Quote:
Originally Posted by All Joy
bxstr2k,
As an "RV specialty insurance agent", what do you use to provide quotes to your customers, Manufacture's Certificate of Origin (MCO), VIN, or what? Since I do not have nor did I ever have an MCO, I was only able to provide the VIN to my agent who came back with three different quotes from three different providers that all listed my RV as a 2007.
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We use the "coach" model year as the VIN would only tell us the chassis manufacturer. Unlike autos, the VIN does not tell us who made the "coach". The same chassis could be under a Newmar, Tiffin, Thor or whomever. For insurance rating purposes, we need to know the "coach" year, the manufacturer, the model and floorplan number to properly identify and rate the policy.