We have an excellent fraud program at our credit union. They are what you would call very watchful.
They monitor your patterns and if any odd things pop up you get a call, usually while your still making the purchase, yes they are that fast. They even recently re-issued new debit cards for us because a visa database had been breached and visa was unsure what data was lost or compromised. Then until our new cards arrived they called me on each purchase to verify it was me, some would say they were to cautious, but they saved my tail, when my computer was stolen.
I like the fact you can call ahead and give them a travel route, so there are no unexpected delays, this also shuts off the spending limit at most fuel stops, so i can drop 200 of fuel in the tank and not have to reset at 50.
Redstone Federal Credit Union in Huntsville Alabama