Originally Posted by Mle75749
Reposting this as much of the feedback was a bit dated....
If you maintained your Rig, called ahead to make sure the place was approved by GS before having the work done...
Did it meet your coverage expectations?
Did it pay for itself in repairs?
Yes, the policy met our coverage expectations. In 3 years we have only needed to have the rear AC replaced under the plan. All other repairs have been either a minor expense or something that was not covered by the plan. The AC replacement required a new circuit board in the front unit. This was not covered. The policy explains what is and is not covered, so any surprises would most likely be due to a policy holder failing to read and understand the policy.
No, it did not (has not, yet) paid for itself in repairs. In hindsight, it would have been to our financial advantage to self-insure. The same could be said for the home and auto insurance premiums we have paid for over our lifetime. Those premiums have, by far, exceeded any claims we have received. On the positive side, we have had a relatively trouble free coach for the past 3+ years.
I donít fault the policy or the insurer for the way things have worked out. It was a conscious decision to buy the ESP, knowing that we could have needed major repairs or none at all.