USAA/Progressive and Umbrella coverage

[oldSarge98]

Originally Posted by alpha99

USAA/Progressive quote was $3600/yr , GEICO is $1050/yr. Same,coverage, 40'DP 2013. USAA member for 35 years.

Love GEICO!

Had USAA for truck and car for seven years. Progressive quote for the manufactured home and seven acres was ridiculous so we had to go with another homeowner insurance and stayed with USAA on the vehicles. Just bought our coach and once again Progressive was outlandish so we moved all our vehicle insurance to the same coverage with GEICO. Unfortunately GEICO couldn't match or better our homeowners insurance so that had to stay as is.

It seems that up until the last few years USAA was the king of insurance but that appears to have changed.

[SATXJeep]

Originally Posted by alpha99

You don't have to have all policies through USAA for the Umbrella coverage, you just have to meet the minimum liabilities required by USAA with the non-USAA policy.

I just got off the phone with USAA underwriting. They stated that it is a requirement to have all exposures (Motorhome,motorcycle,boat,etc) with one of their affiliated companies(Progressive) in order for the Umbella policy to be in compliance.

Just stating what they told me, not what they are actually doing.