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Old 01-11-2020, 10:02 AM   #1
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Selling barely be it used fifth wheel

We have 2018 Coachman brookstone and are looking for suggestions on selling it. It has a high balance left on it. Really more camper than we need. We considered some money down and take over payments. Suggestions? Thanks
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Old 01-11-2020, 10:07 AM   #2
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Good luck. Depending on balance owed your very likely up side down on it. The minute you took it of the lot its value dropped about 40%. Does that give you any ideas?
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Old 01-11-2020, 11:30 AM   #3
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Check what your particular unit is going for on EBay Motors, RV Trader, local listings if there are any. This will get you a reasonable range on what you will be get for it being sold.

If your balance is substantially higher than that number, it's going to be very difficult to sell for the balance, or get someone to take it over.

If you are that far underwater, and still need to get something different, try dealers or RV shows. You'll will most likely have to come out of pocket AND be underwater on the new one as well. Maybe you can come out the same or a little less underwater.

I do know that folks like to buy used RV's over new and dealers are aware of this and want used units for inventory. In 2018 and 2019 I was offered to pay off my loan for my 2017 Bayview and very little down on a new unit. I said no in 2018 on a Heartland, and took the offer last year on my Durango.
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Old 01-11-2020, 11:38 AM   #4
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The only way you are going to be able to sell it, is to pay off the balance. No one is going to give you money down, and take over the payments without the permission of the lender. Without a clear title, no one will buy it. The only way to get a clear title, is to pay off the loan. As stated, the rv probably lost 40 percent of its value since you bought it. Chances are, you still owe 80 to 90 percent of the value. No one is going to buy a two year old, used camper for such a small discount. I would buy a new one with warrantee instead. Even at 60 percent, you might have trouble selling it. Good luck whatever you do. I have seen this before, and most times the owner has to pay off the difference between selling price, and what is owed. Some cant afford to pay off the difference, and are stuck. Tough pill to swallow, but that is the cost of selling it so soon. The depreciation slows down after a few years, but most loans never seem to catch up to the value for a long time. Vehicles are the same. You seldom have any equity in a vehicle unless you put a large down payment when you buy it.
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Old 01-11-2020, 11:56 AM   #5
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Selling barely be it used fifth wheel

I wouldnt do the payments. Find a way to pay down the balance to the point where you can sell it. Its against your loan contract to sell it without paying them off. If they find out they will call the note due. Also you would need to insure it yourself and lie about whos using it. No good can come from it.
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Old 01-11-2020, 12:55 PM   #6
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If buying a different RV just trade it in to that dealer. I sold my 5th wheel to the Ford dealer plus my old truck for a new truck and some money. It is a thing in Florida as car dealers will have a few used RVs on their lot from trades.

RV depreciate just like everyone says. An RV you think is worth 40k will need to sell for 30k. If you think your RV is worth 50k you might need to sell it for 35k.

Yes, it is that bad.

Maybe just keep it.
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Old 01-11-2020, 01:29 PM   #7
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Be very careful with taking over your payments. Most banks will mot allow that.

If you are upside down on the RV, you best bet is to buy from a dealer and see if be can roll what you owe into the new one. Interest rates will not be good and will require a large down payment.

Sorry, but it sounds like you will take a financial beating on this deal.

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Old 01-13-2020, 02:46 PM   #8
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Originally Posted by lhlee14 View Post
We have 2018 Coachman brookstone and are looking for suggestions on selling it. It has a high balance left on it. Really more camper than we need. We considered some money down and take over payments. Suggestions? Thanks
Get comps on recent sales from RVTrader and RVT. Check evil-bay, but I doubt you'll find sales there; I never did on anything I was remotely interested in. If you've got an RV dealer friend, see if they can check auction prices for the same rig in the past several months. Yes, those are wholesale, but it gives you a place to start. If you do list it yourself, you can put it on RVTrader (personally, I'm not a fan, but their traffic is =huge=), RVT (I like them a lot and their search engine is much better than Trader's; they also have a run-til-it-sells price), Craigslist (there is a search site called that will search every CL post in the U.S., Canada and Mexico that greatly expands its reach), Offerup and other free locally-oriented sales sites.

As others have said, you're likely to be upside down in it. Something else to think about, would be to put it out to rent, either as a towed rental or a park rental. Being in FL, a park rental for the winter, might cover your nut for the entire year.

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Old 01-13-2020, 05:36 PM   #9
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It cost my seller $5K cash to get out from under the 5th wheel we bought in 2000.
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Old 01-13-2020, 06:20 PM   #10
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I'm in the same boat. I just bought a 50,000 dollar fifth wheel I wish I never purchased. I know I could never sell it. But you never know you might find the right person. Good luck.
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fifth wheel, sell

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