Insurance on Class A Motorhomes

[rvgrammady]

I used Good Sam for years and they kept raising rates. I went w/Progressive, rates great.. lower than Geico, Good Sam, State Farm. I have 300/500 etc.
personal, glass, towing.. etc. just going to renew $660.

I had claim with Good Sam.. handled great.. cust serv etc. no problem. My fault
tree grabbed my roof.. had to replace roof. Did NOT increase my policy during next two years .. then up up up.

Progressive on my toad .. is way overboard.. so go with other car AAA.

A Progressive insured hit my parked car many years ago... I was IMPRESSED with
Progressive handling my claim. So I left Good Sam to Progressive due to rates. and this forum for the suggestion back then.

I'm gonna check before I renew with Progressive.

Also, I LOVE Good Sam Emergency Road Service.. so even with towing on my
policy will never give up GSERS....

Dy in No Calif

[Benny367]

$1433.00 A year for my 2006 HR 35' Admiral SE through Progressive. I reside in Michigan and this policy is for 30 days or less of use a year.

[majfrizz]

when I called last month to change for the new unit we just took ownership of, I was not sure about adding on the "Actual Replacement" option, which means for the first 5 years they will replace if totaled with a new unit, after 5 years they will pay up to the purchase price. sounds great, but it adds another 20% to the premium. this is in addition to the disappearing deductible premium you pay for.

[sdennislee]

Just under $700.00 per year with full replacement value for 5 years.

[SteveInPEI]

I was curious why RV (motorhome) insurance seemed low compared to equivalent value of, say, a car.

Looked up accident stats in B.C. Canada, where I am.

Of 25,000± claims in the year handled by ICBC (gov. insurer), only 9 (nine) involved motorhomes.

Thus ... since the big part of insurance is liability, the stats suggest it is a lower risk than the average car ...

That was my read of it, at least.

cheers
sd