Community Forums

Blaster 22 · 12-01-2011, 10:16 AM

Quote:

Originally Posted by Wayne M

Free windshield repair does not mean "Free" in the sense of the word.

It means free to you because they will use your insurance company policy to get their money. Now, hopefully the insurance will not go up due to a claim. I have heard that some insurance companies will not pay for chip repair. It used to be that they would, but there are to many "Free" claims. It is costing them big bucks.

Good advice. Also, don't forget deductible limits.

Ray,IN · 12-01-2011, 12:42 PM

Bill that is exactly why auto insurance companies pay the entire cost of having a chip repaired. It saves them a lot of money later.
Replacement windshields; unless you have an OEM replacement installed, you will not get the same quality or tint. Been there-done that 3X so far.

dons2346 · 12-01-2011, 12:47 PM

Quote:

Originally Posted by Wayne M

Free windshield repair does not mean "Free" in the sense of the word.

It means free to you because they will use your insurance company policy to get their money. Now, hopefully the insurance will not go up due to a claim. I have heard that some insurance companies will not pay for chip repair. It used to be that they would, but there are to many "Free" claims. It is costing them big bucks.

There ain't no free lunch!

Even if the insurance company pays for the fix, there is a very high chance that they will charge you with a comprehensive claim. If your policy has a "5 year claim free" clause where your deductible goes down so much for every claim free year, this will ruin it.

Check with your insurance company and see if a "free" chip repair is or is not charged to you as a claim.

Progressive did it to me so I know about them.

LadyFitz... · 12-01-2011, 01:44 PM

Quote:

Originally Posted by Ray,IN

Bill that is exactly why auto insurance companies pay the entire cost of having a chip repaired. It saves them a lot of money later.
Replacement windshields; unless you have an OEM replacement installed, you will not get the same quality or tint. Been there-done that 3X so far.

Just got one installed three months ago. It was OEM and had tint my original windshield didn't have. Insurance covered it all.

harris155 · 12-01-2011, 03:25 PM

The sooner it is repaired the better the repair is according to the tech who repaired our two chips. The older one you can see the repair a little the new chip is perfect. He said the longer you wait dirt will enter the crack and may make it visible.