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Old 11-18-2021, 01:56 PM   #1
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GM extended warranty

My 2022 GMC 3500 truck is not in yet, but looking ahead, do I need an extended warranty? In the 40 plus years that I have been buying new cars, I have never purchased one.

The only thing that I am concerned about is all of the electronic gadgets. There are too many to count in this Denali. The basic 3/36 warranty may not be enough. What say you?
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Old 11-18-2021, 02:18 PM   #2
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Absolutely! Get it.

I've never been a fan of extended warranties either but these new vehicles are going to be a nightmare to fix and finding qualified people to work on them is going to be very difficult.

I just worked on my neighbors 2020 Chevrolet Silverado yesterday.

When he turned off the ignition all lights, headlights..tail lights....interior lights and radio stayed on. Couldn't restart it...it would kinda start but run extremely rough and then die.

He's had it to the dealer twice for this problem and they were no help. Google search said a lot of people were having the same problem.

I disconnected his battery and it solved the problem. I gave him a 10mm wrench to keep in the truck for the next time it happens

Another friend with a 2022 Chevy ecodiesel has been in the shop twice with DEF problems.
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Old 11-18-2021, 02:45 PM   #3
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Quote:
Originally Posted by efstewart View Post
My 2022 GMC 3500 truck is not in yet, but looking ahead, do I need an extended warranty? In the 40 plus years that I have been buying new cars, I have never purchased one.

The only thing that I am concerned about is all of the electronic gadgets. There are too many to count in this Denali. The basic 3/36 warranty may not be enough. What say you?
How long do you plan on keeping it? I typically don't keep them long enough to even consider extended warranties.

And even if I did keep my vehicles a long time, I probably still wouldn't get the extended warranty. I'd just assume "self-warranty" my vehicle, so to speak. Funds are available if something big breaks out of warranty. Part of the RV lifestyle in my book I suppose.
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Old 11-18-2021, 03:18 PM   #4
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Make sure it is an actual GM extended warranty and not a "dealer sevice contract/warranty".

Problem with the "dealer sevice contract/warranty" is other dealers/service centers may not support it and tell you to pay for the repair and it will be up to you try and get your original dealer (or actually the service contract company) to reimburse you.

"Dealer sevice contract/warranties" do not obligate other dealers to support it, they are not a "party on the contract"

An actual GM extended warranty however will be supported at all GM/Chevy service centers/dealers.
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Old 11-18-2021, 05:11 PM   #5
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Quote:
Originally Posted by efstewart View Post
My 2022 GMC 3500 truck is not in yet, but looking ahead, do I need an extended warranty? In the 40 plus years that I have been buying new cars, I have never purchased one.

The only thing that I am concerned about is all of the electronic gadgets. There are too many to count in this Denali. The basic 3/36 warranty may not be enough. What say you?
Extended warranties are never recommended in my book. I don't get them for electronics, furniture, nothing. Just think about it, they get smart people to figure out how to make a lot of profit. They will never pay out more than people pay in (overall).

You might be that 1 in 100 people that get more back in paid repairs vs what you paid for the extended warranty, but it's rare, and there are always a lot of exclusions and requirements.

Not sure what the base warranty is today and which powertrain you're poordering, but my 2011 had a 5 year/ 160 000km (5 yr/100 000mile) warranty on the powertrain then. Extended warranties rarely cover much in the way of electronics. I'd be very leery of anything like that.

Take the 2,3 or 4k it'll cost you, invest it and don't spend it. Use that for unexpected repairs.
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Old 11-18-2021, 07:49 PM   #6
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What KDAuto said.

I bought a new Honda Ridgeline when I was younger. The salesman said how well built it was and how reliable. After I bought it he flipped and said now I need the warranty. I did not buy it. I had 6 years of trouble free use before I traded it.
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Old 11-19-2021, 07:41 AM   #7
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I never get extended warranties, but with the new LTZ I got talked into it with the logic that there are so many electronics that the price of one repair could pay for the warranty. Well, I could have just put the price of the warranty in the bank, drew interest and had my own extended warranty. If it broke I got the money to fix it, if it don't, I am money ahead. Hind sight is 20/20 I guess. If I had it to do over, I would not have gotten the warranty.
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Old 11-19-2021, 07:58 AM   #8
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I bought one with my 2018 GMC mostly due to the hard sell from the finance guy. I kinda bought into the argument that the electronics were complicated and expensive but said no to the $4500 price tag. No to $3300, no to $2500, no to $1800. I held firm until he got to $1000 when I capitulated. So far it's been a grand I wasted. Truck has only been back to the dealer for a recall for the block heater which I never use. Zero problems so far. Extended warranty goes for another 5 years and has $200 deductible.
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Old 11-19-2021, 08:11 AM   #9
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Probably.....especially if this is a diesel engine. Good advice above. Checkbook Magazine has a list of dealers for various manufacturers...that will sell you a FACTORY warranty for $1 to $500 over their cost...


GM is Ourisman's Rockmont Chevrolet in Rockville MD. 301-424-5900. Talk to Finance. P.S. This is 2015 information, things might have changed, so ask if necessary who is doing this.
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Old 11-19-2021, 09:44 AM   #10
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Forgot to say they sell for $100 over their cost.
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Old 11-19-2021, 10:55 PM   #11
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well, I got one on my 2019 Yukon and its already almost paid for itself on the 2 leaking magnetic ride shocks that had to be replaced and weren't part of the "drive train". Maybe the more heavy duty trucks don't have as many breakdown prone parts.
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