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Savannah · 09-18-2009, 11:48 AM

How many of ya'll that replied to this are full-timers? We are switching to a Florida mail forwarder therefore will be getting Florida plates etc and Progressive said once we do switch our insurance will go up ALOT. It's already high with no tickets or accidents. Heck no claims since we got it in 2005.

ABus · 09-18-2009, 12:31 PM

FYI: You do not have to take your MH or car to the license bureau. You can download a form and have any peace officer (sheriff etc) certify the vin. You can call them to come out, (I know the sheriff will come out) or in my case I just caught an officer driving thru the RV park.

Gary RVRoamer · 09-19-2009, 07:48 AM

Quote:

We are switching to a Florida mail forwarder therefore will be getting Florida plates etc and Progressive said once we do switch our insurance will go up ALOT.

Depends on where you are switching from and what part of Florida you are registering in (county). South Florida (both coasts) has high Uninsured Motorist coverage rates cause that's a big problem in that region, but it is not so bad elsewhere in the state (north & panhandle). Liability, Collision & Comprehensive is not much different than most populous states and is even less than the Northeast, last time I checked.

Triker56 · 09-20-2009, 07:53 AM

Quote:

Originally Posted by Savannah

How many of ya'll that replied to this are full-timers? We are switching to a Florida mail forwarder therefore will be getting Florida plates etc and Progressive said once we do switch our insurance will go up ALOT.

It may be ALOT if you are coming from a mid-west state with lower rates.
Or not ALOT if you are coming from a state that has Income Tax.

It is not mandatory to carry Uninsured Motorist coverage in FL.
If you can pay your deductible. And want to take the odds of a accident being your fault or someone that does or doesn't have Insurance.

I am a full-timer from SE(Miami area) and my Insurance GMAC for a year with $1,000 deductible and no Uninsured Motorist coverage.
99 DP $1,021
08 HHR $935

No tickets or accidents my fault over the last 30 plus years.

So the Insurance company's sure have won so far. And I hope it stays that way.

pace89 · 09-20-2009, 08:38 AM

We have been insured in Florida with "GMAC" through Camping World for about 5/6 years. Have not compared cost with others so I cannot speak to that. However our coach suffered a Lightning strike that resulted in a $20,800.00 damage that the company paid on. Again I do not know if our policy is unique or not it is issued every 6 months. It has been renewed since the last claim with no significant increase in premium. If interested you could try it for 6 months.