Community Forums

John Dotas · 01-15-2006, 05:47 PM

Have two cars, motorhome and stick home all with The Hartford. Nice rates on all so far. Always keep checking other companies tho....
JD

John Harrelson · 01-15-2006, 08:20 PM

Been with FOREMOST since the mid 1970's for (5) motorcycles, (2) truck camper, (1) motor home, (2) travel trailers and (1) 5th wheel..

so far, no problems.. but of course tomorrow ain't here yet..

John

Nedra · 01-18-2006, 09:46 AM

Our agent is Farm and City and our insurance carrier is now Progressive and has been for about 2 years now. Farm and City is great for service. Can't say much about Progressive since we haven't had any claims other than some rock chips and those were handled well.

RV Wizard · 01-18-2006, 11:20 PM

I want to thank everyone for their response of this survey. Our Collision shop manager was wondering which insurance companies are the major ones used in the RVing community and now we know! Thank you.

N8XV · 01-19-2006, 02:32 AM

Just wondering if others seeking insurance quotes have had this problem. For over 35 years I've got an annual insurance quote from about 14 companies. Now these were apple to apple compares or as close as one could get. This year for the first time in 35 years received a quote from a company and after all the quotes were in they had the best deal for the least premium. So I bought the policy from them. Nearly a week later I get a phone call, we made a mistake on your quote and you owe us $265 more. I go with the next best quote on my list and the same thing happened to the tune of being quoted $128 low. The third company I purchased from held to their quote, and yes it did pay to do the shopping as I saved $106 from what last years policy was. Is this under quoting just a way of reeling one in and hoping you will pay the additional premium?? These were both insurers I see mentioned on the RV forums all the time.

rebelsbeach · 01-19-2006, 03:03 AM

I have found that,at least in my situation,keeping the bulk of my insurance with one company and getting a "tiered" or volume discount seems to be a better solution.

On the advice of several on this forum I let Twin Peaks in Florida quote me and even tried Farmers...

What I found was that State Farm was cheaper,by about $500 on the motorhome....

Of course,unlike a lot of you out there who might be full-timing, we still have a stick house and two cars along with the RV.

Stephen M · 01-19-2006, 04:38 AM

We have AAA and that was less than half of what I was quoted from GMAC.

MyLife · 08-15-2006, 10:56 AM

How did the Survey turned out?

GaryKD · 08-15-2006, 03:00 PM

I'm happy some of you have your loyality, to an insurance company, rewarded. It hasn't been that way for me. I now have Progressive. Originally I had Prudental. They no longer wanted to do business in Florida so they sold me to Liberty Mutual. When communicating with Liberty Mutual about their high cost it was clear they wanted nothing to do with the RV business. Then came GMAC. They offered the lowest price, buy far. In 6 months they offered the highest price by far. I went with Progressive. We'll seee what happens when it's time to renew.

Living in South Florida, I may have a unique situation others do not face. An insurance company who pulls out of Florida has found their customers have homes and insurable assets in other parts of the country that they cancel because the company did a blanket pull out in Florida. Now what insurance companies do is make your renewale rate so high, the customer cancels. The insurance company can continue to say they do write policies in South Florida,

Hitchhiker · 08-15-2006, 03:20 PM

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by MyLife:
How did the Survey turned out? </div></BLOCKQUOTE>

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Results (54 votes counted so far):

<UL TYPE=SQUARE>
<LI>13 (24%) State Farm
<LI>2 (4%) Allstate
<LI>9 (17%) GMAC
<LI>5 (9%) Farmer's Bureau
<LI>25 (46%) Progressive[/list] </div></BLOCKQUOTE>

Bob&Pat · 08-21-2006, 03:51 PM

I insure my motorhome with AARP The Hartford.

Toby · 08-21-2006, 05:30 PM

For a short period of time, I sold insurance for Nationwide and kept my State Farm policies for our 3 vehicles since no one could touch SF's rates. We have our house with Cotton States. Excellent company to have your stick house with and SF could not touch them with the cost. I've had several claimes with both companies and both have excellent claims serv,ice.
The differiencies in charges I believe, is caused by some of the above writers experienced was a result of underwriters second guessing the insurance agents using their information supplied by the insurance companies. This happened to me several times. The insurance companies would change their rating for a specific model and forget to send out the changes etc, so I would have to call them back and tell them the bad news. Not a pleasant task. Blame the change in rates to the underwriters. s/Toby

diandtom · 08-22-2006, 05:20 PM

Where is Nationwide? Been with them for over 20 years. Other than a claim they lost last year I been pretty happy until time to pay. I finally got paid for the claim, it got lost on the agent's desk.