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Old 01-21-2020, 08:11 AM   #1
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Safeco Insurance....BEWARE..!!

Hi Guys:


Last year I went with Safeco Insurance through FMCA for insurance for my coach. Seemed like a good policy with good coverage amounts at a goo price. I paid $975.00 a year.


Well I just got my new premium price for 2020, it is $1785.00 a year? No accidents just a policy increase??? Called them and they said they made a mistake in the calculations for PA insurance last year... huh..????


Called FMCA got two new quotes for EXAXT coverage from Safeco, one $706 Progressive and $851.00 Nationwide..!!!!!!

Safeco is out to lunch...


Jim P.
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Old 01-21-2020, 08:45 AM   #2
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Check that stuff! I had been with Allstate for auto policies since I was 15. In my late 40s, I did some checking, and found that Progressive was half what I was paying. Strange thing - two policies and each was to the dollar half of what I was paying.

More recently, we had a policy on our RV with Progressive. When I renewed after a year, we discovered that they had written a policy for a travel trailer and not a motor home. This after the usual questions (how many miles per year, engine type, VIN...) Imagine the furor had I had a driving liability claim during that year.

We are with Safeco now for our cars, and have had good results.

Not an endorsement - whatever you have, police your rates and coverage!

Matt B
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Old 01-21-2020, 08:59 AM   #3
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Exact same thing happened to me. FMCA got me a Safeco policy for a good price but a month before renewal it was due to rise by 45% at renewal. I called the FMCA broker and they moved me to Progressive for about the same as Safeco’s first year price.
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Old 01-21-2020, 09:37 AM   #4
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We had Safeco for two years at a good rate. With no claims, no traffic tickets, thay bumped the rates over 30% for the 3rd year.

I have found that we need to shop insurance coverage every 2 to 3 years.

Ken
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Old 01-21-2020, 09:40 AM   #5
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It's not just Safeco, I think they all do that! Another form of "bait & switch"!
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Old 01-21-2020, 12:26 PM   #6
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Quote:
Originally Posted by pameridan04 View Post
Hi Guys:


Last year I went with Safeco Insurance through FMCA for insurance for my coach. Seemed like a good policy with good coverage amounts at a goo price. I paid $975.00 a year.


Well I just got my new premium price for 2020, it is $1785.00 a year? No accidents just a policy increase??? Called them and they said they made a mistake in the calculations for PA insurance last year... huh..????


Called FMCA got two new quotes for EXAXT coverage from Safeco, one $706 Progressive and $851.00 Nationwide..!!!!!!

Safeco is out to lunch...


Jim P.
Did they ask you to re-imburse them for the misquoted premium? I bet if the situation was reversed, you would want the difference refunded.
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Old 01-21-2020, 02:06 PM   #7
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Play their game, they go up, shop around.
Progressive went from $1600 to 2700 for house insurance. New policy for 1300 with Allstate.
Next year who knows?
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Old 01-21-2020, 02:18 PM   #8
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We had Safeco for two years at a good rate. With no claims, no traffic tickets, thay bumped the rates over 30% for the 3rd year.

I have found that we need to shop insurance coverage every 2 to 3 years.

Ken
Excellent advice!!! That's what we do. Sometimes I hear folks say they've been with xxxxxx for 30 years. I don't understand that.
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Old 01-21-2020, 10:32 PM   #9
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Gee, and my auto insurance has been going down a little every renewal...
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Old 01-21-2020, 10:35 PM   #10
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That is the way the game is played now. Lure you in with a low introductory price then raise your premium 35%+ for the upcoming year.



BTW I have said this many times here. Your results/experiences may very.

I will never own a policy with Progressive. Nor do I service repairs in my shop for progressive unless the owner underwrites the cost and deals with Progressive on their own. I can name 3 shop owners in my vicinity who do the same.

When considering rv insurance you might want to talk to a few repair shops and ask who the worst company is to deal with. Progressive is at the top of the list always.
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Old 01-27-2020, 12:55 PM   #11
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Safeco has treated me with superior service and competitive rates for several years. Even after an accident last year my 2 autos + motorhome combined only went up about $170. Plus they were above and beyond good service when the last DP was totaled. Premiums are clearly an important consideration but if you actually need to use the insurance, the fairness and reliability of the company you've been mailing checks to will suddenly be far more important.
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Old 01-28-2020, 03:19 PM   #12
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Had Safeco for auto and home policies for over a decade. Past three years, increases for both started getting larger and larger. Called around and got rates from Travelers that were 55% less then what I would of been paying if I stayed with Safeco. Called local Safeco agent(who represents several other underwriters) and they could of cared less that I was going to another agent.
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Old 01-31-2020, 08:41 PM   #13
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I will never own a policy with Progressive. Nor do I service repairs in my shop for progressive unless the owner underwrites the cost and deals with Progressive on their own. I can name 3 shop owners in my vicinity who do the same.
When my pickup was hit by a load of breaker rock that flew off a passing semi and I took it into my Chevy Dealership's body shop they just groaned when I told them I had Progressive. It was the only claim I had ever had after being with them for many years and they were horrendous to deal with. Thank goodness the body shop was kind to me. Next renewal I dropped them like a hot rock. I wouldn't use Progressive again if they offered me free insurance.
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Old 02-01-2020, 09:40 AM   #14
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I had Allstate for years, had 5 policies at one time. Now I have none with them. I cancelled them due to steady rate increases and they have never asked why I cancelled.
I have had good services with Progressive, $5600 claim for thieves destroying MH door to steal nothing. Had good service with USAA but left them due to rate creep. Still have home owners with USAA. Now with State Farm for 3 years on autos and MH. Just got my renewal notice from State Farm for autos rate went DOWN $300.
I now check rates at every renewal. With everything on line it only takes a few minutes
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