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12-21-2016, 08:18 AM
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#1
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Senior Member
Join Date: May 2016
Posts: 133
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What do you pay for insurance on a Class A?
I am going to be buying my first Class A motorhome soon and have a question about this insurance. Can some of you tell me what you pay for insurance?
Please post what company and how much for a class A about 30-32 feet and 3 or 4 years old. Thanks! 
__________________
Joe Koppel-San Diego
2014 Fleetwood Bounder 33C
Full Time 
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12-21-2016, 09:23 AM
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#2
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Moderator Emeritus
Join Date: Jan 2000
Location: West Palm Beach, FL. USA
Posts: 27,704
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There can be no meaningful answer to that, since insurance premiums vary tremendously by locality, individual, insurer, and the coverages you get. As much as 2x or 2.5x difference is common, even for similar coverage. For example, rates for a vehicle kept in south Florida will be 50-75% greater than one in north Florida, even with the same owner.
Would you have collision and comprehensive insurance in addition to vehicle liability? What deductible amounts? Personal effects coverage? Is it a high end diesel or a low end gas unit (wide difference in value).
My advice is to contact an RV specialist insurer agency such as Miller RV Insurance or Farm & City, and ask them to get you some quotes. They will work with you on what coverages you need and then find the most attractive rates for your particular situation.
To give you a ball park, you could be looking at anywhere from $600-$1500 yearly.
__________________
Gary Brinck
Former owner of 2004 American Tradition and several other RVs
Home is West Palm Beach, FL
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12-21-2016, 05:12 PM
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#3
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Junior Member
Join Date: Feb 2015
Location: Orange County, CA
Posts: 26
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About $700 a year with Progressive. Also that is Southern California. They were the low bid when I got quotes.
Quote:
Originally Posted by jmk909er
I am going to be buying my first Class A motorhome soon and have a question about this insurance. Can some of you tell me what you pay for insurance?
Please post what company and how much for a class A about 30-32 feet and 3 or 4 years old. Thanks! |
__________________
2012 Allegro 34 TGA
2014 Jeep Wrangler
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12-21-2016, 05:58 PM
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#4
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Senior Member
Vintage RV Owners Club Fleetwood Owners Club Mid Atlantic Campers
Join Date: Mar 2015
Location: Frankfort, Ky
Posts: 143
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Try AARP/Hartford. Full coverage with roadside and I am full-time though not in transit yet. Added Jeep below full coverage as small finance on it. Both were less than progressive for just car. Go figure
__________________
Tim, with co-pilots Bert n Ernie(RIP)-
Felines Extraordinaire
'94 Pace Arrow 33X, 454 7.4L; '05 Jeep G. C. LTD
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12-21-2016, 06:00 PM
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#5
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Senior Member
Join Date: Sep 2016
Location: New Smyrna Beach Fl
Posts: 232
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Progressive full coverage $623 year Florida
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12-21-2016, 06:37 PM
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#6
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Senior Member
Join Date: May 2016
Posts: 133
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Thanks for all your input. This really helps a lot! 
__________________
Joe Koppel-San Diego
2014 Fleetwood Bounder 33C
Full Time
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12-21-2016, 06:44 PM
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#7
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Member
Join Date: Feb 2016
Location: End of West Texas
Posts: 57
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Wow! I'm paying $123 month through Farmers. I guess i need to shop around!
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Me and the wife
'16 Winnebago 31BE
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12-21-2016, 06:44 PM
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#8
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Senior Member
Newmar Owners Club Freightliner Owners Club
Join Date: Jul 2016
Location: Fulltime since ‘16
Posts: 2,624
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Prices will also differ depending on coach value, deductibles/terms, expected usage (especially miles driven), storage location, and full-timer address.
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CC, Paul, & puppy Leap (ACD)
'17 DSDP4018, Wrangler toad
[SIGPIC][/SIGPIC]
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12-21-2016, 06:45 PM
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#9
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Senior Member
Monaco Owners Club National RV Owners Club Workhorse Chassis Owner
Join Date: Dec 2013
Location: St. Charles MO
Posts: 4,920
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Just call and get some quotes. Depends on the value, your driving record, where you intend to keep it, miles driven each yr? Generally speaking based on your previous budget I would plan on $600-$1200.
iPad using iRV2 - RV Forum
__________________
2002 Monaco Windsor 40PST 2019 Equinox 1.5L, Blue OX Aventa LX tow bar, Roadmaster EZ5 baseplate, SMI Stay-In-Play Duo, TireSafeGuard TPMS
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12-21-2016, 07:17 PM
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#10
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Senior Member
Join Date: Aug 2011
Location: Enjoying the Western States!
Posts: 19,792
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Call this company and they'll search and get you the best price:
Miller Insurance Agency
They are familiar with full-timers and in reading your other posts, I think that's what you will be.
Every rate by anyone else will be very different from yours. Rates go by your address, RV size and age, your driving record, your age, your credit score and other factors.
Good luck!
__________________
Full-timed for 16 Years . . .
Traveled 8 yr in a 2004 Newmar Dutch Star 40' Diesel
& 8 yr in a 33' Travel Supreme 5th wheel
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12-21-2016, 09:37 PM
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#11
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Senior Member
Damon Owners Club Vintage RV Owners Club Oklahoma Boomers Club
Join Date: Jul 2011
Location: Bartlesville Oklahoma
Posts: 1,300
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350 full coverage in Oklahoma . ..rural
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1996 Damon DayBreak 454 P37 Chassis
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12-21-2016, 10:03 PM
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#12
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Senior Member
Join Date: Jun 2016
Location: SW Louisiana
Posts: 8,954
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15 year old 29 ft Class A motorhome through local State Farm (same as car insurance) comprehenisive with towing insurance coverage $82 per month in Louisiana (I think $890 if prepaid for a year). Could have probably shaved a bit off by shopping around, had a quote from Progressive for about $750 per year without towing insurance.
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12-22-2016, 03:02 PM
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#13
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Senior Member
Join Date: Nov 2016
Location: Vancouver, WA.
Posts: 146
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I don't have a rig yet. I took a VIN for a 2014 35' Bounder and got a quote from my Safeco agent. $625.00 per year.
I did not mention anything about towing, so maybe some extra for that?
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12-22-2016, 05:48 PM
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#14
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Senior Member
Monaco Owners Club National RV Owners Club Workhorse Chassis Owner
Join Date: Dec 2013
Location: St. Charles MO
Posts: 4,920
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What do you pay for insurance on a Class A?
Quote:
Originally Posted by Brad W
I don't have a rig yet. I took a VIN for a 2014 35' Bounder and got a quote from my Safeco agent. $625.00 per year.
I did not mention anything about towing, so maybe some extra for that?
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That sounds extremely low, something is missing?
__________________
2002 Monaco Windsor 40PST 2019 Equinox 1.5L, Blue OX Aventa LX tow bar, Roadmaster EZ5 baseplate, SMI Stay-In-Play Duo, TireSafeGuard TPMS
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