RV News RVBusiness 2021 Top 10 RVs of the Year, plus 56 additional debuts and must-see units → ×
RV Trip Planning Discussions

Go Back   iRV2 Forums > MOTORHOME FORUMS > Class A Motorhome Discussions
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 07-31-2017, 03:42 PM   #1
Senior Member/RVM #90
 
MSHappyCampers's Avatar


 
Monaco Owners Club
Join Date: Nov 2002
Location: Columbus, MS
Posts: 44,596
Insurance recommendations?

The insurance on the Windsor is coming up for renewal 8/16, and I'm looking for quotes. Right now it is with National General. Can anyone suggest a company that I should check with?
__________________
Joe & Annette
Sometimes I sits and thinks, sometimes I just sits.....
2002 Monaco Windsor 40PBT, 2013 Honda CRV AWD
MSHappyCampers is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 07-31-2017, 04:12 PM   #2
Senior Member
 
DD788Snipe's Avatar
 
Newmar Owners Club
Spartan Chassis
Join Date: Jun 2013
Location: Apple Valley CA
Posts: 1,068
National General was the cheapest for me. I shopped it hard too.
__________________
[SIGPIC][/SIGPIC]
Craig & Carolyn Roberts Apple Valley, CA
Toad: 2017 GMC Canyon 4X4 Crewcab
DD788Snipe is offline   Reply With Quote
Old 07-31-2017, 04:58 PM   #3
Senior Member
 
Marty & Yani's Avatar
 
Fleetwood Owners Club
Freightliner Owners Club
Join Date: Nov 2005
Location: Moreno Valley, Ca.
Posts: 266
We had National General, Progressive quote us and they were a lot less and have the disappearing deductible also.
__________________
Martin & Yani
2013 Fleetwood Expedition 38B
Marty & Yani is offline   Reply With Quote
Old 07-31-2017, 05:31 PM   #4
Senior Member
 
wnytaxman's Avatar
 
Join Date: Apr 2010
Location: Western NY
Posts: 3,699
We just switched from Progressive to Safeco. Saved about $400.
__________________
2018.5 Entegra Aspire 44R, 2019 Chevy Blazer
wnytaxman is offline   Reply With Quote
Old 07-31-2017, 05:57 PM   #5
Senior Member
 
lllkrob's Avatar
 
Join Date: Nov 2008
Posts: 2,806
There's always GEICO, but review the quote closely for high deductibles on comprehensive and collision. That's how they quote such low rates.
__________________
2013 Tiffin Phaeton 40QBH
2016 Chevrolet Equinox LTZ AWD V6
lllkrob is offline   Reply With Quote
Old 07-31-2017, 06:10 PM   #6
Senior Member
 
Mr_D's Avatar
 
Country Coach Owners Club
Winnebago Owners Club
Solo Rvers Club
iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 37,161
I've gone to The Hartford for all my insurance. Saved me about $1,300 just on the vehicles and another $600 on the stick house.
__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft, HWH Active Air
Charter Good Sam Lifetime Member, FMCA, SKP
RV'ing since 1957, NRA Benefactor Life, towing '14 Jeep JKU Dragon Edition
Mr_D is offline   Reply With Quote
Old 07-31-2017, 06:13 PM   #7
Senior Member
 
CarlAda's Avatar
 
Country Coach Owners Club
Join Date: Jan 2014
Location: Medford, OR
Posts: 744
It's not all about the price. Make sure the service is going to be there when you need it. One good way to judge insurance companies is to talk with the body shops and get their input as to which companies are difficult to deal with.
__________________
2007 42' Country Coach Intrigue #12149 CAT C-13, 2014 SRX, Roadmaster Sterling, SMI AirForceOne
FMCA, Good Sam, CCFI, CCI, NWCC
CarlAda is offline   Reply With Quote
Old 07-31-2017, 06:17 PM   #8
Senior Member
 
AudiDudi's Avatar
 
Join Date: Jun 2017
Location: Western Montana
Posts: 774
Ameriprise thru Costco would not insure the RV as the MSRP was over $100k even though I paid about 32% below MSRP new.

I signed up with Progressive but for some reason they insured the coach for full MSRP price and then wrote the policy stating they would only caver Actual Cash Value (ACV). An agent reviewed the policy, wondering why I was insured for MSRP. We agreed on an actual cash value for total loss (about what I paid for it) and it dropped my premium from around $750 down to just over $500.

I like their disappearing deductible and once you get that down to zero, you can increase your deductible, significantly dropping the policy amount and still have an actual zero deductible. Like from $1000 ded. to $5k ded.

It might pay to check you are paying for a realistic ACV and not something based on an inflated MSRP.
__________________
Mike & JoAnne
Montana Summer / Arizona Winter
'16 Prism 24G / '02 HitchHiker 38 LKTG
AudiDudi is offline   Reply With Quote
Old 07-31-2017, 06:44 PM   #9
Senior Member
 
Coral's Avatar
 
Newmar Owners Club
Spartan Chassis
Join Date: Jul 2016
Posts: 643
I am in the process of buying a new coach. I have done a lot of comparison shopping for insurance with all the name brand insurance companies. The coach is a newer Newmar Essex so take that into consideration in the results i got. National General was by far the best price.
Coral is offline   Reply With Quote
Old 07-31-2017, 07:04 PM   #10
Senior Member
 
CampDaven's Avatar


 
Join Date: Jul 2012
Location: Fulltime, USA
Posts: 16,463
Blog Entries: 1
Insurance recommendations?

Joe,
There are no simple answers on insurance.

You need to comparison shop the reputable companies. Price depends on your driving record, location class, and each level of coverage.

I am in Rural Route Class 1. It is the lowest location cost in PA. If I lived in Philladelpia the over-all rate would triple.

Each insurer has rates that vary by state, or even by county.

Make sure the quotes are one-on-one for all coverage levels. Some like to provide lower pricing via lower coverage.

So, no simple answers. You must shop. Brokers may help.
My address is in RR1 insurance area of PA.
I am with Erie, they know we are F/T(so listed in the policy) and we have the highest coverage available in every category.
It's $1925/year ($160/month) for MH and toad. 09 Monaco and 12 Wrangler.
Just saying.
YA GOTTA SHOP!
__________________
Dave and Nola, RVM1
The Journey is Our Destination!

https://davenola.blogspot.com/
CampDaven is offline   Reply With Quote
Old 07-31-2017, 07:09 PM   #11
Member
 
Join Date: May 2013
Posts: 96
Send a message via ICQ to Waterview202
Check AARP prices they have been giving good quotes
__________________
2009 beaver contessa 425hp. C9 cat,2012 jeep wangler ,missouri
Waterview202 is offline   Reply With Quote
Old 07-31-2017, 08:10 PM   #12
Senior Member
 
Coral's Avatar
 
Newmar Owners Club
Spartan Chassis
Join Date: Jul 2016
Posts: 643
Quote:
Originally Posted by Waterview202 View Post
Check AARP prices they have been giving good quotes
AARP Hartford would not quote my coach because they do not insure newer high value coaches plus they said my auto would also have to be with them.
Coral is offline   Reply With Quote
Old 08-01-2017, 09:36 AM   #13
Senior Member/RVM #90
 
MSHappyCampers's Avatar


 
Monaco Owners Club
Join Date: Nov 2002
Location: Columbus, MS
Posts: 44,596
Thanks for your suggestions everyone! I called Geico yesterday and their quote was more than double what we've been paying National General!
__________________
Joe & Annette
Sometimes I sits and thinks, sometimes I just sits.....
2002 Monaco Windsor 40PBT, 2013 Honda CRV AWD
MSHappyCampers is offline   Reply With Quote
Old 08-01-2017, 10:11 PM   #14
Senior Member
 
Coral's Avatar
 
Newmar Owners Club
Spartan Chassis
Join Date: Jul 2016
Posts: 643
Quote:
Originally Posted by MSHappyCampers View Post
Thanks for your suggestions everyone! I called Geico yesterday and their quote was more than double what we've been paying National General!
I found the same and Progressive was just as high.
Coral is offline   Reply With Quote
Reply

Tags
insurance



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Insurance Recommendations stephjhart Class A Motorhome Discussions 16 09-18-2014 02:18 PM
Insurance recommendations Birddog Pilot Alpine Coach Owner's Forum 24 06-09-2014 08:23 PM
Insurance recommendations? roadside assistance,etc. lifesajoy Tiffin Owner's Forum 8 11-14-2013 09:48 AM
Seeking recommendations: INSURANCE agent /co Sereniti iRV2.com General Discussion 18 05-06-2012 08:37 PM
Insurance Recommendations SandyFeet 5th Wheel Discussion 11 07-20-2005 06:17 AM


All times are GMT -6. The time now is 03:45 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.