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03-13-2016, 04:52 PM
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#1
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Senior Member
Join Date: Aug 2014
Location: Colorado
Posts: 194
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To buy or not to buy extended warranty
OK folks, our factory warranty on our 2013 Thor Tuscanny has run out since the chassis /engine/drivetrain was assembled in 2012. So, the question now is do I purchase an extended warranty. Coach Net has one that THEY say is good and that they don't avoid paying claims. I can't find any confirmation of that claim. I have checked with some RV sales and shops and the mechanics say the warranty is rarely paid because of all the unreasonable requirements for routine maintenance. So I ask the forum, the experts, what is everyone's experience and advice on extended warranty for their Class A's. Lay it on me. Thanks!
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03-13-2016, 05:04 PM
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#2
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Senior Member
Fleetwood Owners Club Ford Super Duty Owner
Join Date: Jun 2012
Location: SoCal
Posts: 15,749
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An extensively discussed question here. Suggest to use the search feature to find hours of reading comments both pro and con.
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Vince and Susan
2011 Tiffin Phaeton 40QTH (Cummins ISC/Freightliner)
Flat towing a modified 2005 Jeep (Rubicon Wrangler)
Previously a 2002 Fleetwood Pace Arrow 37A and a 1995 Safari Trek 2830.
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03-13-2016, 05:25 PM
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#3
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Senior Member
Join Date: Dec 2013
Location: Lake Havasu City, AZ & Plover, WI
Posts: 6,403
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I've always considered an extended warranty a waste of money and have never purchased one in 57 years of owning vehicles. I'm tens of thousands of dollars ahead. However, there are those who say they have saved thousands by having one. There are also those who haven't gotten back what they cost, but can't sleep well unless they have one. This has been discussed many many times and each person has to make their own choice based on their perception of value. Good luck.
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2006 Monaco Executive 44 Denali
2013 43 QGP Allegro Bus ( SOLD )
2013 Avalanche
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03-13-2016, 05:34 PM
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#4
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Senior Member
Join Date: Jul 2010
Posts: 5,314
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It's always a crap shoot. You buy one and never need it. You don't and next month the tranny drops out. I've never and most likely will never buy one. If it makes you feel good and can sleep better at night then get one.
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Tom
2016 Newmar Bay Star Sport 3004
2021 Jeep Gladiator Sport Willys
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03-13-2016, 06:02 PM
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#5
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Senior Member
Fleetwood Owners Club American Coach Owners Club
Join Date: Mar 2011
Posts: 6,760
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Don't like them, don't use them. If you opt to get one, be sure to check the fine print. Many folks have an extended warranty but have a hard time getting them to pay for anything.
__________________
2014 American Eagle 45T
DD 13, 500 HP
Pulling a Honda CRV
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03-13-2016, 07:01 PM
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#6
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Senior Member
Join Date: Mar 2009
Posts: 448
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Quote:
Originally Posted by Rookie RVer
...So I ask the forum, the experts, what is everyone's experience and advice on extended warranty for their Class A's. Lay it on me. Thanks!
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Like any group of experts, its all based on personal opinion. So, some here think they're great and many here think they're a waste.
Based on the past price quotes I was given and the long list of exceptions & exclusions & conditions, I come down on the waste of money side.
I keep track of every penny I spend on my RV's and I've never come close to spending anywhere near the annual cost of an extended warranty on any of my 3 RV's.
Paying someone $1000 a year(class A DP) to avoid the possibility that I may need to replace a $500 appliance, just didn't make financial sense. Justifying it based on the 1 in 100,000,000 chance that my whole engine would blow up, sounds like justifying Lotto tickets.
If you can afford to pay $4000 up front for an extended warranty, then you shouldn't have a problem paying for repairs as needed and put that money in an interest earning account.
If it makes you sleep better, then go for it. But don't expect any other advantage from it.
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03-13-2016, 07:54 PM
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#7
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Junior Member
Join Date: Mar 2016
Posts: 8
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I'm gonna agree with Jim. He sums it up great. Are you buying the extended service plan to cover the $20,000 claim and you're OK not getting your money back, or will you be upset if at the end of seven years you came out behind? People on here will argue both ways. Lots came out ahead self insuring, lots came out ahead with the ESP. Me personally, I think I'm looking at the Xtra Ride because of Coach Net's clause that all maintenence must be done at a service center. And don't let others here overly persuade you with the argument if you can't afford the major repair then maybe you should own an RV. It's really about your comfort level and what you're trying to get out of the A ESP.
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03-14-2016, 03:54 AM
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#8
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Senior Member
Join Date: Jul 2010
Location: Conway, SC
Posts: 2,557
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We've been full time nearly 6yrs. and have an XtraRide policy that we purchased from www.wholesalewarranties.com It's all in what you're comfortable with. In our case we travel a lot...Maine to Ca., Fl. to Alaska, and many, many places in between. We've NEVER had a problem with XtraRide, unlike the Good Sam policy we had years ago. It has more than paid for itself, and we've needed work done from the Yukon to La., Maine to Az. Because of our traveling ways we put a lot of strain on things and wanted to be covered. But it's different strokes for different folks.
__________________
2000 Dutch Star Pusher
2009 Saturn Vue Towed
Full timed for 6yrs.
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03-14-2016, 07:52 AM
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#9
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Senior Member
Winnebago Owners Club
Join Date: Apr 2013
Posts: 1,061
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Hello and We are glad to have you join us here and we look forward to reading of your adventures and experiences. I am sure you will enjoy our website and forums. Good luck, stay safe and keep us posted.
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03-14-2016, 01:14 PM
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#10
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Member
Join Date: May 2013
Posts: 83
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I would never leave home without it! We have had our coach 2 1/2 years and have used our EW several times it has already pay for itself in mechanical cost let alone it allows me to sleep at night.
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2003 Southwind workhorse with Allison
Seeing the USA in a Chevrolet
Corona California
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03-14-2016, 01:54 PM
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#11
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Senior Member
Join Date: Jul 2010
Location: FT on the Road
Posts: 3,832
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Quote:
Originally Posted by ACE293
I'm gonna agree with Jim. He sums it up great. Are you buying the extended service plan to cover the $20,000 claim and you're OK not getting your money back, or will you be upset if at the end of seven years you came out behind? People on here will argue both ways. Lots came out ahead self insuring, lots came out ahead with the ESP. Me personally, I think I'm looking at the Xtra Ride because of Coach Net's clause that all maintenence must be done at a service center. And don't let others here overly persuade you with the argument if you can't afford the major repair then maybe you should own an RV. It's really about your comfort level and what you're trying to get out of the A ESP.
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I had an Xtra Ride and was very happy with them. Can't comment much on Coach Net but if they do have a clause in there that the maintenance must be done at a service center I would pass on it.
Any contract make sure you read the details. The saying goes, the devil is in the details...
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I don't subscribe to threads I reply to so will not see your reply to my comment. Drop me a direct message if you want a reply from me.
Cheers!
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03-14-2016, 01:57 PM
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#12
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Senior Member
Monaco Owners Club Thor Owners Club
Join Date: Jan 2012
Posts: 761
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we just used ours on the hydraulic level system. We have a policy from Good Sam purchased at the time we got our new 2013 Thor Ace....the levelling system failed and the entire pump had to be replaced. We learned that you must take your rv to a Camping World and have them verify the issues...then they have to have permission to get the okay to fix/repair the issue...they also have to contact the manufacturer...three way conversation...takes time to get all on the same page but we ended up have to pay on the shipping on the pump and the $50 deductible....all for under$100. The pump cost close to $3000...plus labor...so right now I am pleased that we had the extended warranty. Who would expect the leveling system to stop working after only three years?
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Thor ACE 2013 29.2
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03-14-2016, 02:11 PM
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#13
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Senior Member
Join Date: May 2014
Posts: 3,059
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We bought ours at the time of purchase thru the Dealer who we really trust. He sold it to us at his cost, it has a $50 deductible and covers the MH bumper to bumper for 7 years on everything that is not covered by the original warranty until that portion expires, for example some things are covered for multiple years like the roof thru Newmar. If I remember right it was around $2000. That gives me peace of mind and to be honest if I never have to use that is even better. But if my fridge goes out, that's $3700 right there, or hydraulics, TV's, cameras, generator, inverter ect. There are a lot of components on these things today that could cost thousands to replace.
The way I look at it is I pay about $1000 per year to State Farm Insurance every year and hope I never have to use it(I know it's the law to have insurance). But if I take that $2000 divided by 7, that is about $285 a year insurance. Not a bad gamble for peace of mind in my opinion.
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Mike & Charlotte
2014 Newmar Canyon Star 3610
Orange County, California
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