Journey with Confidence RV GPS App RV Trip Planner RV LIFE Campground Reviews RV Maintenance Take a Speed Test Free 7 Day Trial ×
RV Trip Planning Discussions

Go Back   iRV2 Forums > COMMUNITY FORUMS > General Discussion
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
Thread Tools Search this Thread Display Modes
Old 06-01-2010, 12:48 PM   #1
Senior Member
Workhorse Chassis Owner
Join Date: Jan 2007
Location: CO
Posts: 365
Insurance - Good Sam vs others??

Any one extremely satisfied or dissatisfied with Good Sam RV insurance vs other companies. Iím using Progressive now and would rather hear a good Sam reference from a fellow RVer than their sales force.
2013 Phaeton 40 QBH, 2013 Jeep Wrangler Toads via BlueOx, TPMS by TTS, Delta Force toad brake system.
Paul T is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free! RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 06-01-2010, 01:31 PM   #2
Senior Member
GaryKD's Avatar
Newmar Owners Club
Join Date: Jul 2006
Location: Wellington, Florida
Posts: 13,599
I've had their insurance from time to time. GMAC decided they do not want to do business in my zip code (high rates). Never had a claim. I've had to change insurance companies once every couple of years. They seem to think getting a new customer is easier than keeping the one they have. I mention this only because for me, there is no long term relationship with an insurance company. All other variables being equal, zip code determines your rates.
2005 Newmar KSDP 3910 + GMC ENVOY XUV 37K lbs Moving Down The Road
The Avatar Is Many Times Around The USA
Nobody Knows Your Coach Like Somebody Who Owns One Just Like Yours
GaryKD is offline   Reply With Quote
Old 06-01-2010, 01:50 PM   #3
Senior Member
chickie's Avatar
Join Date: Jul 2002
Location: Citrus Springs FL,. USA
Posts: 189
Good Sam Insurance

We tried to get their insurance on a 5er we left in FL for the summer. They said no to the insurance so they lost a customer. Progressive gave us a policy so we went with them. I also tried AARP but when they found I had a CC dually they said they won't insure anything over 10,000 lbs so I told them they wouldn't insure my trailer either.
chickie is offline   Reply With Quote
Old 06-01-2010, 03:35 PM   #4
Senior Member
ParTheCourse's Avatar
Newmar Owners Club
Nor'easters Club
Ford Super Duty Owner
Join Date: Jan 2002
Location: Chittenango, (Syr) NY
Posts: 981
When a tree tipped over and totaled our rig in the Ocala area:




The woman we reported it to, located in Tallahassee, insisted that we tow it to a dealer to be appraised. Explaining again that the trailer was pinned to the ground by a huge tree with limbs through the roof and one of the slides she asked “what’s a slide”. She then explained that they had no one to respond to the campground so I would have to send pictures and she would attempt to determine the damages form them.

A call to their HQ’s resulted in a return can from the woman, now very short and curt, stating she would attempt to get someone to us.

Having not heard back form her by the next afternoon I called her and learned that a man from Orlando had to attend a meeting on Ocala in two days and he would stop by on his way home. She further explained that his area of expertise was automobile accidents but felt sure he could appraise an RV.

To keep this from getting any longer, three weeks later, after a round trip to Jacksonville to speak to someone in person we received our check, got our new rig and headed home.

All the way I kept saying over and over, RV insurance through Good Sam and they don’t have an appraiser in Florida during the winter.

On arrival in CNY the second thing I did was cancel them, the first was open the front door of the stick house.
'4? Wife Lynda
'08 F450 PSD CREW
'08 Newmar Cypress 36LKSH
ParTheCourse is offline   Reply With Quote
Old 06-01-2010, 03:40 PM   #5
Senior Member
LVJ58's Avatar
Join Date: Jul 2000
Location: Las Vegas, NV
Posts: 2,297
We've been with Foremost Insurance Co. now for 15 years and although we've had several claims, one for over $9k with others mostly windshield replacements, our premiums have never increased.
Jim & SherrySeward

2000 Residency 3790 v10 w/tags 5 Star tune & Banks system Suzuki XL7 toad
LVJ58 is offline   Reply With Quote
Old 06-02-2010, 12:12 AM   #6
Senior Member
Join Date: Apr 2010
Posts: 691
I have had Good Sam (GMAC) a couple of times over the years and have not really been satisfied. Mostly because of their cost. I am with a firm in Iowa (Farm and City insurance) which carries serveral different major companies insurance. I was under progressive but the agent determined that nationwide was much cheaper in my case. FYI I home base out of Florida and they cover both RV and CC truck licensed in FL. All contact with the firm (highly rated) can be done via internet/phone.
RVhauler is offline   Reply With Quote
Old 06-02-2010, 12:02 PM   #7
Senior Member
Workhorse Chassis Owner
Join Date: Feb 2005
Location: western wa.
Posts: 561
we had em. big mistake. they raised rates every 6 mo. went to progressive n got better coverage fer half the money. AARP does about the same.
2018 Jayco redhawk E 22
chevrolet express 4500 chassis
cannon man is offline   Reply With Quote
Old 06-03-2010, 09:35 AM   #8
Senior Member
Join Date: Apr 2010
Posts: 691
Cannonman that is odd. I pay annual and have not had price increase. of course that may change the next time around. Also i have not had any claims against the company other than to notify them when my truck was rear ended in VA last november. They contacted the other insurance company and made arrangements in conjuction with the other insurance for repairs. All I had to do was take the truck to repair shop (my choice of shops) and drop it off and pick up the loaner car from the shop. Never had that good of experience with any other insurance company over the years.
RVhauler is offline   Reply With Quote
Old 06-04-2010, 05:14 PM   #9
Senior Member
Workhorse Chassis Owner
Join Date: Feb 2005
Location: western wa.
Posts: 561
rv hauler. if it works use it. they had me over $1500 now its about $750. i'm happy.
2018 Jayco redhawk E 22
chevrolet express 4500 chassis
cannon man is offline   Reply With Quote
Old 06-06-2010, 05:02 PM   #10
Senior Member
National RV Owners Club
Freightliner Owners Club
Join Date: Oct 2002
Location: silverdale wa.
Posts: 1,163
I have Pemco here in Washington and pay less than Progressive,All-state,or any others I have looked at. I have had several claims on the TTs we had and never had a raise.I had one where I took out an awning leg by hitting a traffic barrel on the freeway after dodging a passing Fed-ex truck and the awning started to unfurl...Since they didn't have an adjustor in the area,they told the shop to take pix and fax them to them and OK'd the claim right there. Now that's service.
2001 National Tradewinds 7390 LTC
2002 Subaru Legacy outback Limited stick
bigdog is offline   Reply With Quote
Old 06-14-2010, 11:26 PM   #11
Senior Member
jsabatinos's Avatar
Monaco Owners Club
Join Date: Apr 2009
Location: Billings, MT
Posts: 102
Check out American Family...By far the best rate I have found.

2008 Dynasty Yorkshire IV
J & J Sabatinos + Schnauzer & Bengal
08 Monaco Dynasty Yorkshire
Eastern Montana
jsabatinos is offline   Reply With Quote
Old 06-15-2010, 05:27 AM   #12
Senior Member
chickie's Avatar
Join Date: Jul 2002
Location: Citrus Springs FL,. USA
Posts: 189
In PA insurance isn't required on a trailer. It is considered part of the tow vehicle so if you are brave enough you don't need it at all. I would never go without it as the cost of replacement is to high .
chickie is offline   Reply With Quote
Old 06-24-2010, 10:42 PM   #13
Registered User
Join Date: Jan 2004
Location: Canyon, TX
Posts: 525
So, as we can see, it greatly depends on what state we are in as to which company is less and works best. I had a claim on hail damage with National. I got a terrible woman to deal with and it took almost two years to get it all taken care of.

I now have Progressive, but have not had a major claim.
MikeandClaudia is offline   Reply With Quote
Old 06-25-2010, 02:25 PM   #14
mbass777's Avatar
Join Date: Mar 2010
Posts: 49
We had GMAC thru good sam I had a minor no fault accident in dec as we pay by the year and it was a no fault with no one paying a dime I forgot about it well in june when I call GMAC for a renewal quote they had doubled my yearly premium when I enquired why I was told because I had an accident in dec I asked if GMAC had payed any money on that accident she said no well then why are my rates double because you had an accident you can see were this is going needless to say we will not be going with GMAC I found comparable ins from another vender for about what I payed last year and they only cared about the accidents that were claimed not the ones not reported or payed
mbass777 is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Good Sam warranty plan ninos MH-General Discussions & Problems 22 12-12-2009 02:19 PM
Deer Run Aug 1-3 Anyone else joining the Good Sam group? Doris Northeast Region 12 07-03-2008 12:46 PM
THANK YOU Good Sam ERS Tincup Class A Motorhome Discussions 2 10-16-2006 11:28 AM
Good Sam road service? diandtom General Discussion 23 01-30-2006 12:20 PM
Insurance & Registration, Good news Bad news Nonno MH-General Discussions & Problems 8 03-09-2005 12:25 PM

» Featured Campgrounds

Reviews provided by

All times are GMT -6. The time now is 09:26 PM.

Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2023, vBulletin Solutions, Inc.