Extended Warranty - Coach-Net vs. Wholesale Warranties?

[cmalberto]

I hate to ask this question - so many opinions...but I have the delima(sp?) of picking something. I am buying a 2016 Coachmen Mirada 35BH next month.

I have 2 bids for equivalent terms 7/75,000 from Coach-Net(with or without the road hazard) and from Wholesale Warranties(who I have with my existing MH but never have used). I know when I go to close the deal with the dealer, they are going to pitch me a 3rd option(remains to be seen).

At this point, I want to walk in with a definitive plan as I know I will most likely get something for peace of mind.

So I am listening to what others might say or recommend. Thanks.

[Scooter]

What will you do with your 2014 Coachman....trade it in with your dealer ? You can always dicker down with the price of the service contract. You can always find other dealers who will sell you the same contracts...possibly at a lower price. Consider USWC.

[Ramets]

I wouldn't even discuss an ESP with a dealer. You can do better by shopping around. The two you already have bids for are good co's. I've had the XtraRide with Wholesale for 4yrs. without so much as a hiccup. As far as roadside assistance goes I have that through my Progressive Ins. policy. It's only $24 a year. Hard to beat that price, and we've needed a tow a couple times in our 5yrs. of full timing. Once in the Yukon. And we had no problem having Progressive get us towed the 180miles to White Horse. I should mention I told them I didn't want a tow, I wanted a flatbed trailer because of the frost heaves, and again no problem.

[D Lindy]

We have a policy thru Wholesale Warranties and have used it once. The one time I did use it I did not have prior approval being as the fridge died on a Sunday and I could not contact them. When I talked to them on Monday they approved the repair no problem even thought I didn't have prior approval for the repair.

[twogypsies]

If you're buying a new RV it already has a limited warranty. Most issues pop up during the first year of use. Each appliance also has a warranty.

We've never bought a warranty on anything in our lives and never regretted it.

I'd recommend that you just put money aside for repairs later on and skip paying for the extended warranty.

[mikelcan]

I have two thoughts.

One is to wait until you are closer to the end of the factory warranty before buying the service contract (extended warranties are really service contracts). That way the 3,4,etc year clock starts at the end of the factory warranty and does not run concurrently.

Second is to see if you can get a refund from you service contract for the unused portion when you trade in your existing RV. As an example if it was a 4 year contract and you have 2 years left you might get a prorated refund. This can help defray the cost of the new contract or out of pocket expenses.

Mike

[YC1]

Do read the fine print. I footed and almost 5K bill for a repair last Summer. The claim is it was an emission related component so it was not covered. Coach Net covered the tow with outstanding service. Wholesale did not cover the repair. They did cover the replacement of my back up monitor.