Age limitations on RV financing have pretty much always been the case, though it is possible that some banks are now opting for lower age limits as part of a general tightening up of credit. You will find all kinds of credit policies today and it is impossible to predict what policies will be in effect 5+ years from now. However, it is probably always going to be easier to finance a 5 year old rig than a 10 year old one. Better terms, if nothing else.
Former owner of 2004 American Tradition and several other RVs
Home is West Palm Beach, FL