High Deductible and Funding

[cb5300]

Originally Posted by 530ktm

I thought I would update this thread. State Farm is about $40 a year less but that is with the $1,000 deductible. I think I will stay with Progressive for now since I have the disappearing deductible at this time so if I ever need to make a claim I will use Progressive and then switch over to State Farm.

You do realize that if you have an accident then try to switch to State Farm, State Farm will know about it and will probably adjust your quote. Your qiote that you have now is based on your driving record today, have an accident and your driving record will change and therefore the quote would change.

[530ktm]

Originally Posted by cb5300

You do realize that if you have an accident then try to switch to State Farm, State Farm will know about it and will probably adjust your quote. Your qiote that you have now is based on your driving record today, have an accident and your driving record will change and therefore the quote would change.

Maybe, but one does not always have to have a vehicular accident to file a claim, could be a wind blown awning or a broken windshield.