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09-17-2020, 08:12 AM
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#1
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Junior Member
Join Date: Apr 2020
Posts: 4
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Golf Cart Insurance
Friend of mine went to a local campground a few weeks ago and he had his golf cart in the garage in the 5th wheel. Campground owner asked him if he had liability insurance on it and the answer was no. Owner told him he could not use it in the campground without insurance. Is this common? I have a golf cart but have not taken it to any campgrounds.
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09-17-2020, 08:16 AM
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#2
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Senior Member
Join Date: Feb 2013
Location: Sedona, AZ
Posts: 3,023
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I don't know if it is common, but I have insurance on my ATV. Why wouldn't you want insurance on a golf cart? Seems risky to me.
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Shell Bleiweiss
2014 1/2 Thor Challenger 37KT
Sedona, AZ
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09-17-2020, 08:21 AM
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#3
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Senior Member
Join Date: Jul 2015
Posts: 1,881
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It's not required in any campground in Georgia I've taken mine too. It's not required by the state either (that I've ever seen).
Jekyll Island requires lights, turn signals, brake lights, seat belts etc.
I do have road insurance on it though.
__________________
2010 Phaeton 40QTH on a PG Chassis.
2017 Lincoln MKX.
Air Force One brake system and Blue OX Towbar.
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09-17-2020, 08:33 AM
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#4
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Senior Member
Join Date: Aug 2013
Location: Charlotte NC
Posts: 236
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I’ve been to numerous places where they require proof of insurance. It’s a good thing to me.
__________________
2006 Fleetwood Revolution LE 40L, Cat C9
Chevy Silverado with ReadyBrute elite tow bar, 3 furkids
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09-17-2020, 08:41 AM
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#5
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Senior Member
Entegra Owners Club
Join Date: Nov 2012
Posts: 8,149
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How much does it cost for golf cart insurance? Is it part of your RV policy, homeowner's policy or ???
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Marc and Jill, Wellington FL
2013 Entegra Anthem 44SL
2018 Lincoln MKX
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09-17-2020, 08:43 AM
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#6
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Senior Member
Join Date: Aug 2013
Location: Charlotte NC
Posts: 236
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I have car insurance with met life so I called them for the golf cart. $95 per year.
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2006 Fleetwood Revolution LE 40L, Cat C9
Chevy Silverado with ReadyBrute elite tow bar, 3 furkids
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09-17-2020, 08:47 AM
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#7
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Senior Member
Forest River Owners Club Ford Super Duty Owner
Join Date: Jul 2012
Location: So Calif
Posts: 3,535
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We have insurance for a 125cc road scooter.....$150/year. Big deal 
__________________
2020 Coachmen Leprechaun 270QB (COA Member)
Jeep Wrangler toad for the dirt
"Well done is better than well said"....Ben Franklin
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09-17-2020, 09:33 AM
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#8
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Senior Member
Join Date: Jul 2012
Posts: 2,565
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Usually Liability Insurance if something happens.
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09-17-2020, 12:04 PM
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#9
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Senior Member
Join Date: Jul 2015
Posts: 1,881
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Quote:
Originally Posted by MRUSA14
How much does it cost for golf cart insurance? Is it part of your RV policy, homeowner's policy or ???
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We have all of our policies (home, cars, RV) with Allstate. The golf cart is on it's own policy with Allstate and is $75 a year.
__________________
2010 Phaeton 40QTH on a PG Chassis.
2017 Lincoln MKX.
Air Force One brake system and Blue OX Towbar.
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09-17-2020, 12:18 PM
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#10
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Senior Member
Monaco Owners Club
Join Date: May 2006
Location: Pipe Creek, TX
Posts: 688
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I had to get insurance to register my golf cart in Port Aransas, Texas, and the RV park we stayed in also required it. It cost me $75 a year, less than it would cost to rent a cart for 1 day.
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Dennis & Debbie Z (Retired) F415847
Pipe Creek, TX
2008 HR Endeavor 40PDQ / 2015 RAM 1500 Toad
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09-17-2020, 12:34 PM
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#11
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Junior Member
Join Date: Sep 2020
Posts: 3
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First post to the group.
State campgrounds in Ohio require titled, tagged, and insured golf carts. Grange $98/yr liability. Private campgrounds typically charge a fee and may require you to sign a waiver.
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09-17-2020, 05:43 PM
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#12
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Senior Member
Join Date: Aug 2001
Location: North America somewhere
Posts: 30,951
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Quote:
Originally Posted by rzr4playtime
First post to the group.
State campgrounds in Ohio require titled, tagged, and insured golf carts. Grange $98/yr liability. Private campgrounds typically charge a fee and may require you to sign a waiver.
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Thanks for the information.
__________________
2000 Winnebago Ultimate Freedom USQ40JD , ISC 8.3 Cummins 350, Spartan MM Chassis. USA IN 1SG 11B5MX,Infantry retired;Good Sam Life member,FMCA. " My fellow Americans, ask not what your country can do for you, ask what you can do for your country. John F. Kennedy
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