Free 7 Day Trial RV GPS App RV Trip Planner Campground Reviews RV Maintenance Free 7 Day Trial ×
RV Trip Planning Discussions

Go Back   iRV2 Forums > COMMUNITY FORUMS > General Discussion
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
Thread Tools Search this Thread Display Modes
Old 06-09-2020, 06:19 AM   #1
Join Date: May 2020
Location: Richmond VA
Posts: 30
New RV. Insurance and Extended warranty.

2015 Newmar Ventana LE

I have a deposit on a "new to me" 2015 Newmar Ventana LE with only 7000 miles on it. its been stored inside a climate controlled garage for the last couple of years.

I need to insure it and Id like some opinions on getting an extended warranty for it. Our cars are insured by USAA.

I don't really need specifics ..... just opinions on who I should look at. The same thing for the extended warranty.

We are new to the motorhome community. thanks
skychs is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free! RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 06-09-2020, 06:32 AM   #2
Senior Member
Sweetbriar's Avatar
Thor Owners Club
Ford Super Duty Owner
Join Date: Jul 2011
Posts: 3,380
I'm also with USAA for my daily driver but they passed me to Progressive for the RV. Had two claims over the years, windshield crack that was fixed without replacing the glass and a $7K fiberglass repair to the rear cap last fall. Rates have stayed reasonable over the past 9 years with only a few dollars of increased over the time period even with the claims that were handled quickly. I'm not full timing and the coach only gets used about 50 nights a year which I disclosed to Progressive.

Regarding an extended warranty policy all I can say is read the fine print, particular what is not covered. I did not get a policy but my coach is pretty simple and has been easy to repair. With a five year old coach rates should be reasonable. Think of coverage in the terms of life insurance. Inexpensive when you're 30 but high when your 60.
2006 Hurricane 31D built on a 2006 Ford F53
Sweetbriar is offline   Reply With Quote
Old 06-09-2020, 06:40 AM   #3
Senior Member
MidMichHunte's Avatar
Join Date: Mar 2019
Location: Michigan
Posts: 222
We were in a similar situation recently, but bought a New 2020 Bay Star, we pick it up Friday.

USAA sent me to Progressive, I have our quad insured with them, and their policy looked good, but I went with National General through Good Sam. The feature that pushed me over was with Nat Gen was I could do storage coverage for 6mos and save on the years premiums, I couldn't do that with Progressive. The savings made Nat Gen cheaper with what appeared to be a better policy. I've heard and read good things about both, but Nat Gen seems to have a better name in the RV community.

Good luck and enjoy your new Ventana.
2020 Newmar Bay Star 3609
2013 Jeep Wrangler Unlimited
MidMichHunte is offline   Reply With Quote
Old 06-09-2020, 06:49 AM   #4
Senior Member
nctox's Avatar
Tiffin Owners Club
Join Date: Jun 2013
Location: Western NC
Posts: 539
I am also insured with USAA, both autos and mh. I was told by USAA rep when we bought the mh that they only insured in a few states, otherwise they passed you off to Progressive. It's worth checking with them to see if you can keep all your vehicles on one policy. They were amazingly helpful when I had a self -caused crunch to my almost new Allegro Bus.
I'm in the group that does not believe that extended warranties are cost effective. I would advise putting the same amount of money into a savings account just for mh repairs, and in most cases you will be better off . If you have reason to be concerned about the condition of the mh you are buying, then maybe it warrants a reconsideration. JMHO
Seeing this country from ground level.

2016 Allegro Bus 40AP
nctox is offline   Reply With Quote
Old 06-09-2020, 06:51 AM   #5
Senior Member
Join Date: May 2017
Location: Metamora, MI
Posts: 4,750
There are plenty of posts re: extended warranty / service contracts. Nothing new to post. It's a topic that has been beaten to death. Best is to use Search to get the two opinions.
2002 Newmar Mountain Aire Limited 4370 w/ Spartan K2 and Cummins 500hp
ASE Master Certified (a long.....time ago...)
Dav L is offline   Reply With Quote
Old 06-09-2020, 09:01 AM   #6
Join Date: May 2020
Location: Richmond VA
Posts: 30
Thanks everyone. I appreciate all the input. Im still making a ton of phone calls trying to sort it all out. I will certainly keep you posted.

In regards to the extended warranties ...... I agree, a separate savings account just for repairs may be the way to go. When I talked to Good Sam they were very cordial until I started asking what "is not" covered in the policy. The list never seemed to end. Example .... they cover the engine but not the carb, hoses, belts, CC, exhaust, etc etc or anything that's attached to the engine.
skychs is offline   Reply With Quote
Old 06-09-2020, 01:14 PM   #7
Senior Member/RVM #90
MSHappyCampers's Avatar

Monaco Owners Club
Join Date: Nov 2002
Location: Columbus, MS
Posts: 46,718
Hi Chuck! I'm not a fan of extended warranties on RV's. I think that, in most cases, you will come out ahead to put that same amount of money into a special bank account to be used only for RV repairs. JMHO
Joe & Annette
Sometimes I sits and thinks, sometimes I just sits.....
2002 Monaco Windsor 40PBT, 2013 Honda CRV AWD
MSHappyCampers is offline   Reply With Quote
Old 06-09-2020, 01:43 PM   #8
Senior Member
wingnut60's Avatar
Join Date: Aug 2004
Location: Wherever we are
Posts: 4,103
Seems to me, the reason to purchase a 'warranty' is to help pay for a breakdown that is so expensive it would wreck your budget. That aside, be sure any policy you look at is an 'exclusionary' one--it specifically states what is NOT covered. One name that seems to get better reviews is Wholesale Warranties.
'16 40QBH Phaeton
'15 38RSSA Mobile Suites--traded
'05 36TK3 Mobile Suites--retired but not forgotten
wingnut60 is offline   Reply With Quote
Old 06-09-2020, 02:40 PM   #9
Senior Member
Join Date: Aug 2011
Location: Enjoying the Western States!
Posts: 13,956
Originally Posted by MSHappyCampers View Post
Hi Chuck! I'm not a fan of extended warranties on RV's. I think that, in most cases, you will come out ahead to put that same amount of money into a special bank account to be used only for RV repairs. JMHO
That's what we did and luckily, never needed it for repairs!

Side Note to MSHappyCampers: You haven't been on the forum since March. Hope everything is OK!
Full-timed for 16 Years . . .
Traveled 8 yr in a 2004 Newmar Dutch Star 40' Diesel
& 8 yr in a 33' Travel Supreme 5th wheel
twogypsies is offline   Reply With Quote
Old 06-09-2020, 02:50 PM   #10
Senior Member
UFO Pilot's Avatar
Winnebago Owners Club
Workhorse Chassis Owner
Join Date: Aug 2007
Location: Sonoma County, CA
Posts: 5,840
Check out Hartford AARP for insurance, I save $1000 by bundling all my insurance with them. For a service policy, give Wholesale Warranties a call. I haven't heard any complaints about the companies they represent.
Wayne & Roberta and Maggie the Miracle Dog 08 Winnebago Destination 39W Gas UFO Workhorse Chassis...... In life, itís important to know when to stop arguing with people and simply let them be wrong.
UFO Pilot is offline   Reply With Quote
Old 06-18-2020, 07:30 AM   #11
Join Date: May 2020
Location: Richmond VA
Posts: 30
After a couple of weeks searching/evaluating RV extended warranties it looks like Im going to go with Wholesale Warranties. The local RV dealers recommended Easycare but I didn't like their coverage. Wholesale Warranties is rated A+ from the BBB and have very few complaints. They seem to also have some of the best coverage. Almost everyone said stay away from Good Sam.
skychs is offline   Reply With Quote

extended warranty, insurance, warranty

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Newbie Owner in 2 weeks, has insurance and extended warranty questions. gostberg General Discussion 3 06-05-2016 09:08 AM
Insurance, general & liability and extended warranty captainchuck General Discussion 5 09-19-2013 09:57 AM
Which RV Insurance and Extended Warranty? RVfelds Class A Motorhome Discussions 8 12-04-2012 09:27 PM
First RV - need advice on insurance and extended warranty IamGadget General Discussion 9 03-03-2010 03:58 AM
Radiator Replacement and Extended Warranty Service Insurance Birddog Pilot Alpine Coach Owner's Forum 7 07-23-2009 07:27 PM

All times are GMT -6. The time now is 06:10 AM.

Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.