Free 7 Day Trial RV GPS App RV Trip Planner Campground Reviews RV Maintenance Free 7 Day Trial ×
RV Trip Planning Discussions

Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > iRV2.com General Discussion
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 09-27-2021, 07:24 AM   #1
Junior Member
 
Join Date: Apr 2017
Posts: 28
Insurance or GPS tracker on toys

We are about ready to start some extended travel and of course have to bring the toys. Specifically a Hobie Tandem Island kayak/sailboat worth about 6K and 2 recumbent electric assist trikes worth about 2K each. They will either be locked and in the truck bed or locked to something next to the camper. I was dismayed to learn they are not covered under truck comp coverage when in the truck and not covered at all when at a campground. Even getting ebike coverage is a challenge.
So do I get separate theft/vandalism on each or put a GPS tracker in everything and hope the police will assist in recovering? Hate to be paranoid but too many stories about thefts at campgrounds have me concerned.
__________________
Evergreen Ascend 19 ERD
04 silverado 1500
hobie tandem island, electric recumbent trikes
MCCOHENS is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 09-27-2021, 08:31 AM   #2
Senior Member


 
Winnebago Owners Club
Join Date: Sep 2015
Posts: 1,223
Quote:
Originally Posted by MCCOHENS View Post
We are about ready to start some extended travel and of course have to bring the toys. Specifically a Hobie Tandem Island kayak/sailboat worth about 6K and 2 recumbent electric assist trikes worth about 2K each. They will either be locked and in the truck bed or locked to something next to the camper. I was dismayed to learn they are not covered under truck comp coverage when in the truck and not covered at all when at a campground. Even getting ebike coverage is a challenge.
So do I get separate theft/vandalism on each or put a GPS tracker in everything and hope the police will assist in recovering? Hate to be paranoid but too many stories about thefts at campgrounds have me concerned.
Check with your homeowners insurance. Normally contents of a car or an RV are or can be covered under you homeowners or renters policy. This is if your not full-timers with none of the above.

Often you have to add a rider for specific things at a specific value. It's no different than if you want to insure a $50,000 diamond ring. You buy a rider for your homeowners.
__________________
2006 Winnebago Journey
39K
Cat C7
amosnandy is offline   Reply With Quote
Old 09-27-2021, 09:47 AM   #3
Junior Member
 
Join Date: Apr 2017
Posts: 28
No I have been working with my agent. The boat limit is 1500 and apparently it can't be raised. And ebikes are a different class and no coverage is available. I have checked with one other insurance company and both things were confirmed. One would think if an object was in the bad of a truck and locked to the truck it would be covered under comp coverage, but not so if it is an ebike and if it is a kayak the limit is 1500.
__________________
Evergreen Ascend 19 ERD
04 silverado 1500
hobie tandem island, electric recumbent trikes
MCCOHENS is offline   Reply With Quote
Old 09-28-2021, 03:49 AM   #4
Senior Member
 
Join Date: Dec 2019
Location: NC
Posts: 586
Police departments across the country are understaffed now. The chances that they have the manpower to track and recover something that isn't bleeding is small.
I would shop other insurance companies, yours doesn't sound like it ever wants a claim.
__________________
17 year member on that other RV forum.
2005 Cummins 3500 dually 2014 Blue Ridge 3025RL
Toby Dog is offline   Reply With Quote
Reply

Tags
gps, insurance



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Anyone use GPS Tracker? Nicksstorm Outdoors RV Owner's Forum 13 12-08-2020 05:57 PM
GPS Pet Tracker Unicorn Driver RV'ing with Pets 18 06-06-2018 08:49 PM
Seeking a GPS pet tracker xjescape RV'ing with Pets 5 01-13-2017 12:46 PM
RV Tracker (Not GPS) Wayne M Technology: Internet, TV, Satellite, Cell Phones, etc. 7 07-30-2016 01:40 PM

» Featured Campgrounds

Reviews provided by


All times are GMT -6. The time now is 01:44 PM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.