Originally Posted by dix39
I've replaced several windshields in our previous TC unit over the years, but when we got our first class A last Fall I thought, boy those windshields are big! So I did some research on replacement cost and decided to get full glass replacement coverage. We were within 400 miles of home on a 7k mile trip this Summer and rocks thrown up by passing vehicles damaged the drivers side windshield. I had a choice of repair or replacement and decided on replacement. It cost $1250.00. I'm thinking full glass coverage was a good choice.
I guess it can happen to anyone at anytime.
Or you can live in Kentucky which is a zero glass waiver state.
That means the insurance company cannot charge you a deductible for a glass replacement, or raise your rates because of a glass claim.
It doesn't stop the insurance company from trying to get you to pay for full glass coverage! Apparently it's perfectly legal to ask you to pay extra for something State Law already the insurance company to give you for free! When asked, I asked what that gave me that Kentucky State Law didn't already require. The gal had to check, she apparently didn't know or wouldn't admit
that Kentucky required it of the insurance company at no additional cost. . . .
Had The Hartford thru AARP replace both front windshields of our coach last year at $0 cost to me. The install folks were paid around $400, and the glass itself was almost $2,000. . . . If I didn't already live in a zero glass waiver state, I'd pay for the full glass coverage!