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06-15-2012, 11:31 PM
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#1
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Member
Join Date: May 2012
Posts: 41
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catastrophe?
Ok, i've had a freak accident I need help with.
Attachment 22324
Attachment 22324
In a storm, I've had a tree branch fall on my rv and put a hole through the roof (all the way). My question is this something I should fix or file with insurance? Any ideas on how to patch this?
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06-15-2012, 11:36 PM
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#2
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Senior Member
Join Date: Jul 2011
Posts: 1,144
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Yes, this is an insurance fix, best done by pros. It's going to be a lot more costly than you probably think. Good luck with it!
__________________
2004 Tiffin Allegro 27.5 ft. P32 18,000 lb. GVW. 8.1 liter. Workhorse chassis built May 2002. 35,500 miles. 2012 Jeep Liberty Toad. RVi2 brake unit.
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06-15-2012, 11:39 PM
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#3
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Senior Member
Join Date: Jan 2012
Location: Hillsboro, OR
Posts: 278
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^that
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06-16-2012, 01:16 AM
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#4
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Senior Member
Tiffin Owners Club Freightliner Owners Club
Join Date: Oct 2008
Location: Merritt, BC
Posts: 3,753
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Definitely file an insurance claim. This is exactly why you have been paying those insurance premiums.
__________________
Bob, Sherron & Kinsey (RIP 2013-2022)
2017 Tiffin Phaeton 40QBH
2014 Jeep Cherokee Limited
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06-16-2012, 01:45 AM
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#5
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Senior Member
Join Date: Sep 2010
Location: Tucson, AZ
Posts: 735
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At least it didn't punch a hole through your rooftop A/C unit....
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06-16-2012, 07:07 AM
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#6
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Member
Join Date: May 2012
Posts: 41
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Thanks everyone. I just wanted to make sure this wasnt an easy fix before I took it in. I agree about missing the AC unit! Thankful for that.
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06-16-2012, 07:29 AM
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#7
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Senior Member
Winnebago Owners Club Ford Super Duty Owner
Join Date: Sep 2010
Location: Chicagoland
Posts: 2,841
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I'd slap a piece of eternabond temporarily over that hole to prevent any further damage and then call the insurance company. Their policy may read you need to protect it from further damage.
__________________
Burns & Diane
2005 Winnebago Aspect 26A/2012 Subaru Impreza toad
Illinois! - Where the politicians make the license plates......
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06-16-2012, 07:57 AM
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#8
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Member
Join Date: May 2012
Posts: 41
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I REALLY appreciate that as I am temp LIVING in it until I find a stickhouse! So it may be a month or more before I can get it into the shop.
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06-16-2012, 07:58 AM
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#9
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Member
Join Date: May 2012
Posts: 41
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Note to self: all those pretty shade trees are also potential projectiles!
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06-16-2012, 09:31 AM
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#10
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Senior Member
Damon Owners Club Workhorse Chassis Owner
Join Date: Mar 2009
Posts: 24,024
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Sould I fix it or file with my insurance and let them pay...
How about both (Assuming you can do the labor yourself)
Many insurance companies now send an adjuster with a checkbook (more or less) they pay you what they think the damage is worth.. IF you have the skills you can do the repair for a fraction of that and pocket the profit. THIS IS NOT FRAUD so long as you do the repairs in a good workmanlike fashion (Properly that is).
I did that when a power line fell on my garage,, Damaged the siding,, As it happens I have the skills to fix it.. So not only did I fix it for a fraction of what I was paid, but I made some serious improvements in the garage at the same time (Added windows, it had none, now it does, quarter inch thick plexiglass windows full length you can actually SEE in side the thing now without electric light!!!)
Of course it's now the bank's garage, but that's their problem.
__________________
Home is where I park it!
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06-16-2012, 02:09 PM
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#11
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Member
Join Date: May 2012
Posts: 41
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Finally got up on roof. More serious than I thought. 3 holes, not just 1. After pulling out the branch from my roof, I cleaned with acetone and borrowed some eternatape from a fellow rv vet. Just in time for tonights storms which are already brewing. Thank goodness for kindness in fellow rv'rs! Also thanks for everyone's advice! Megahelp!
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06-16-2012, 05:50 PM
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#12
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Senior Member
Join Date: Jun 2010
Posts: 222
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Quote:
Originally Posted by baraff
I'd slap a piece of eternabond temporarily over that hole to prevent any further damage and then call the insurance company. Their policy may read you need to protect it from further damage.
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I agree. Do whatever you have to do to keep water out. FYI, a new EPDM roof installed will cost around $5000.00 depending on the size.
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