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10-05-2017, 09:24 PM
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#1
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Junior Member
Join Date: Nov 2016
Posts: 25
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Wait on insurance check or pay the man?
I sent my motorhome to another state because I believed the man was sincere in getting it fixed. The insurance is paying but the check will be in both of our names. I haven't received the check yet. Now he says he can't do anything until he has money. Have I been scammed?
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10-05-2017, 09:32 PM
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#2
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Senior Member
Country Coach Owners Club Solo Rvers Club iRV2 No Limits Club
Join Date: May 2011
Location: Vancouver, WA
Posts: 37,725
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Possibly, most businesses don't need money upfront. Asking for money upfront is usually a scam.
__________________
2009 45' Magna 630 w/Cummins ISX 650 HP/1950 Lbs Ft, HWH Active Air
Charter Good Sam Lifetime Member, FMCA,
RV'ing since 1957, NRA Benefactor Life, towing '21 Jeep JLU Rubicon Ecodiesel
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10-05-2017, 09:47 PM
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#3
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Senior Member
Country Coach Owners Club
Join Date: Dec 2010
Posts: 7,795
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That depends. If he has to order parts, he has to pay for them somehow. If he orders parts and pays for them out of his pocket and then you decide to have the work done somewhere else, then he is stuck. I see his point about needing money
__________________
Don
2002 Country Coach Intrigue
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10-05-2017, 09:52 PM
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#4
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Senior Member
New Horizons Owners Club
Join Date: Mar 2016
Location: Resident of SD
Posts: 214
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I would offer to pay for parts upfront, but I wouldn't pay for the whole invoice amount.
__________________
"That's my Opinion and I could be Wrong"
2009 Freightliner M2-112 Sports Chassis 450Hp Mercedes
2018 New Horizons Majestic M41RL3S W/ Freedom Hauler Trailer, 2023 HD Trike.
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10-05-2017, 11:09 PM
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#5
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Registered User
Join Date: Sep 2016
Posts: 1,209
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No reputable BUSINESS will ask for money upfront. If they are so poorly capitalized they can't buy parts with their own funds or credit, you probably shouldn't be doing business with them.
What is the estimated bill for parts and labor? Unless a relatively small amount relative to the total estimate I would not pay them anything in advance. You should be able to inspect your coach after repairs and then if satisfactory pay them in full.
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10-05-2017, 11:10 PM
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#6
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Registered User
Join Date: Sep 2016
Posts: 1,209
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Quote:
Originally Posted by dons2346
That depends. If he has to order parts, he has to pay for them somehow. If he orders parts and pays for them out of his pocket and then you decide to have the work done somewhere else, then he is stuck. I see his point about needing money
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He has their coach. Seems like plenty of leverage for non-payment there.
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10-05-2017, 11:38 PM
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#7
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Senior Member
Join Date: Nov 2015
Posts: 26,820
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How is invoice written...........
You do have an invoice (contract) with this 'guy' correct?
__________________
I took my Medication today. HAVE YOU?
Dodge 3500 w/Tractor Motor
US NAVY---USS Decatur DDG-31
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10-06-2017, 01:06 AM
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#8
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Senior Member
Join Date: Mar 2017
Location: Zebulon, NC
Posts: 5,211
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Did this reputable person not know beforehand that these parts would have to be purchased and that he doesn't have sufficient credit with his vendors to get them?
Did this just happen to slip his mind until he had your coach in his possession?
What kind of online reviews and BBB rating does he have?
Here are the pitfalls:
1-He is out of state so if he takes your money you will have to sue him in his home turf and play by his states rules.
2-If your coach isn't drive able, you will be responsible for recovering it (tow bill) plus additional for anything the tow company has to spend to make your coach towable and bring back any parts removed or not installed.
3- Insurance has already pretty much settled, so any towing and additional costs of repairs will probably be on you, and you will lose (or have lost) any leverage your insurance may bring to bear. My guess if his reputation doesn't afford him the ability to purchase repair parts, he isn't worried about being on an insurance companies dookie list.
Way too much that can go wrong on his end (intentionally or by circumstance) and the burden falls on you. I wouldn't have considered this type arraignment unless this reputable person was on the insurance's preferred providers list and at that point, the money wouldn't be an issue. Let him ask the adjuster for the advance.
__________________
Kelly and Jerry Powell with Halo (Lethal White Aussie), Nash the Rat Terrorist, and now Reid, the "Brindle we have no idea puppy"
2020 Grand Design Solitude 390RK-R
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10-06-2017, 05:05 AM
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#9
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Member
Ford Super Duty Owner Holiday Rambler Owners Club
Join Date: Aug 2017
Location: Apache Junction AZ
Posts: 31
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repairs
I do not know anything about the repair company. I have always trusted my gut. If you feel that something is not right and are able to get your rig to another repair shop that you are comfortable with. I would go with that option.
Good luck
__________________
1999 Holiday Rambler Endeavor
35' v-10
2012 Jeep Grand Cherokee 4x4 Toad
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10-06-2017, 05:48 AM
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#10
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Senior Member
Join Date: Aug 2008
Location: Georgia
Posts: 8,638
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My 2 cents don't pay up front and don't turn over check until you are 100% satisfied, once you do that's it.
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2007 Fleetwood Revolution LE 40V
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10-06-2017, 10:53 AM
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#11
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Registered User
Join Date: Jan 2004
Location: Canyon, TX
Posts: 525
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Sounds like to ME that it is time to "Shake the dust from your sandals" and find another repair service.
Check out: RV Service Reviews
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10-07-2017, 02:30 PM
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#12
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Moderator Emeritus
Join Date: Jan 2000
Location: West Palm Beach, FL. USA
Posts: 27,676
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Most insurers will make a partial (advance) payment if the cost of parts is substantial, e.g. many thousands of dollars. The shop would usually work that out with the insurer, if needed.
On big jobs. it's not unusual that the work doesn't really start until the insurer commits to pay the estimate price, but that doesn't necessarily mean the check is in hand. Teh shop won't buy pricey and unique parts until they can be assured they will be paid.
Does this guy expect to cash that check and get paid 100% before the work is even begun? Not on my job...
By the way, I've had coaches repaired out of state twice, and the logistics of payment worked smoothly. This sounds like a, smaller, less-than-professional shop, though not necessarily a scam. You might want to reconsider. If he lacks financial resources and experience with insurance repair procedures, what if he goes belly up halfway through your job? Or gets sick? Your coach is torn apart and locked in his shop, maybe with a lien from a parts supplier on it.
One more consideration: If your RV has a loan lien on it, the lien holder may have approval rights on the repair as well as you. And a say as to when payment is completed.
__________________
Gary Brinck
Former owner of 2004 American Tradition and several other RVs
Home is West Palm Beach, FL
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10-07-2017, 03:25 PM
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#13
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Registered User
Join Date: Sep 2016
Posts: 1,209
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The person who started this thread was extremely short on any details. Alot of solid advice here, but no feedback from that person. Wonder why.
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10-07-2017, 06:29 PM
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#14
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Senior Member
Join Date: Mar 2017
Location: Zebulon, NC
Posts: 5,211
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Quote:
Originally Posted by awol50
The person who started this thread was extremely short on any details. Alot of solid advice here, but no feedback from that person. Wonder why.
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Reminds me of another long thread asking advice (first post ever) about flying half way across the country (with the money) to look at buying an older coach unseen and had only seen pictures of the coach and pictures of thousands of dollars of repairs. This was also an emergency as the owner had to sell it quickly and that was why so cheap and she had already bought her plane ticket for the next day and then posted. That one disappeared too. BTW, she had never been in an RV before.
__________________
Kelly and Jerry Powell with Halo (Lethal White Aussie), Nash the Rat Terrorist, and now Reid, the "Brindle we have no idea puppy"
2020 Grand Design Solitude 390RK-R
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