Community Forums

mythplaced · 11-16-2009, 12:29 PM

Quote:

Originally Posted by tmh462

Actually, they are owned by Warren Buffet. Since he just reached into his pocket and paid $26 billion (with a B) to buy a railroad, I think there's a good chance you won't have trouble.

Warren Buffet lives on a different planet than me....

When I buy railroads its when I am playing monopoly...

When he does its with real curency....

mythplaced · 11-16-2009, 12:31 PM

Quote:

Originally Posted by Jim Stewart

no one was driving the car that hit my MH

Jim's the only guy I know who managed to RUN INTO HIMSELF!!!!

:laug h:

Seon · 11-16-2009, 01:37 PM

I've been insured by GEICO since I was 18 years old...some 47 years ago. I've had a couple of claims which other drivers hit me from behind on I-95 when I live in the DC Beltway area.
GEICO were pleasant to work with, quick response and had my car fixed without any hassle. They maybe higher compared to other insurance but I can rest assure that if and when I have a claim, I'll be treated right.

Jim Stewart · 11-16-2009, 03:29 PM

Quote:

Originally Posted by mythplaced

Jim's the only guy I know who managed to RUN INTO HIMSELF!!!!

:laug h:

And for my next trick, I am going to pull a rabbit out of my hat!

You should have overheard the phone call when I reported the accident with myself. It took a few minutes to make her understand that I was onloy driving one of the vehicles I own, when the other one that I owned that was not being driven by anybody drove into the back of myself!

Who's on first, I don't know, third base!

ninos · 11-26-2009, 07:40 PM

Geico in my opinion really sucks,I worked at a bmw dealership in NJ and I worked on a bmw 745IL (top of the line bmw at the time) and this car was in a flood and needed a engine and the all interior, but a vehicle that is in water that deep It will always have problems, we sugested that the car was total lost because the estimate was more then the car was worth, they got a used engine for us to put in and we had to take the all interior apart and let sit to dry for one month and then put It back together, and they paid to detail the car, that car will always have problems with out a dought, this was a car that had about 70 plus modules (lots of technology), so for that reason In my opinion Geico SUCKS. Joe.

mythplaced · 11-27-2009, 09:25 AM

Quote:

Originally Posted by ninos

......they got a used engine for us to put in and we had to take the all interior apart and let sit to dry for one month and then put It back together, and they paid to detail the car, ...

At some point the owner had to OK that level of repair...The adjuster can not "dictate" what is done...

All loss payees have the option to mediate a claim (in most states, but I am not an expert in every states insurance law)

CorsairIIAT · 11-27-2009, 09:47 AM

We had Geico for a few years on all our vehicles. About 2 years ago I dinged the cab of the truck with the 5ver. It was about 1500.00 claim. At next renewl they cancelled us.

Florida Panhandler · 12-12-2009, 02:44 PM

Keep in mind, that when pricing out insurance, full value vs depreciated value can make a big difference - not that any of us want to have a "total." Totals make up less than 3% of RV insurance claims according to the insurance companies i've been talking with. You basically takes your chances when deciding which company to go with.

I currently have Progressive for which I pay dearly out the nose. With that I get agreed value for the life of the policy. GMAC will also pay full value if done within the first 5 model years for quite a savings, plus you can get multi-vehicle discounts. GEICO gives the best rates, especially for multi-vehicle, but in the event of a total, they pay depreciated value - not something you want to hear when your coach burns to the chassis and your upside down with the loan holder.

WeatherTodd · 12-12-2009, 08:49 PM

I went with Progressive on mine. $275/yr for 500/750/500 with a $500 deduct.
No UM but I have towing/roadside/trip reimbursement. UM would have doubled the policy cost. No limitations on annual mileage or storage address.

ruby2sday · 12-12-2009, 11:21 PM

I know it's dumb, but I can't get past Geico's stupid commercials. I won't encourage them by buying their product.

I use Foremost.

**CLIFFTALL** · 12-13-2009, 04:32 AM

Quote:

Originally Posted by Florida Panhandler

Keep in mind, that when pricing out insurance, full value vs depreciated value can make a big difference - not that any of us want to have a "total." Totals make up less than 3% of RV insurance claims according to the insurance companies i've been talking with. You basically takes your chances when deciding which company to go with.

I currently have Progressive for which I pay dearly out the nose. With that I get agreed value for the life of the policy. GMAC will also pay full value if done within the first 5 model years for quite a savings, plus you can get multi-vehicle discounts. GEICO gives the best rates, especially for multi-vehicle, but in the event of a total, they pay depreciated value - not something you want to hear when your coach burns to the chassis and your upside down with the loan holder.

Geico offers full RC for a slight upcharge. On mine it was $40.00 a year.

Cliff