Quote:
Originally Posted by Solo_RV_Guy
Your cell phone is a greater risk vector than TSD having your SSN. With your phone number a hacker can probably own many of you accounts in 30 minutes or less.
My understanding of TSD's use of your SSN is it is unused for transaction purposes. They use it to authenticate and identify the applicant.
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Where did you read that? Really doubt having a cell number at every one of the thousands of web sites I've entered it is going to expose myself to many hackers. Just isn't enough to go on.
The problem
isn't that they use it at all, it's that the HAVE IT. On a computer, almost certainly connected to the internet. THAT's the problem.
If you haven't noticed, thousands of companies have their data hacked every year. "According to the Identity Theft Resource Center's 2021 Data Breach Report, there were 1,862 data breaches last year, surpassing both 2020's total of 1,108 and the previous record of 1,506 set in 2017." This was published Jan. 2022.
So yes, it's scary when I've spent so much time trying to protect myself from having my really important identifying SSN kept secret, that I needed to give it to some company when I know nothing about their security. But in this case, being frugal overruled my good sense.
Just a couple weeks ago, Google notified me that one of my old passwords had been compromised that I had used at 78 different companies over the last 20 odd years. I do try to remember to clean things out but a lot of online companies make it difficult to detach completely from their databases. And I can't remember everywhere I entered data like my phone number. (Often I use a fake one though).
TSD has my password, name, address, phone number, and SSN! Not to mention my BANKING INFO. So, it's scary. Most places I've signed on don't have all that much info about me. I can count they number on one hand. And those are banks and official government sites. I don't even know if TSD encrypts all their data like many companies do! Some only encrypt some of the data they collect. And many companies have been caught selling their data to other less scrupulous companies.
Well, enough of that. I'll get off the soap box now. When I signed up for TSD, I had my fingers crossed that they have good security. Sure hope I'm right about that.