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View Poll Results: Did you buy outright or finance?
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Bought outright
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68 |
57.63% |
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Financed less than 5 years
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10 |
8.47% |
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Financed 5-10 years
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11 |
9.32% |
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Financed more than 10 years
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29 |
24.58% |
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05-01-2012, 05:18 PM
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#15
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Senior Member
Join Date: Feb 2012
Location: New Hampshire
Posts: 105
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Whether it is homes, boats, cars or RV's, if I do not have the cash I will not purchase it.
__________________
Roadtrek 170 Popular
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05-01-2012, 05:19 PM
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#16
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Senior Member
Join Date: Sep 2011
Location: Pickwick Dam, TN
Posts: 359
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Paid cash, lease it back to my company when used for business
Jeff
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Jeff
2007 Travel Supreme Select Limited
45DL24
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05-01-2012, 05:23 PM
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#17
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Registered User
Newmar Owners Club
Join Date: Jun 2009
Posts: 1,142
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This is what's wrong with these surveys. Somebody always has something to say about someone else.
I'll just keep my opinion to myself.
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05-01-2012, 05:24 PM
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#18
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Senior Member
iRV2 No Limits Club
Join Date: Nov 2010
Posts: 1,324
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Paid cash both times, but then it is a very advanced teardrop trailer, total 16,000
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05-01-2012, 05:24 PM
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#19
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Senior Member
Join Date: Jul 2010
Posts: 5,337
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Paid cash. I don't have a problem with financing just choose not to. I tend to save up to buy my toys, cars, etc. Best way I know not to overspend.
__________________
Tom
2016 Newmar Bay Star Sport 3004
2021 Jeep Gladiator Sport Willys
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05-01-2012, 05:25 PM
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#20
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Senior Member
Fleetwood Owners Club Mid Atlantic Campers Workhorse Chassis Owner
Join Date: Apr 2010
Location: Locust Grove, Virginia
Posts: 345
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Paid half down and financed the other half for 15 year. Payments are less than a tank full of fuel, and interest deductible.
__________________
Wayne, Diane, & Bentley (our 22 lb. alarm system) 02 Pace Arrow 37A-Workhorse, 01 Jeep Wrangler toad
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05-01-2012, 05:34 PM
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#21
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Senior Member
Winnebago Owners Club Ford Super Duty Owner
Join Date: Nov 2010
Location: Williamsburg, VA
Posts: 650
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a k: i think it's wrong to keep your opinions to yourself. 
__________________
1999 Winnebago Minnie 29', Ford V10, Close to stock.
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05-01-2012, 05:46 PM
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#22
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Registered User
Newmar Owners Club
Join Date: Jun 2009
Posts: 1,142
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Yea, you know what an infraction is??? I'm still trying to figure out what it is. If it's a different opinion from the MODS you get one.
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05-01-2012, 06:26 PM
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#23
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Senior Member
Tiffin Owners Club Ford Super Duty Owner
Join Date: Jun 2011
Location: Lake Stevens ,WA
Posts: 424
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We paid cash, did not want payments at retirement time.
__________________
Bob & Rita Bazley, the pup Kali ( shi-pooh)
2020 42 RD Beacon
2020 Ford 450
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05-01-2012, 06:41 PM
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#24
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Senior Member
Monaco Owners Club Winnebago Owners Club
Join Date: Sep 2011
Posts: 7,469
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Quote:
Originally Posted by catonine
I financed for 5 years simply to get the tax deduction. In looking back I most likely should have just bought it outright since money in most savings programs dont pay much dividend.
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Agreed, it's a hard choice to make. 5% interest on a loan vs losing interest taking money out to pay cash. I sold stock to buy mine. In today's economy it can be a coin toss.
I'm just not a big fan of debt.
__________________
US Navy Vet, Liberty Tree Member of Oath Keepers, NRA & VFW Life Member, Alaska EMT.
2009 Safari Cheetah 40 SKQ
2009 Winnebago Chalet 231CR
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05-01-2012, 06:42 PM
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#25
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Senior Member
Monaco Owners Club Freightliner Owners Club iRV2 No Limits Club
Join Date: Jan 2011
Location: Avon Lake, Oh
Posts: 2,958
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We were going to pay cash anyway,but Dad passed away, my share of estate was 50k. I bought my unit for just under that. Yes paid cash, going full-time next year and did not want to owe anything. Even when I made good $ over 150k per year, I wouldn't felt comfortable financing it.
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2000 HOLIDAY RAMBLER ENDEAVOR
40 FT--330HP CAT
2 SLIDES-TOAD 2012 focus
Fulltime-Home is where we park it.
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05-01-2012, 06:46 PM
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#26
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Moderator Emeritus
Ford Super Duty Owner
Join Date: Aug 2000
Location: Bryan, TX when not traveling.
Posts: 22,948
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We are at the point that not enough to itemize, so cash for the trailer.
Ken
__________________
Amateur Radio Operator (KE5DFR)|No Longer Full-Time! - 2023 Cougar 22MLS toted by 2022 F150, 3.5L EcoBoost Tow Max FX4 Lariat Travel with one Standard Schnauzer and one small Timneh African Gray Parrot, retired mechanical engineer
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05-01-2012, 07:22 PM
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#27
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Senior Member
Join Date: Jan 2011
Posts: 1,740
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Mau Mau, so before buying your first home did you pay rent for years & years to save to buy your first home ?
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05-01-2012, 08:06 PM
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#28
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Senior Member
Freightliner Owners Club Retired Fire Service RVer's
Join Date: Apr 2011
Location: N E Ohio
Posts: 4,403
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Financed for 7 years, will be my fulltime home after I retire. I have part of my retirement coming in now and am still working, so the payments are doubled up, should be paids off in a little over 3 years from time of purchase. So by the time I finally get retired, it will be paid off.
__________________
05 Alfa Gold 40' Motor Home "Goldie",
03 Malibu Toad
in a 24' CargoMate trailer.
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