim and it was handled well.
- David
__________________
'98 Country Coach Concept 40'
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12-01-2016, 05:54 AM
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#11
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Senior Member
Ford Super Duty Owner
Join Date: Oct 2014
Posts: 706
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2XX on AARP/The Hartford.
Switched to AARP/The Hartford 2 years ago -HUGE savings for our RV with toad. Since that time, we've had 2 glass claims and they have been spot on with processing. Also, you can get the pricing on line without the annoying calls form sales.
__________________
US Army Retired - loving it in our Challenger 37TB.
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12-01-2016, 09:13 AM
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#12
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Member
Join Date: Jan 2016
Location: Tucker, Ga
Posts: 72
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Not sure I understand this insurance stuff. Good Sams was 1/2 the price of everyone else I checked with (for the same coverage). From what I see, the insurance co. just seems to spin a wheel when you call and that is your price for that call.
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12-01-2016, 12:43 PM
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#13
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Senior Member
Ford Super Duty Owner
Join Date: Oct 2014
Posts: 706
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We've been with AARP-The Hartford through 2 renewals. Same basic price and as I indicated in the original post - you can do the whole pricing thing on line without constant calls from sales.
__________________
US Army Retired - loving it in our Challenger 37TB.
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12-01-2016, 03:52 PM
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#14
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Senior Member
American Coach Owners Club
Join Date: Jan 2014
Location: Palm Beach Gardens FL
Posts: 601
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My rates just went up with BlueSky. (No claims and two years with them)
They said their underwriters had reevaluated statistics (read -claims) on older motorhomes, of which my 2000 must qualify, and resulted in my rate increase of about 50%.
I was at about $600 a year -- going to $900 a year. I quoted three more insurers and got between $1100 and $1600. Will probably still stick with Blue Sky.
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