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01-13-2009, 11:11 AM
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#1
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Senior Member
Join Date: Dec 2007
Location: Tavares, FL
Posts: 1,652
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I have had my 2004 Itasca Suncruiser 33V insured with GMAC (Good Sam) and my previous coach also insured with them for years. I have been a little concerned about the stability of the company due to press reports, bailouts and the like and contacted my regular auto insurer (Geico) today to see what they would charge. They are fairly new to RV’s, but the third largest auto insurer in the US. They have been very good on my cars and handled a fender bender and a windshield chip very nicely. They do a quantity discount for the three vehicles. The quote I got back was very good at only about 60% as much as the GMAC. I was wondering if anybody else has had a claim on their RV through Geico. Please tell me of any positive or negative experiences with Geico. Thanks
(edited to correct title)
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01-13-2009, 02:55 PM
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#2
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Senior Member
Join Date: Dec 2007
Location: Tavares, FL
Posts: 1,652
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I hope people realize that I meant Geico rather than Geicp.
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01-17-2009, 05:36 PM
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#3
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Senior Member
Texas Boomers Club
Join Date: Jan 2000
Location: Somewhere in the lower 48
Posts: 2,306
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I don't have GEICO for my RV but I did for my motorcycle. Their rates were low. Never had a claim (knock on wood) so don't know how they would react.
Sorry not much help.
__________________
John, Joyce and Zoie (our 17# Guard Dog)
2018 Ford F-450 KR / 2019 Mobile Suites 40KSSB4
Fulltiming since 2008 and loving it
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01-19-2009, 11:54 AM
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#4
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Senior Member
Newmar Owners Club
Join Date: Jul 2006
Location: Wellington, Florida
Posts: 13,599
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Hi Lindsay,
Geico has always been higher priced for me so I have never insured with them. One thing to consider is if they offer an annual or 6 month premium. I try to insure with companies that have an annual premium.
__________________
Gary
2005 Newmar KSDP 3910 + GMC ENVOY XUV 37K lbs Moving Down The Road
The Avatar Is Many Times Around The USA
Nobody Knows Your Coach Like Somebody Who Owns One Just Like Yours
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11-15-2009, 11:00 AM
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#5
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Senior Member
Workhorse Chassis Owner
Join Date: Nov 2009
Posts: 125
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To Lindsay Richards: When I read of AARP's (The Hartford) political musings I can't help but hold my nose, however, I've not ever found any insurance company who could insure my stick, MH, two cars for less $$. Geico couldn't even come close.
Milt. popuscdds
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11-15-2009, 11:22 AM
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#6
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Senior Member
Winnebago Owners Club Texas Boomers Club Freightliner Owners Club
Join Date: Jul 2006
Posts: 927
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Before I renew insurance, I always shop. I dropped Good Sam several years ago due to an incredible price increase. Since then, I have had 3 different insurance companies. Geico and The Hartford (AARP) never made it to the final cut.
__________________
Michael
2017 Allegro Bus 45OPP, Cummins ISL 450, Allison 3000
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11-15-2009, 12:52 PM
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#7
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Senior Member
Join Date: Aug 2009
Posts: 1,696
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To me, adequate insurance has always be a 2-part issue - first is price in relation to coverage, the other is how well and satisfactorily they handle claims - that is sometimes hard to gauge until AFTER signing up, and actually filing a claim - probably varies by area as well.
The game, is to find a company that scores well on both ends of the equation - an outfit that charges mucho $$$, but steps up to the plate on claims, MIGHT be the better deal than the el cheapo outfit that has low rates, but disappears when claim time rolls around...
__________________
John Day....|'88 Winnebago Super Chief 27ft. Class A Eastern .....|'88 KIT model 240 24 ft. 5er Oregon ......|'02 Dodge/Cummins 2500 Quad Cab
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11-15-2009, 02:18 PM
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#8
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Member
Gulf Streamers Club
Join Date: Oct 2009
Posts: 55
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GEICO Government Employee Insurance Co.
Anything with the government can't be too good.
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11-15-2009, 03:37 PM
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#9
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Senior Member
Thor Owners Club Vintage RV Owners Club
Join Date: Jul 2009
Posts: 182
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Quote:
Originally Posted by gasman28110
GEICO Government Employee Insurance Co.
Anything with the government can't be too good.
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Actually, they are owned by Warren Buffet. Since he just reached into his pocket and paid $26 billion (with a B) to buy a railroad, I think there's a good chance you won't have trouble.
We have had Geico for 12 years now, and they have given us good service, up to the limits of the policy. We have had some claims, and they never balked about paying. Never had to have a claim on the RV part of the policy, but I can't imagine it being much different from the auto part (it's all on one policy, with a multi-vehicle discount).
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11-15-2009, 05:29 PM
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#10
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Senior Member
Workhorse Chassis Owner
Join Date: Apr 2009
Posts: 301
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Quote:
Originally Posted by gasman28110
GEICO Government Employee Insurance Co.
Anything with the government can't be too good.
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You mean like the Army, Navy, police, firefighters, and all the other public servants that do their best to serve you! Shame on you.
__________________
2012 Winnebago Itasca Meridian 42e Cummins Freightliner; 2009 Honda Fit
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11-15-2009, 05:33 PM
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#11
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Administrator in Memoriam
Newmar Owners Club Retired Fire Service RVer's Spartan Chassis
Join Date: May 2000
Location: Newark, DE
Posts: 25,898
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Two things here folks.
1. Let's not make comment's about each other.
2. Let's not start making political related posts.
Both are a violation of iRV2's rules.
Thanks.
__________________
Adios, Dirk - '84 Real Lite Truck Camper, '86 Wilderness Cimarron TT, previously 4 years as a fulltimer in a '07 DSDP

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11-15-2009, 07:17 PM
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#12
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Member
Mid Atlantic Campers Forest River Owners Club
Join Date: Oct 2009
Posts: 74
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Quote:
Originally Posted by Lindsay Richards
I have had my 2004 Itasca Suncruiser 33V insured with GMAC (Good Sam) and my previous coach also insured with them for years. I have been a little concerned about the stability of the company due to press reports, bailouts and the like and contacted my regular auto insurer (Geico) today to see what they would charge. They are fairly new to RV’s, but the third largest auto insurer in the US. They have been very good on my cars and handled a fender bender and a windshield chip very nicely. They do a quantity discount for the three vehicles. The quote I got back was very good at only about 60% as much as the GMAC. I was wondering if anybody else has had a claim on their RV through Geico. Please tell me of any positive or negative experiences with Geico. Thanks
(edited to correct title)
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I'm like you in reguards to the health of GMAC. In the past they have been good to me and our RV, But financially, their not as stable as I would like my insurance company to be. I called GEICO and they actually send you off to another insurance agency for RVs. And they were higher. I went with Progressive and have been well satisified with them.
__________________
Ken and Velda, Dahlgren VA.
2008 Georgetown XL 378
2010 Ford Escape Limited
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11-16-2009, 08:15 AM
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#13
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Community Administrator
Join Date: Aug 2009
Posts: 51,506
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I recently got three quotes from geico, progressive and gmac. the geico one was half the progressive and gmac ones. I'm going with the geico one.
Cliff
__________________
Cliff,Tallulah and Buddy ( 1999-2012 )
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11-16-2009, 11:58 AM
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#14
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Senior Member
Monaco Owners Club
Join Date: Nov 2008
Location: Melbourne & Marathon, Florida
Posts: 1,537
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I have Geico on 2 cars, Motorcycle and the Motorhome. They are great and as low priced as anyone when I checked last year when we added the MH. Had a mishap and they were all over it, had at least 6 calls that they initiated. My Wife was listed as being with me, and they even called her and asked if she was OK and did she need anything. They even waved my deductible because no one was driving the car that hit my MH (I was towing my toad and it broke loose and hit the MH)!
Their service is above reproach. They even have special adjusters for MHs and they come to you.
On the cars, they have certified dealers that give lifetime guaranty on their work. Their adjusters are located at the dealers. They write them a check and if problems are found during repairs, they approve right then and write another check.
__________________
2005 Safari Cheetah 38PDQ - 2009 Ford Flex
Me (Gatogonow), The Boss (DW), Honey Bunny, Maggie May and Mollie Kay (The Gatos)!
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