Quote:
Originally Posted by mmstump
We store our motorhome in a heated indoor storage facility. I got a call that they were reviewing tenant insurance policies and now require anyone who plugs into electrical to keep batteries charged to carry $1M insurance liability coverage.
We have stored at other places in the past and never been given limits of liability coverage that were required. Our contract also did not specify this. We of course carry full coverage (as do all tenants) but not to those amounts. They said the coverage was to protect their property should something happen like a fire. At nearly $400/mo rental I would expect the facility to carry sufficient liability insurance for their property.
Is this common or are they trying to pass their insurance burden on to renters?
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$400 per month is CHEAP for the amount of floor space a MH will occupy.
MH have many types Hazmat oils and gas stored in them all a fire risk.
This is normal as all of our warehouses do not supply insurance.
100% of our customers must self insure and show proof.
It is much cheaper for you as the owner to get coverage.
The Cheap option is to store outside exposed to weather.