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04-06-2011, 11:17 AM
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#1
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Senior Member
Nor'easters Club Fleetwood Owners Club Mid Atlantic Campers Workhorse Chassis Owner
Join Date: Oct 2008
Location: Medway, MA
Posts: 394
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Gas Stations and credit card limit questions
Hello all! So here we are at the start of the 2011 RVing season (at least for us northerners). How are the rest of you handling the credit card limit at the gas stations? Do you go into the gas station beforehand to get the card accepted to fill the rig? Or do you use multiple credit cards up to the $75.00/$100 limit that usually imposed? Does anybody have any tricks of the trade? I can't get another credit card right now, and don't have the Pilot card. Any suggestions, comments are welcome!
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Landcruisers for life
2 adults, 2 kids (tweens) and 2 dogs
2004 Fltwd Southwind 32V from 2000 Tioga 26F
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04-06-2011, 11:29 AM
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#2
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Senior Member
Join Date: Apr 2010
Location: Full Timer / Vagabond
Posts: 609
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I hang up the nozzle and shut down the pump then with the same CC I do it again. It has always worked for me.
Do not forget to press clear after you get your receipts. If not there is a chance a sharp clerk can fill up on your card.
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Ralph & Snickers
2006 3500 Chevy Dually - 8.1 - Allison
2006 30' New Horizon - Solar
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04-06-2011, 11:30 AM
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#3
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Senior Member
Texas Boomers Club
Join Date: Jul 2000
Location: Cypress, Texas USA
Posts: 8,854
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I simply complete the first transaction when the limit is reached and start a new one using the same card. Not a problem so far.
Rusty
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04-06-2011, 12:53 PM
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#4
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Registered User
Monaco Owners Club
Join Date: May 2009
Posts: 3,198
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I go inside. bY the time I stop for fuel, I'm needing to stretch out and walk a few feet.
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04-06-2011, 12:59 PM
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#5
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Moderator Emeritus
Join Date: Jan 2007
Location: Litchfield Park, Arizona
Posts: 10,530
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I hate going inside and having to wait in line... TWICE... so I use my card at the pump. When it stops at the limit, I shut down and do it again. I've found that my card usually works twice but then I have to switch to my other card for the third fill.
rick
__________________
Rick, Nancy, Peanut & Lola our Westie Dogs & Bailey the Sheltie.
2007 Itasca Ellipse 40FD
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04-06-2011, 01:20 PM
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#6
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Senior Member
Winnebago Owners Club
Join Date: Jun 2006
Location: Bolingbrook, IL
Posts: 521
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We use Shell and just call them, tell them I have a MH and I'm traveling. They normally limit cc to 2 uses per day, but lift that limit while I'm on the road. That at least let's me use it more than 2x in a day, doesn't get rid of the $ limit tho.
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KC9NPT (Merrill)
2000 Itasca Suncruiser 35U
2014 Chev Equinox LT AWD
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04-06-2011, 01:25 PM
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#7
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Senior Member
Newmar Owners Club
Join Date: Jul 2006
Location: Wellington, Florida
Posts: 13,599
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Hi Purplefans & Harvey,
Consider obtaining a Frequent Fueler card from Pilot/Flying J. Immediately register it for the pump start feature. Contact any Pilot/J cashier to do this. When you stop at a Pilot/J for fuel the pump will recognize you and all you to fill your tank. No matter the amount.
__________________
Gary
2005 Newmar KSDP 3910 + GMC ENVOY XUV 37K lbs Moving Down The Road
The Avatar Is Many Times Around The USA
Nobody Knows Your Coach Like Somebody Who Owns One Just Like Yours
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04-06-2011, 02:30 PM
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#8
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Member
Winnebago Owners Club
Join Date: Dec 2010
Location: Central Minnesota
Posts: 47
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I can use the same CC twice BUT there have been occasions when I'm still not filled. I then resort to a second card to finish filling. The second card may only have $10 - $15 on it. Always use a CC that gives money back!
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04-06-2011, 02:45 PM
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#9
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RV Mutant #14
Winnebago Owners Club Texas Boomers Club Freightliner Owners Club iRV2 No Limits Club
Join Date: Aug 2008
Location: Texas
Posts: 16,822
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On occasion I have had to call my CC company and tell them I was on a "road trip" in a motorhome and that $75 x2 was sometimes not enough. They mad a note on my account and I did not have the problem again.
__________________
Wayne MSGT USMC (Ret) & Earlene (CinCHouse) RVM14 (ARS: KE5QG)
Lexi - Goldendoodle
2015 Winnebago Tour 42QD - 2020 Lincoln Nautilus Reserve
It is what it is, and then it is what you make of it.
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04-06-2011, 04:32 PM
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#10
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Senior Member
Winnebago Owners Club Ford Super Duty Owner
Join Date: Sep 2010
Location: Chicagoland
Posts: 2,584
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Quote:
Originally Posted by Wayne M
On occasion I have had to call my CC company and tell them I was on a "road trip" in a motorhome and that $75 x2 was sometimes not enough. They mad a note on my account and I did not have the problem again.
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But is this a CC issue or an oil company issue? Speedway for example claims its not their policy to limit sales but the banks' policy. Some other gas stations are less clear as to whose policy it is.
All I know is in this time of $4.00+ gas & diesel the $75 limit makes no sense. Even my previous GMC p/u would exceed $75 on a single fill up.
Quite annoying!
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Burns & Diane
2005 Winnebago Aspect 26A/2012 Subaru Impreza toad
Illinois! - Where the politicians make the license plates......
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04-06-2011, 05:16 PM
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#11
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Senior Member
Texas Boomers Club
Join Date: Jul 2000
Location: Cypress, Texas USA
Posts: 8,854
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I can go to 2 Shell stations probably 2 miles apart between home and work. The limit at the diesel pump on one is $75. On the other it's $85. Doesn't sound like a limit imposed by my credit card company to me!
Rusty
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04-06-2011, 05:56 PM
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#12
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Senior Member
Join Date: Dec 2007
Location: Tavares, FL
Posts: 1,652
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Soon, you will have to go in anyway to speak to the loan manager.
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04-06-2011, 06:03 PM
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#13
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Senior Member
Newmar Owners Club
Join Date: Jul 2006
Location: Wellington, Florida
Posts: 13,599
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The purchase limit on a single CC transaction is set by both the CC company and the merchant.
1. The CC company tells the merchant how much they will guarantee payment on (an example is $75.00 in a single transaction).
2. The merchant can stay with this limit and take no risk, or set their computers to allow a higher limit. If the CC transaction goes south, the merchant would be liable for anything over the $75 example.
This is why most merchants do not allow any more $s pumped than the CC company is willing to guarantee payment.
__________________
Gary
2005 Newmar KSDP 3910 + GMC ENVOY XUV 37K lbs Moving Down The Road
The Avatar Is Many Times Around The USA
Nobody Knows Your Coach Like Somebody Who Owns One Just Like Yours
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04-06-2011, 06:08 PM
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#14
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Senior Member
Join Date: Aug 2001
Location: North America somewhere
Posts: 28,529
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Quote:
Originally Posted by baraff
But is this a CC issue or an oil company issue? Speedway for example claims its not their policy to limit sales but the banks' policy. Some other gas stations are less clear as to whose policy it is.
All I know is in this time of $4.00+ gas & diesel the $75 limit makes no sense. Even my previous GMC p/u would exceed $75 on a single fill up.
Quite annoying! 
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I contacted Discover Card by email with your exact question. The email reply stated " Discover Card does not impose a dollar limit on purchases at gas stations. Usually this dollar limit is imposed by the credit card processing center used by the chain of gas stations."
Now I have no idea if that is actually true or not, it's just what the email stated. Later, I was told this practice was because the processing center was paid for each transaction, not dollar amount of purchase.
__________________
2000 Winnebago Ultimate Freedom USQ40JD , ISC 8.3 Cummins 350, Spartan MM Chassis. USA IN 1SG 11B5MX,Infantry retired;Good Sam Life member,FMCA. " My fellow Americans, ask not what your country can do for you, ask what you can do for your country. John F. Kennedy
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