What would You Do????

[Gary RVRoamer]

The sales tax on a 2008 motorhome has to be asubstantial chunk of that $10k figure, so maybe the extended warranty price isn't all that much.

You can get warranties that are power train only or otherwise limited in coverage and thus lower in price. Shop around too - the dealer seldom has the best prices on warranty programs.

[a k]

$575 to start an LLC in Montana. Approx $700 to register and title. What sales tax?none Ask your insurance agent about insuring the LLC.
One year Good Sams Warranty approx 1400/year.

They know how to treat real people.

[D in Davie]

If I thought that I needed an extended warrantee for the unit, whether its an RV, Auto, or a DVD player from Best Buy; I wouldn't buy the unit in the first place. But thats just me.

[Essex-Spensive]

If extended warranty is a poplar topic just start on LLC's in Montana!!!! I know several people that got stuck paying tax and penalty from their home state. You must follow all of the rules and they keep changing them.
The man never replied to the questions? It is hard to tell him what to do. I will not pay for another warranty and will pay as I go.

[Snowman 1]

Originally Posted by doc

Wonder how it would work if one took the 10 to 12 grand and put it in the bank, using it ONLY to pay for repairs on the MH. These extended warranties have more loops than a frustrated fisherman on opening day of trout season.

Doc, you need to read the original post a little closer. He's not paying 10-12 grand for a warranty. At most he's probably being quoted around 3-4 thousand for a warranty. That is money well spent.

Look, we decline extended warranties on appliances, flat screen TV's and our cell phones. But we're not talking about an $800 dollar dishwasher here. A motorhome is an expensive toy that goes rumbling down our crumbling highways. It sits outside in all sorts of weather. These things are more complicated than a nuclear submarine. The systems on these things will boggle your mind. One good repair bill on that drivetrain will eat through the $4000 you saved not buying the warranty faster than you can say, "Honey, I'm glad we bought that warranty".

You don't need an expert to read through the "fine print" and "loopholes" either. A voter in Florida could understand what these things cover and what you and the repair shop need to do to get coverage. I'll tell you now...Call first before repairing. And I hate to rain on the "get a mechanic to check it out first" parade, but unless the component, appliance or whatever is broken on the dealer's lot, no mechanic is going to tell you when that $3000 fridge is going to break. Or look inside your $20,000 Cummins and tell you a rod is going to come through the block in 500 miles. Life does not work that way.

Ya, dealers make money on selling extended warranties. So what? That's what a business does. The few hundred they're making selling that warranty pales in comparison to the $15-20 grand they're probably going to make off you selling that used coach. It's called capitalsim and that's how they pay for those buildings, worker's salaries, and that stupid health care plan that you know who rammed down our throats.

RV'ing is a wonderful way of life but it's not cheap. I've had just about every kind sitting at my home for the last 30 years. Chances are an '08 RV will be trouble free. But boy if it's not...

[RickO]

Originally Posted by AC eagle

If extended warranty is a poplar topic just start on LLC's in Montana!!!! I know several people that got stuck paying tax and penalty from their home state. You must follow all of the rules and they keep changing them.
The man never replied to the questions? It is hard to tell him what to do. I will not pay for another warranty and will pay as I go.

Not sure I understand the point(s) you're trying to make. LLCs vs Extended Wty's? What man?