Journey with Confidence RV GPS App RV Trip Planner RV LIFE Campground Reviews RV Maintenance Take a Speed Test Free 7 Day Trial ×
RV Trip Planning Discussions

Go Back   iRV2 Forums > iRV2.com COMMUNITY FORUMS > iRV2.com General Discussion
Click Here to Login
Join iRV2 Today

Mission Statement: Supporting thoughtful exchange of knowledge, values and experience among RV enthusiasts.
Reply
  This discussion is proudly sponsored by:
Please support our sponsors and let them know you heard about their products on iRV2
 
Thread Tools Search this Thread Display Modes
 
Old 11-14-2010, 04:58 AM   #29
Member
 
Join Date: Oct 2010
Posts: 49
How is the "Roadside Assistance" that you can get with Progressive? Will it cover towing?

--Dave
Dave Rickey is offline   Reply With Quote
Join the #1 RV Forum Today - It's Totally Free!

iRV2.com RV Community - Are you about to start a new improvement on your RV or need some help with some maintenance? Do you need advice on what products to buy? Or maybe you can give others some advice? No matter where you fit in you'll find that iRV2 is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with other RV owners, see fewer ads, upload photographs, create an RV blog, send private messages and so much, much more!

Old 11-14-2010, 08:36 AM   #30
Registered User
 
Join Date: Jan 2004
Location: Canyon, TX
Posts: 525
On the other hand, I had an absolutely HORRIBLE experience with National Interstate. It took me almost two years to get a hail damage claim resolved.

The administrator I was "working with" just kept dragging her feet---thinking that I would just go away.

I wouldn't do them again on a bet.
MikeandClaudia is offline   Reply With Quote
Old 11-14-2010, 10:09 AM   #31
RV Mutant #14
 
Wayne M's Avatar


 
Winnebago Owners Club
Texas Boomers Club
Freightliner Owners Club
iRV2 No Limits Club
Join Date: Aug 2008
Location: Texas
Posts: 17,320
When someone speaks of insurance, are they referring to full replacement cost, or just the typical "automotive coverage?"

It seems stupid that they would insure a MH based on its location. I can't count the number of major metroplex areas we have traveled through.
__________________
Wayne MSGT USMC (Ret) & Earlene (CinCHouse) RVM14 (ARS: KE5QG)
Lexi - Goldendoodle
RV Homeless
It is what it is, and then it is what you make of it.
Wayne M is offline   Reply With Quote
Old 11-15-2010, 05:11 AM   #32
Senior Member
 
Vintage RV Owners Club
Join Date: Aug 2009
Location: Central Florida
Posts: 671
Quote:
Originally Posted by Wayne M View Post
When someone speaks of insurance, are they referring to full replacement cost, or just the typical "automotive coverage?"

It seems stupid that they would insure a MH based on its location. I can't count the number of major metroplex areas we have traveled through.
I think (but not very often) that unless noted different most are written just like an auto policy. I know that full timing requires different coverage then say some one who "vacations" with their coach.
blackf3504dr is offline   Reply With Quote
Old 11-15-2010, 09:23 AM   #33
Senior Member
 
Join Date: Jul 2010
Posts: 872
Progressive definitions

Quote:
Originally Posted by Wayne M View Post
When someone speaks of insurance, are they referring to full replacement cost, or just the typical "automotive coverage?"

It seems stupid that they would insure a MH based on its location. I can't count the number of major metroplex areas we have traveled through.

This is what Progressive does. I get my MH replaced or get all of my money back. That's the first choice. No second guessing involved.


"The vehicle value listed within the Comprehensive and Collision information above, reflects one of the following loss settlement options:

Purchase Price - Applies to the value of Total Loss Replacement/Purchase Price Coverage, this value represents the purchase price of the new vehicle, including all the permanently attached equipment. It can not be reduced while this coverage is in effect on this vehicle and must be increased if more permanently attached equipment is added.

Agreed Value - Applies to the value of Agreed Value Coverage, this represents the supportable value of the vehicle at the time the insurance is purchased. For vehicles purchased within the last two years, support is the purchase documents. For vehicles purchased more than two years ago, support is an appraisal.

Actual Cash Value - Applies to the most economical physical damage option. This value represents the actual cash value of the vehicle today, including all permanently attached equipment. The vehicle's value should be periodically reviewed to ensure it continues to reflect this. In the event of a total loss, this value, which will be displayed on the declarations page, will be compared to the then current actual cash value of the vehicle, less the deductible, and the lower amount will be paid.


This all cost me $442 for the entire policy. When I travel in Canada they send me Canadian insurance ID cards.

I even have coverage for those "I WON'T PUT YOUR FIRE OUT UNLESS YOU PAY" fire departments.
WOODYDEL is offline   Reply With Quote
Old 11-24-2010, 09:52 AM   #34
Senior Member
 
rvarner's Avatar
 
Winnebago Owners Club
Solo Rvers Club
Freightliner Owners Club
Join Date: Jan 2007
Location: Pahrump, NV
Posts: 480
I too have my home and autos with Hartford and have the best rates I can find anywhere. My MH however, is a different story. They were nearly twice as much as Progressive because they would only insure it for the original purchase price according to their books. Progressive insured it for what I paid used.
Richard
__________________
2004 Horizon 40AD/ISC 350/2012 SILVERADO or 2008 Chevy HHR/Demco/Vmspc/2013 Polaris RZR
rvarner is offline   Reply With Quote
Old 12-07-2010, 11:50 AM   #35
Junior Member
 
Join Date: Sep 2008
Posts: 8
Progressive Increase

To make a long story short, Dropped Progressive, cancelled Geico and went with AARP Hartford for about a $600 a year savings.
davesBounder is offline   Reply With Quote
Old 12-07-2010, 01:52 PM   #36
Senior Member
 
Join Date: Jul 2010
Posts: 872
Was at $442 and just went up to $512.
WOODYDEL is offline   Reply With Quote
Old 12-10-2010, 08:25 AM   #37
Senior Member
 
Join Date: Jul 2010
Posts: 872
In the paper today, Progressive if allowed to install tracking device in vehicle will give a 30% discount. Tracks your speed, braking habits, how fast you negotiate turns etc. So glad to have big brother monitor me if he pays me I called. Sorry, we can only do cars and trucks with the technology. No motorhomes and no scooters. Well I can see the scooter problem since it has no connections usable for tracking but my motorhome connections are the same as a pickup. Hmmm
WOODYDEL is offline   Reply With Quote
Old 12-11-2010, 05:05 AM   #38
Senior Member
 
Vintage RV Owners Club
Join Date: Aug 2009
Location: Central Florida
Posts: 671
Quote:
Originally Posted by WOODYDEL View Post
In the paper today, Progressive if allowed to install tracking device in vehicle will give a 30% discount. Tracks your speed, braking habits, how fast you negotiate turns etc. So glad to have big brother monitor me if he pays me I called. Sorry, we can only do cars and trucks with the technology. No motorhomes and no scooters. Well I can see the scooter problem since it has no connections usable for tracking but my motorhome connections are the same as a pickup. Hmmm
I heard about this on Clark Howard, it seems all insurance companies may offer this in the future. I'm not so sure I want every move I make watched, it's just so 1984 (if you get my drift).....
blackf3504dr is offline   Reply With Quote
Old 12-11-2010, 12:40 PM   #39
Senior Member
 
Gadget Man's Avatar
 
Fleetwood Owners Club
Freightliner Owners Club
Join Date: Nov 2001
Location: East Texas
Posts: 2,271
Quote:
Originally Posted by blackf3504dr View Post
I'm not so sure I want every move I make watched
I'll have to agree. If you were to do anything unsafe prior to a collision, I would think that you might be setting yourself up for excess liability, if a tracking history showed that you even occasionally exceeded the speed limit.

No thanks!

Craig
__________________
2005 Fleetwood Providence 39J
CAT C7 350, MP-8 Power Module

My wife does all the driving - I just hold the wheel...
Gadget Man is offline   Reply With Quote
Old 12-11-2010, 02:31 PM   #40
Senior Member
 
W4RLR's Avatar
 
Appalachian Campers
Join Date: Jan 2007
Location: Sewanee, Tennessee
Posts: 713
Send a message via Yahoo to W4RLR
My renter's policy and my automobiles are insured through GEICO. My fiver is insured through Progressive on an agreed value policy. I investigated RV insurance through GEICO, they only offer an actual cash value policy and not an agreed value policy. So I will stick with Progressive, even though I may not agree with their founder's or CEO's politics.
__________________
SSgt. Richard L Ray, USAF (Retired) - Laura L Ray
Our second home is a vintage 1995 Jayco Eagle 277RB 'The Love Shack"
towed by a 2008 Ford F-250 Lariat Crew Cab short bed "The Green Goblin"

[SIGPIC][/SIGPIC]
W4RLR is offline   Reply With Quote
Old 12-11-2010, 03:15 PM   #41
Senior Member
 
Join Date: Jul 2010
Posts: 872
Most do it already

Quote:
Originally Posted by Craig P. View Post
I'll have to agree. If you were to do anything unsafe prior to a collision, I would think that you might be setting yourself up for excess liability, if a tracking history showed that you even occasionally exceeded the speed limit.

No thanks!

Craig
Many cars record your vehicle's speed etc just before a collision. Including seat belt use or not. An acquaintance didn't get his warranty on his blown engine in his Ferrari. When he confronted the company they told him what turn he was on at the race track when the engine blew from their GPS device in the car.
WOODYDEL is offline   Reply With Quote
Old 12-11-2010, 04:19 PM   #42
Registered User
 
Vintage RV Owners Club
Gulf Streamers Club
Join Date: Oct 2010
Location: Indiana
Posts: 4,951
Quote:
Originally Posted by WOODYDEL View Post
Many cars record your vehicle's speed etc just before a collision. Including seat belt use or not. An acquaintance didn't get his warranty on his blown engine in his Ferrari. When he confronted the company they told him what turn he was on at the race track when the engine blew from their GPS device in the car.
I heard the same... many new cars record the last 30 secs or so and that info can be pulled.
Midniteoyl is offline   Reply With Quote
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Insurance price increase danes-on-tour iRV2.com General Discussion 68 08-19-2010 11:02 AM
Progressive Insurance gone nuts? danes-on-tour MH-General Discussions & Problems 64 06-22-2010 08:54 AM
Under-Licenced - Overweight - No Insurance!! Stan Birch Canada Region 14 08-30-2005 04:46 PM

» Featured Campgrounds

Reviews provided by


All times are GMT -6. The time now is 08:18 PM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2025, vBulletin Solutions, Inc.