Hello everyone. In December of 2020, I purchased my 2018 Tiffin Phaeton 40IH. Love the coach. I had the money to pay for the coach without financing thinking that I could go back at a later date and get a small loan if I needed to. I recently called a few lenders to see if I could get a small loan on the coach but was informed by all that I have called so far, that they only lend on purchases (new or used coaches), or in cases where you purchase the rig outright, they will lend to you within 90 days of your purchase. Unfortunately I have owned this coach for about 13 months now so I fall outside of that 90 day window.
Does anyone out there know of any lenders that will lend on an owned coach where the ownership has been for over that 90 day period?