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Old 10-17-2011, 10:30 PM   #1
Join Date: Aug 2011
Location: San Francisco Bay Area
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Insurance policy

I haven't posted our first and "new to us" acquisition this weekend of a '99 Gulf Stream Tourmaster 8405/450 Cummings yet http:theboomerzoomers.net/tourmaster in the appropriate forum but....

First priority is getting insurance coverage so we can take delivery this Friday. My challenge in finding an insurance carrier is one that will cover us full time. For at least the next 3 months we will be "recreational" users and after that will be going full time.

I have quotes from GMAC, National Interstate, Companion Property & Casualty (Blue Sky), and Progressive. GMAC is significantly lower. On the surface the coverage is similar; but what I have not seen is "how well each handles a claim" (heaven forbid it is required) for any of these companies other that the recent thread on Progressive.

Any recommendations in the next couple of days between these or other vendors?

Thanks in advance,
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Old 10-17-2011, 10:38 PM   #2
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Consumer Reports does reader-based ratings on insurance companies every few years. They have an internet database which you must pay for, or your library should have back issues.
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2011 & 2012 Len & Pat's "One lap of America"
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Old 10-17-2011, 10:46 PM   #3
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GEICO has impressed me with claims service. BIL totaled my truck. Adjuster was here in 3 days and wrote me a check on the spot.

Our Class A is insured with GMAC. While driving through South Dakota 2 weeks ago a wind gust ripped my awning loose. GMAC said to take it to the shop of my choice and have them send and estimate and a couple pictures of the damage and they would cut the check. SO far so good. Glad to nt have to do the old 3 estimate dance.

I have GEICO on DW Escape, my BMW and Mercedes. GMAC on the Safari Cheetah, American Family on the Winnebago Chalet. If GMAC continues to handle the awning claim as well as they started I will move all vehicles to GMAC. Combined it will save just under a $1000.00 a year.

No I'm not a used car dealer, I live in Ohio but work in Alaska so the vehicles are split between the 2 locations.
US Navy Vet, Liberty Tree Member of Oath Keepers, NRA & VFW Life Member, Alaska EMT.
2009 Safari Cheetah 40 SKQ
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Old 10-18-2011, 08:44 AM   #4
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When I initially purchased my RV, I bought Progressive Insurance, for about $1,000 a year. I had a claim, when my steps got stuck open and another, when a rock hit my winshield, causing it to need replacing. When I renewed with Progressive, they more than doubled the annual premium. I changed to GS (GMAC) and saved $500.
I had a blowout this year, that did about $3,000 damage to the coach, which GS took care of (less my deductable). The next month, they renewed my policy, without any increase in premium. So I am happy with GMAC.
Roland & Jerri, with Maggie & Mollie, our Pups; '05 Fleetwood Providence, 39' DP; '08 Saturn. "The difference between genius and stupidity is genius has it's limits" (Einstein)
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Old 10-18-2011, 09:20 AM   #5
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We've had National Interstate for several years and one major claim - $50k in damages. They settled up promptly, with no more than the usual insurance niggling over a few items in a long list of repairs.
Gary Brinck
Former owner of 2004 American Tradition and several other RVs
Home is in the Ocala Nat'l Forest near Ocala, FL
Summers in Black Mountain, NC
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