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Old 04-23-2018, 08:32 PM   #1
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Road Hazard Insurance

When we bought our coach last August, our dealer (MH2G in Grand Rapids), talked me into purchasing road hazard insurance through NSD (nsdmc.com).

I thought it might have been a dumb decision; however, when I found the attached on our drive's side drive tire, I gave them a ring.

Although I admit I was prepared for the worst, the process went smoothly, and without hassle.

NSD sent Goodyear their paperwork, and the tire was replaced in ~2 hours from the time we arrived.

To expedite, I agreed to pay Goodyear, and have NSD reimburse me. I submitted the docs via e-mail, and today, I received a check from NSD - within 6 working days from when I submitted the completed info package.

The insurance cost 599.00 and the tire was 800.00. Bottom line - definitely $$ well spent. Thanks,

BG
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Old 04-24-2018, 05:55 AM   #2
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I always buy road hazard insurance on my tires from Discount Tire Company - but it's far less than $599. Generally it runs about $20 to $25 per tire.

Just last week I picked up something that ruined a Pirelli tire on our Ford Edge. Replacement would have been $175, but it was free...then we purchased another "certificate" on the new tire for $27 or so.

It's always turned out to be a great benefit...even when we buy new vehicles (or trailers) I go to Discount and purchase their certificates for free replacement.

Good insurance - good for peace of mind.
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Old 04-24-2018, 07:52 AM   #3
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I get separate tire insurance from the same people (Discount (Tire) insurance company). Think it was five years and a lot less money than the OP paid. Covered tires and Aluminum wheels. Never needed any of it thank heaven#, but thought it was a good investment just in case.

Got the recommendation on here years ago.

Gary
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Old 04-25-2018, 04:53 PM   #4
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Nice to hear someone actually benefits from these policies... thatís inspiring on this subject as itís usually just the opposite experience ... cool
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Old 04-26-2018, 01:40 PM   #5
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Road Hazard Insurance

I too always carry the road hazard tire coverage on all our vehicles. Has more than paid for itself on our passenger vehicles. Paid for itself on our 17 Aspire in first 3 months as it picked up a nail on drive from Indiana but we didnít notice until after our first trip. The process was seamless through our dealer LazyDays.

Would definitely recommend rolling into your purchase. If you finance, you wonít hardly notice the cost.
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Old 04-26-2018, 01:53 PM   #6
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while I understand the 'financial' justification of the OP's outcome... I don't know that I totally agree that just because you 'used' the policy that you came out 'ahead', since if you did not have the policy, you probably would not come out of pocket to replace the tire.
I had a tear on my tire, just like this, on the sidewall, and drove another 50,000 miles before replacing all 4 rears just the other day.

but that's just my take on it, cheers! : )
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Old 04-26-2018, 04:22 PM   #7
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Quote:
Originally Posted by MisterT View Post
while I understand the 'financial' justification of the OP's outcome... I don't know that I totally agree that just because you 'used' the policy that you came out 'ahead', since if you did not have the policy, you probably would not come out of pocket to replace the tire.
I had a tear on my tire, just like this, on the sidewall, and drove another 50,000 miles before replacing all 4 rears just the other day.

but that's just my take on it, cheers! : )
Of course, I agree everyone will have their own take; however, since both Goodyear and a good friend in the tire business recommended the tire be replaced, I would not have taken the chance on a no-failure, even if I had to pay out-of-pocket... Thanks,
BG
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