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06-05-2018, 03:52 PM
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#1
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Senior Member
Entegra Owners Club
Join Date: Apr 2007
Location: SW FL
Posts: 31,717
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Not all insurance agents are the same!!!
I am shopping for insurance on the new Cornerstone. Check and recheck quotes!!
Called Good Sam's who have had the best rates for me for years. They gave me a quote from Progressive $2,918 with no full replacement coverage, it was no longer available.
Called USAA as referred by a forum member. USAA is another agent for Progressive and was quoted $3,098 with full 5 year replacement for another $180. a year. Unreal what different agencies will quote.
I know other get a 1/2 million $ of insurance in MT for $500. a year, but this is FL rates.
__________________
Chuck in SW FL
Digital 2021 Cornerstone "B"
A "Digital" 2019 Cornerstone "B" Traded
A "Classic" 2014 Anthem 42 RBQ---Sold
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06-05-2018, 04:22 PM
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#2
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Registered User
Join Date: Mar 2018
Location: Auburndale, WI
Posts: 288
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I'd move...........
__________________
2018 Aspire 44W....FULLTIMERS....our rolling S&B
Mitch
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06-05-2018, 04:29 PM
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#3
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Senior Member
Entegra Owners Club
Join Date: Apr 2007
Location: SW FL
Posts: 31,717
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Quote:
Originally Posted by Hdmod
I'd move...........
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How much discomfort is the cost of snow and blizzards worth? Been there, done that.
Just passing along the reality of same company, different agents quotes.
__________________
Chuck in SW FL
Digital 2021 Cornerstone "B"
A "Digital" 2019 Cornerstone "B" Traded
A "Classic" 2014 Anthem 42 RBQ---Sold
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06-05-2018, 04:39 PM
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#4
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Senior Member
Entegra Owners Club
Join Date: Nov 2012
Posts: 8,133
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Depending on your situation, the tax advantages of living in Florida can easily offset the increase in insurance.
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Marc and Jill, Wellington FL
2013 Entegra Anthem 44SL
2018 Lincoln MKX
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06-05-2018, 05:04 PM
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#5
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Senior Member
Join Date: Oct 2013
Location: st george
Posts: 1,387
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Like living in California... great weather.. so many things to do and see .. and the beach... but it comes with a price.. just as I am sure Florida does... always trade offs in everything...
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06-05-2018, 05:17 PM
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#6
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Senior Member
Entegra Owners Club
Join Date: Apr 2007
Location: SW FL
Posts: 31,717
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Quote:
Originally Posted by lowejug
Like living in California... great weather.. so many things to do and see .. and the beach... but it comes with a price.. just as I am sure Florida does... always trade offs in everything...
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The post is not regarding location, it's the different quotes from the same company....different agents. Full replacement is still available depending who you get a quote from
I was born and raised in Santa Monica.....enough said
__________________
Chuck in SW FL
Digital 2021 Cornerstone "B"
A "Digital" 2019 Cornerstone "B" Traded
A "Classic" 2014 Anthem 42 RBQ---Sold
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06-05-2018, 07:54 PM
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#7
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Senior Member
Join Date: Jun 2011
Location: College Station, Texas
Posts: 2,841
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I have progressive via USAA and full replacement. I pay more than your quote.
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Bob in College Station, TX
2015 Entegra Cornerstone 45K
2012 Jeep Rubicon, 1994 FXLR
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06-06-2018, 04:22 AM
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#9
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Senior Member
Entegra Owners Club
Join Date: Apr 2007
Location: SW FL
Posts: 31,717
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Quote:
Originally Posted by Old-Biscuit
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Called several yesterday including my commercial broke that is also an agent for several companies including Progressive. I am waiting for return calls. I'll give yours a call today.
I was just surprised that Good Sam's also an agent for Progressive along with National General stated full replacement was no longer available on units valued over $300,000. Which I found out is not true.
__________________
Chuck in SW FL
Digital 2021 Cornerstone "B"
A "Digital" 2019 Cornerstone "B" Traded
A "Classic" 2014 Anthem 42 RBQ---Sold
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06-06-2018, 09:12 AM
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#10
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Senior Member
Join Date: Jul 2016
Location: Murfreesboro, TN
Posts: 356
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I picked up Ron Jarvie's info when I was on he Tiffin forum - he was (by far) the most recommended agent on their forum.
When we bought our coach in August, we went with Ron - great knowledge (his agency only writes RVs), competitive pricing (2000/year for excellent coverage), etc.
I'd recommend at least giving him a ring:
Ronald L. Jarvie
Certified Insurance Counselor
Overland Insurance Services
480-994-9584 or 800-677-4027
Thanks,
BG
__________________
Bob Gash
Murfreesboro, TN
2017 Entegra Aspire 44B - Sold
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06-07-2018, 03:49 PM
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#11
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Senior Member
Join Date: Jul 2017
Location: Cypress, Tx.
Posts: 1,160
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Quote:
Originally Posted by brobox
I was just surprised that Good Sam's also an agent for Progressive along with National General stated full replacement was no longer available on units valued over $300,000. Which I found out is not true.
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I do not know about this, but I have been told I would be able to get insurance for a boat (that they already had insured, gave them the vin and all) before I bought it. After I bought it I get a letter saying they are not going to insure the boat.
I am always nervous until I get the policy in hand.
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2014 Foretravel IH45
Houston (Cypress), TX.
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06-07-2018, 04:58 PM
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#12
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Member
Join Date: Mar 2015
Posts: 94
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We have allstate for our Cornerstone. $2279.00. Replacement cost of 385k. 1k deductible.
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Roger R.
2016 Cornerstone B
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06-07-2018, 05:11 PM
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#13
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Senior Member
Entegra Owners Club
Join Date: Apr 2007
Location: SW FL
Posts: 31,717
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Quote:
Originally Posted by rprkbr
We have allstate for our Cornerstone. $2279.00. Replacement cost of 385k. 1k deductible.
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The way Cornerstones have increased in price, I want full replacement coverage, not a fixed dollar amount. Example my Anthem is $70,000 higher today than it was when purchased. If it was totaled, I would be $70,000 out of pocket. I don't mind paying a few dollars more for full replacement coverage for the first 5 years. I am just glad to see full replacement coverage over $300,000. is still available with some companies.
__________________
Chuck in SW FL
Digital 2021 Cornerstone "B"
A "Digital" 2019 Cornerstone "B" Traded
A "Classic" 2014 Anthem 42 RBQ---Sold
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06-07-2018, 06:42 PM
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#14
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Senior Member
Join Date: May 2016
Location: Indiana
Posts: 783
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I'll second Ron Jarve. I think our first year with Safeco was $1,650. Went up to $1,750 the second year.
We just move to Farmers though. Slightly more expensive mid $1,800's but packaged with the rest of our Farmer's policies made for an overall better deal.
Steve
__________________
Steve & Tracy with rescues Lucy the Beagle & Willow the Boxador
2017 Entegra Aspire DEQ
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