Community Forums

busterbrown1 · 03-04-2016, 02:57 PM

I'm taking delivery of my Keystone Bullet 308BHS in a few weeks and was shopping for RV insurance. My primary insurer is Geico and I just called for a quote. I couldn't believe what they quoted me. Almost $1250 every 6 months? Seriously???? I just did an online quote with Good Sam. Yearly quote was $219. Ok. Am I missing something? My driving record is squeaky clean. Why the disparity? I'm at a loss for words with Geico's quote. Anyone have recommendations for a good RV insurer?

Ray,IN · 03-04-2016, 07:18 PM

Clearly Geico does not want to insure your trailer and contents. Good Sam insurance is in the business of insuring trailers and motorhomes, plus the contents. I switched from Good Sam to another company, then discovered I do not have the same coverage-on anything concerning the motorhome. I'm returning to GS insurance this spring.
BTW, you do not have to insure the trailer at the same company as your truck if that is your choice, but IMO it is wise.

ClarkGriswol · 03-22-2016, 12:35 PM

Did that include the insurance of the tow vehicle?

IC2 · 03-22-2016, 02:18 PM

Amazing price for insuring a TT. We have AMICA on everything, but for our 2014 fairly costly 5er it's $486/year and we live in a high rate area

Badlands Bob · 03-22-2016, 03:33 PM

I found that the cost of annual insurance on a travel trailer is about 1% of the cost of the trailer. If the trailer is $25,000 then the annual insurance is around $250. Of course, it will vary depending on your history and location.

ga traveler · 03-23-2016, 01:40 PM

In our company experience, We always advised our customers to RUN away from car insurers. We had a hard time dealing with cars insurers. They knew next to nothing about Campers. It was always long drawn out and many return trips when dealing with them.