Community Forums

Old-Biscuit · 01-13-2021, 08:55 PM

Quote:

Originally Posted by dolfinanne

So....we’re in a RV park on the Oregon central coast...huge wind storm last night caught the heavy park picnic tables and threw them at our coach and toad.

The park owner has already said they aren’t responsible since it was an act of God....well not securing the picnic tables was an act of negligence we think...
We have a LOT window damage to the RV and our toad...our insurance companies are on it but there are a few thousand dollars of deductible that we’d like to recover...

I’d appreciate your thoughts!

Thank you.

So these heavy picnic tables were thrown by the huge wind storm high enough off the ground to impact your MH windows and the toad....but no damages/crushed/mashed sidewalls/fenders/hood---doors

Now that is incredible

Good thing YOU have insurance.
You chose the 'deductible' so now you pay the deductible
Such is life.........

ajsfla · 01-13-2021, 09:14 PM

Quote:

Originally Posted by dolfinanne

So....we’re in a RV park on the Oregon central coast...huge wind storm last night caught the heavy park picnic tables and threw them at our coach and toad.

The park owner has already said they aren’t responsible since it was an act of God....well not securing the picnic tables was an act of negligence we think...
We have a LOT window damage to the RV and our toad...our insurance companies are on it but there are a few thousand dollars of deductible that we’d like to recover...

I’d appreciate your thoughts!

Thank you.

Since it wasn't a moving accident your comprehensive part of insurance should cover it just like a glass damage. Would think your Comp wouldn't have " thousands" deductible.

.

FL420 · 01-13-2021, 09:17 PM

The max speed for straight line winds today in Estes Park, CO was 83 mph. The forecast was for possible 100+ mph. I imagine a few picnic tables got moved around.[emoji44]
[emoji40]

twogypsies · 01-13-2021, 09:17 PM

He didn't say where he was but here's the forecast for that storm that hit the coast on 1/12/21.

https://katu.com/news/local/high-win...s-are-expected

R.Wold · 01-13-2021, 09:26 PM

I hardly think the park owner/proprietor is an expert on subrogation. I’d ask your insurance company to contact his insurance company, leave him out of it, and see what happens.

Mile Marker 42 · 01-13-2021, 09:34 PM

Quote:

Originally Posted by FL420

The max speed for straight line winds today in Estes Park, CO was 83 mph. The forecast was for possible 100+ mph. I imagine a few picnic tables got moved around.[emoji44]
[emoji40]

And a few awnings.

No Sweat · 01-13-2021, 09:44 PM

If you moved the table don't sue

Alpine36 · 01-13-2021, 09:44 PM

We had winds in excess of 70mph in western Washington last night.
This matched the earlier NOAA predictions forecast 24 hours before this storm hit. Coastal predictions were for 80+ mph. Yes, we lost a few trees, many limbs, roads closed for most of the day, including hwy 101, our hot tub gazebo took a hit and we lost power for 12 hours.
No way I would have been on the coast last night.
Count your blessings something worse didn't happen.

ByeTheWay · 01-13-2021, 09:47 PM

Which was it that caused the damage? The Park as your title implies or the wind as your story implies.

Ted Lambert · 01-13-2021, 09:47 PM

Quote:

Originally Posted by twogypsies

How many parks have you been where the tables were anchored?

Check this park out cemented patio anchored tables. Picture does not do this park justice.
40 years of camping and have never been to a better place

Mile Marker 42 · 01-13-2021, 09:51 PM

Quote:

Originally Posted by Ted Lambert

Check this park out cemented patio anchored tables. Picture does not do this park justice.
40 years of camping and have never been to a better place

That's a resort not a campground:-)

Mile Marker 42 · 01-13-2021, 10:00 PM

Quote:

Originally Posted by twogypsies

He didn't say where he was but here's the forecast for that storm that hit the coast on 1/12/21.

https://katu.com/news/local/high-win...s-are-expected

Gotta pay attention to so many things when camping. Wind is a big one. Probably at the top of the list. So many potential damages can occur. I lost a solidly mounted flag pole in Lake Powell when at least a 70MPH swell came though on a nice summer day. I had a awning arm bent in Ouray CO and learned a big lesson there. Luckily I was able to fix it without any cost. In high wind areas, you really have to be on your game, or you will incur damage of some sort. After breaking a thing or 2, you will pay attention.

Kraken · 01-13-2021, 10:31 PM

My house got hit by the same storm. Woke me up in fact. In the morning all the 90 pound trash can had been turned over by the wind. January and February can get a bit wild in Oregon.

As to your situation, these things happen all the time but usually it's the other guy, then out of the blue our number comes up. Let your insurance handle it. Going legal probably won't pan out for you, especially when there's no personal injury involved. It could have been worse. Sometime I'll tell you about a 90 foot Doug Fir came down in the park where we we're staying. After it's all fixed, it will be one of your "war stories". Good luck with it.