Community Forums

ksan55 · 04-20-2013, 04:47 PM

We are thinking of purchasing the Good Sam extended warranty program and I was wondering if anyone out would have advice if this would be a good investment for our RV and our pocketbook?? We have 22000 miles and our RV is a 2006 (7 years old) and our original warranty has expired. Any advice for us??

JEBar · 04-20-2013, 06:12 PM

they are in business to make money which means they are betting you will pay them more for the coverage than you will get back in claims .... we've had and used their program for several years .... a few things to consider :

1. make sure you know the limits placed on what they will pay .... example: ours covers only $50 for shipping AND shop supplies .... with the cost of shipping today you will find you are out far more than your deductible
2. for rigs the age of yours, they will make every effort to repair, not replace, many items .... in some cases that can create issues when replacement parts may not still be available
3. they have a very specific manner in which they want claims submitted ... step out of their sequence and coverage will be denied .... make sure any dealership where you have work done knows and follows what they want, if not, you will be paying for the repairs
4. just because GoodSam and Camping World are the same company, that doesn't guarantee a smooth claim

bottom line, you know your rig .... do you think that there is a pretty good chance you will have enough things go wrong to justify the cost

Jim

BobGed · 04-20-2013, 07:09 PM

Before you pull the trigger with Good Sam you might want to check with this company RV Extended Warranty Coverage, RV Warranty Specialists - Wholesale Warranties for RV Repair

Tom-NC · 04-20-2013, 07:23 PM

Hi,

I have had GS's extended on 2 of my motorhomes and it is worth the expense. They cover the unit from bumper to bumper plus all the RV stuff usually with a deductible. In my case I have a $250 deductible. The cost of a new refrigerator is $2000 and if it conks out all you pay is $250.00, not bad eh.

Let's say you generator problem, that is covered except normal items such as filters, oil etc. but the generator or enfgine are covered.

I would call Good sam and have them send you their info sheet on what is covered and what isn't.

Good luck!

Ray,IN · 04-20-2013, 07:39 PM

We just checked with GS for an extended service contract. Only if the internal lubrication fails, causing a part that was lubricated by internal lubrication to fail, and it also causes a non-lubricated part to fail, will the ESC pay for engine heads, block, etc. FWIW, the same applies to wholesalewarranties.com; got a copy in an email today.
Bottom-line_ you must read the contract slowly and closely.

BobGed · 04-20-2013, 09:00 PM

Quote:

Originally Posted by Ray,IN

We just checked with GS for an extended service contract. Only if the internal lubrication fails, causing a part that was lubricated by internal lubrication to fail, and it also causes a non-lubricated part to fail, will the ESC pay for engine heads, block, etc. FWIW, the same applies to wholesalewarranties.com; got a copy in an email today.
Bottom-line_ you must read the contract slowly and closely.

I can't speak for the GS policy options, but depending on the plan you select with WholesaleWarranties there are optional coverages available.

One of which is Non-Covered Part Cause of Loss: In the event a breakdown occurs on a covered part under the service contract due to the failure of a non-covered part, the covered part will be repaired. It is packaged with Optional Covered Part Cause of Loss, which states the non-covered part will be repaired due to a failure of a covered part.

RickO · 04-20-2013, 09:09 PM

Welcome to the forum.

IMO you really need to answer two questions:

1) Do you feel you want an extended warranty? They are NOT warranties, but rather an insurance policy. Most folks don't look at their insurance policies as "investments" and I wouldn't look at the EW that way either. If you get a good one they can provide a degree of peace of mind... like other insurance policies.

2) Assuming you do want an EW, is Good Sam the best one for you? Be sure you use the search feature on the forum and see what others have said about the Good Sam EW. All are not created equal.

My EW with Easy Care expires this month after six years, and I'm not going to renew but I've been very happy with it... because of the peace of mind it provided me as a newbie with a new 40DP. It's also nice that they never denied any part of any claim I submitted, and the total they paid out in claims actually just barely exceeded what I paid for the policy, but I would have been even more happy if I had never had to use it at all.

Best of luck.

Rick

Gary RVRoamer · 04-21-2013, 09:04 AM

It's insurance, and insurance is never an "investment". It's for peace of mind in the event of unexpected and large repair costs. If you are thinking it will pay for all your service needs down the road, think again! And the premium get much higher as the rig ages and risks increase a bit.

It sounds as though your RV is lightly used and will continue to that way. Assuming it is well-maintained and still in good mechanical shape, I would bank some money for potential repairs and do without the service insurance. I have an '04 and have been doing the same since November, 2011.

ksan55 · 04-21-2013, 03:02 PM

Thank you for your answer, that's a lot to consider and you make some valid points!

Ray,IN · 04-21-2013, 10:07 PM

Quote:

Originally Posted by BobGed

I can't speak for the GS policy options, but depending on the plan you select with WholesaleWarranties there are optional coverages available.

One of which is Non-Covered Part Cause of Loss: In the event a breakdown occurs on a covered part under the service contract due to the failure of a non-covered part, the covered part will be repaired. It is packaged with Optional Covered Part Cause of Loss, which states the non-covered part will be repaired due to a failure of a covered part.

We both said the same thing, in different ways.

khamsher · 04-24-2013, 03:15 PM

Quote:

Originally Posted by ksan55

Thank you for your answer, that's a lot to consider and you make some valid points!

Just be really sure you have exclusionary and consequential damage coverage. I have researched this topic until I am blue in the face and have decided to self insure.

StevieG · 04-24-2013, 04:31 PM

Quote:

Originally Posted by khamsher

Just be really sure you have exclusionary and consequential damage coverage. I have researched this topic until I am blue in the face and have decided to self insure.

X2.

sciguy6 · 04-24-2013, 08:48 PM

Quote:

Originally Posted by StevieG

X2.

I used it once in 2 + years. Tried to bundle a bunch of fixes for the one service deductible. Radio shot, noise in air conditioner, front steering stabilizer leaking, caulk pulling away all over. Bought it used on consignment. Newbie didn't look as closely as should at unit. Replaced radio with an identical "old" unit, can't fix noise because not a failure, stabilizer looked normal, caulk not covered.

Cost: $50 deductible. Gas $32. Replaced stabilizer myself $30. Tightened loose ac motor myself, caulk myself.

Not worth it for do it yourselfer so far. Was concerned so bought it as insurance. Could have bought a better stereo from Best Buy for less. Only covers big things that are maintained. Read all the fine print! It is a GW policy.

StevieG · 04-26-2013, 10:25 AM

Quote:

Originally Posted by sciguy6

Not worth it for do it yourselfer so far. Was concerned so bought it as insurance. Could have bought a better stereo from Best Buy for less. Only covers big things that are maintained. Read all the fine print! It is a GW policy.

I bought a GS policy with a pay by the month and cancelled it after my first trip. I realized I own a good rig and if I take care of it, it will treat me well. Read the fine print is right... it doesnt cover rattles and squeaks. Just breakdowns... Good luck wht ever you decide!