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Old 01-21-2020, 11:13 AM   #1
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Warranty Are they worth it

Are they worth the price. And what. Company is good
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Old 01-21-2020, 12:29 PM   #2
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In a word? NO. Since when is a multi-page document some of which is unreadable do to type size and jargon a good thing?
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Old 01-21-2020, 12:35 PM   #3
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I've never paid for one, but then I do my own work. Perhaps they would be if that were not the case. However, as noted, it would be important to read the fine print.

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Old 01-21-2020, 01:05 PM   #4
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It depends. Many will say don't spend your money. I have never gone without one, and have had several claims that have more than covered the cost. If you are buying a trailer or 5th wheel without a motor and transmission and/or you can do your own repairs to keep the cost down then, maybe you are not a candidate. But buying a Class A with a motor, especially if it is a diesel motor, and a transmission without an ESP can be risky, especially if it is a used one.
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Old 01-21-2020, 01:09 PM   #5
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I would never buy an extended warranty on an RV! Those companies leave themselves too many loopholes to get out of paying your claims, and most people never have enough problems to offset the cost of the warranty! Yes, I know it has paid off for some people, but I think they are a small percentage of the total number that have paid those huge prices!

I would take that same amount of money and put it into a special bank account to be used only for repairs.
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Old 01-21-2020, 01:44 PM   #6
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No.
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Old 01-21-2020, 02:40 PM   #7
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It depends. It will depend on the coverage, price, and your ability to get things done.

Some buy it for the peace of mind, but end up having to fight to get covered items reimbursed (and often the reimbursement does not cover the repair).

It's a personal choice. For me, the cost was too high for the offered coverage, and I was comfortable with working with local vendors to get things fixed. My quote was nearly $15k for a four year warranty, which made it an easy decision.
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Old 01-21-2020, 03:19 PM   #8
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I've saved over 10 grand NOT having one.
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Old 01-21-2020, 03:28 PM   #9
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When we bought our first trailer we got the extended warranty. We had two occasions to use it: 1) the fridge went on the fritz, and 2) the converter went on the fritz.

For the fridge, CW wouldn't honor the claim as they could find nothing wrong with it; the fridge immediately worked for them after not working for us for a week (we were on the road; took in when we got home). We ended up paying for 30 minutes of labor (how could they debug it in 30 minutes?)

For the converter, we went to a small mom & pop RV dealer for the repair work. We had a $100 deductible and got a new converter.

Was the policy worth it?

No.

We didn't get a policy when we bought our second unit. And I seriously doubt we will get another if and when we upgrade/replace this current unit.

Do as suggested above - put the money in a special account for possible use when needed. You may not come out ahead, but then again if you buy the policy you may not use it. Insurance!
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Old 01-21-2020, 08:07 PM   #10
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No never!
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Old 01-21-2020, 10:03 PM   #11
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The technical answer is "No".....

Obviously, warranties are a losing bet. While some people come out ahead, the vast majority do not, or the warranty companies wouldn't make any money and they wouldn't sell them....

However, if you can't do any work/repairs for yourself, are on a tight budget, and the worry about raising cash to pay a repair bill would ruin/limit your use of the Motorhome, then the intangible benefits of a warranty may be worth it to you....
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Old 01-21-2020, 10:19 PM   #12
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They might be worth it relative to your net worth. Do you have other types of "warranties" such as homeowner's insurance, earthquake insurance, medical insurance, auto insurance, etc ? These outfits have complicated documents with loop holes... and they make lots of money without payouts to you and me.
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Old 01-22-2020, 08:54 AM   #13
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Thank You for the time and response.
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Old 01-22-2020, 10:25 AM   #14
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The insurance guy is betting that he will not have to pay out and I am gambling the same way! Thanks but no thanks.
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